Like savings account rates, CD Rates from national banks have also lowered due to the recession. Here are some of the most current 6 Month CD Rates available among national banks.

Current 6 Month CD Rates from National Banks:

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

If you were a customer ofNew South Federal Savings Bank in Irondale, Ala., there is no need to panic. One of the country's most stable banks, Beal Bank, has taken over for the failed institution and your money is safe and your accounts are intact. With necessary financial backing behind the financial institution, consumers can now find some of the best CD rates currently available.

One such offer involves a scant 6-month certificate of deposit term for an extremely competitive .76% APY. To qualify for New South Federal Savings Bank CD rates certain obligations must be met by the depositor including:

• $1,000 opening balance required
• Interest compounded quarterly
• Offer only applies for United States citizens
• Early withdrawal penalties
• FDIC insured

Beal Bank purchased New South Federal Savings Bank and UmbrellaBank.com December 18, 2009. The now defunct bank is now part of a much larger banking network as Beal Bank has locations throughout the country in Alabama, Arizona, California, Colorado, Florida, Georgia, Illinois, Kansas, Massachusetts, Michigan, Minnesota, Missouri, New Jersey, New York, Ohio, Oregon, Pennsylvania, Texas, Washington and Washington D.C. You may also start the process of investing with this 6-month CD rate by completing an application online.

>>Best 6-Month CD Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Take a look at our list of top Banks and Credit Unions with the best 6 Month CD Rate by state that we track. These are the most popular 6 month CD rates in the U.S. Browse the most current 6 month CD rates for the best cd rates.

1. Best 6 Month CD Rates in - Alabama
2. Best 6 Month CD Rates in -...

Minnesota is cold, but you can heat up your finances with a great 6-month CD rate from the Private Bank of Minnesota . The current Private Bank of Minnesota CD rates are well along the line of national averages and the terms to take advantage or straight forward. Depositor obligations include:

• ...

Best 6 Month CD Rates Above 1.5% from Local Banks:

Enjoying a day at the beach just became easier with the competitive Beach Business Bank CD rates. Beach Business Bank has an outstanding .50% rate of return offer on their 6-month CD rate. Depositors can opt to keep their money on deposit from 90 to 180 days and still earn the .50% money market...

Short term investors can earn a competitive 1.85% APY on 6-month term CD investments from Country Bank for Savings . To qualify for the higher than average CD rate customers must meet a criteria including:

• $500 opening minimum deposit required
• Customers must maintain a $1,000 monthly...

There are a few competitive CDs available from EDS Credit Union , including a 1.65% APY 6-month CD rate . The minimum opening deposit for this account is $25,000.

The credit union is also offering a competitive 1.90% APY 9-month certificate . This account requires a $50,000 minimum opening...

Miami Postal Service Credit Union has a number of competitive CDs, including a 9-month Jumbo CD with a 1.76% APY . The minimum deposit for this certificate is $5,000.

Some other CD rates include:

• 2.53% APY - 60 months
• 1.97% APY - 36 months
• 1.76% APY - 18 & 24 months
• 1.56% APY - 9 & 12...

Looking for a competitive CD rate and live in the New York City area? Why not take advantage of the competitive rates from Signature Bank , including a 2.65% APY 24-month CD . Here are some of the other competitive rates from the bank:

• 2.40% APY - 18-month CD
• 2.20% APY - 12-month CD
• 1.90% APY -...