A top certificate of deposit rate is only one of the tools every investor needs in their arsenal. Cache Bank and Trust has one such option for investors in the guise of their best 6-month CD. The interest rate on this certificate of deposit offer is .85%, which is extremely competitive, thanks to the current market conditions.

There are certain terms depositors need to be aware of in order to take advantage of the top 6-month CD rate including:

• Minimum opening balance of $1,000 required
• Early withdrawal penalties will apply
• Interest compounded daily
• Rate is fixed for entire 6-month certificate of deposit term
• FDIC insured

The locally owned and operated Cache Bank and Trust has four locations splattered throughout Colorado with branches in Greeley, Fort Collins and Denver. Customers wanting to take advantage of the Cache Bank and Trust CD rates can feel free to stop by and visit a costumer service rep during traditional banking hours. The financial institution has the goal of expanding their market base to serve even more Colorado communities.

>> Best 6-Month Certificate of Deposit

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Finding a decent rate of return on deposit amounts is no easy task. However, thanks to 1st Mariner Bank, it has become a bit easier. The financial institution is offering a competitive .50% APY interest rate on checking accounts. Their current checking account interest rate is a bit higher then most of the savings account rates currently available.

If you are seeking a checking account that pays, there are a couple of things you need to know:

• Customers must hook up and receive a direct deposit to the top checking account at least one time during each 90-day period
• No monthly fees apply
• No minimum balance required
• Online banking with bill pay and optional e-statements
• ATM card
• Bank reserves the right to change the checking account rate upon their discretion
• FDIC insured

1st Mariner Bank has multiple locations around the Maryland area. The application process can begin online or consumers can stop by any of the branches located at 1st Mariner Tower, Annapolis, Arbutus, Bel Air, Canton (drive through), Carroll Island, Cockeysville, Columbia, Downtown Baltimore, Dundalk, Easton, Ellicott City, Glen Burnie, Hickory, Lutherville, Odenton, Owings Mills, Perry Hall, Pikesville (plus a drive through branch), Severna Park, Shrewsbury, Towson-Loch Raven, Westminster, White Marsh and Woodlawn.

>> Top Checking Account Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

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