Throughout all varieties of financial institutions, truly high yielding CD rates are hard to find these days. With the low rates leveling the playing field, residents of Central Illinois should consider investing their hard earned cash into local bank in order to support their communities. Once such option is Heritage Bank of Central Illinois and their current 12-month CD interest rate that ranges from 1.29% APY to 1.39% APY based on the deposit amount.
The 1-year CD rates are set up on a tiered scale and your potential interest rate is based on the amount you deposit. The current tiers include:
- CD investments ranging from $1,000.00 to $9,999.99 (daily average) will earn an 1.30% APY
- CD investments ranging from $10,000.00 to $49,999.99 (daily average) will earn an 1.40% APY
- CD investments ranging from $50,000.00 and up (daily average) will earn an 1.40% APY
Deposit terms that must be met in order to qualify for the Heritage Bank of Central Illinois CD rates include:
- Minimum opening balance of $1,000 required
- Minimum average balance to earn APY is $1,000
- Early withdrawal penalties will apply
- FDIC insured
Heritage Bank of Central Illinois has been a proud part of the community since 1920. The financial institution was originally when chartered as Trivoli State Bank. Over the past 100 years, Heritage Bank of Central Illinois has maintained their local identity and now features six branches in the area. Customers can visit the bank at Trivoli, Hanna City, East Peoria and the three branches in Peoria (Harmon Highway, Prospect Road, and Willow Knolls Road.)
Current Heritage Bank of Central Illinois CD Rates
- 6 Month CD Rate – Heritage Bank of Central Illinois
- 12 Month CD Rate – Heritage Bank of Central Illinois
- 2 Year / 24 Month CD Rate – Heritage Bank of Central Illinois
Other Heritage Bank of Central Illinois Rates
About Heritage Bank of Central Illinois >>
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


