
Beach Community Bank prides itself on being a local bank that offers a full array of financial products along with personalized service. This bank also offers some of the highest CD rates in the U.S., including the current offer for a 12-month CD rate of 1.50% APY.
A minimum balance of $1,000 is required to earn this CD rate and the APY assumes interest remains on deposit until maturity. There is a penalty for early withdrawal and rates are subject to change. Additionally, this rate is valid only for customers in Okaloosa, Santa Rosa, Escambia and Walton counties in Florida. If you live outside these areas, contact the bank for a rate quote.
A group of local career bankers, Board of Directors and about 140 local investors founded the Beach Community Bank in 2001 in order to establish a community owned and operated financial institution. As of September 2009, the bank had grown to hold more than $693 million in total assets and over $600 million in total deposits. Branches are conveniently located throughout the Florida Panhandle, including Destin, Niceville, Crestview, Gulf Breeze, Navarre and three in both the Pensacola and Fort Walton Beach areas.Visit a branch near you to find out how Beach Community Bank accomplishes its goal of “meeting our customers’ banking needs by providing outstanding personalized banking products and services, delivered with exceptional customer service.”
Current Beach Community Bank CD Rates
- 6 Month CD Rate – Beach Community Bank
- 12 Month CD Rate – Beach Community Bank
- 2 Year / 24 Month CD Rate – Beach Community Bank
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


