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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Hyperion Bank CD Rate Offer

Philadelphia - local only. Hyperion Bank is offering a 2.40% APY CD rate with a 13 month term. The rate is not listed on the bank's page, but is valid until 7/31/2009. Here are some important details when opening a CD with Hyperion:

  • Minimum deposit is $399
  • A branch visit and 2 forms of ID are required to open an account
  • Hyperion bank is a small bank with one office located in Philadelphia
  • The bank is FDIC insured since 2006

The bank currently has a weak financial safety rating of 3 according to BauerFinancial.
Looking for the best CD rates, including those like Hyperion Bank? If so, check in with Go Banking Rates daily as rate updates occur often.


Consumer Credit Union CD Rates

TN - local only. Consumer Credit Union is offering a CD with a 2.50% APY rate for a 12 month term. There are also these other rates available:

  • 2.75% APY CD for 18 month term
  • 3.00% APY CD for 24 month term

Membership to the credit union is open to anyone who resides or works in the following TN counties:

  • Greene
  • Hamblen
  • Jefferson
  • Claiborne
  • Cocke
  • Hancock

To become a member, you must have a minimum balance of $5 in a share savings account with Consumer Credit Union. Branches are located in the following TN cities:

  • Greeneville
  • Jefferson City
  • Johnson City
  • Morristown
  • Mosheim

The credit union has a strong financial safety rating according to BauerFinancial.

For more of the best CD rates, including those from credit unions and local banks, visit Go Banking Rates often as updates occur regularly.


12 Month CD,2 Year CD,CD Rates,Rates 12 Month CD, 2 Year CD, CD Rates, Rates

Tristate Capital Direct CD Rates

TriState Capital Direct is offering several competitive CD rates available nationwide. Here are their rates:

  • 2.10% APY CD for 12 month term
  • 2.60% APY CD for 24 month term
  • 3.00% APY CD for 36 month term

Here are some other important details about opening a CD account with TriState Capital...



Tri State Capital Direct Competitive CD Rates Tri State Capital Direct Competitive CD Rates

2 Year CD,CD Rates,National Banks,Rates 2 Year CD, CD Rates, National Banks, Rates

CITI Bank Various CD Rates

Florida and Texas - locals only. CITI Bank is offering various CD rates, including a 4.00% APY CD for a 60 month term, and a 2.50% APY CD for a 24 month term. The CD rates are not listed on CITI's site, and apply only to the states of Florida and Texas. You should call (1-800-627-3999) to check...



Citi Bank 4.00% 60 Month CD and 2.50% 24 Month CD Citi Bank 4.00% 60 Month CD and 2.50% 24 Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

East Boston Savings Bank CD Rate Offer

Lynn, MA - locals only. East Boston Savings Bank is offering a 14-month CD with a 2.55% APY rate . The CD rate offer is not listed on the bank's rates page, and is in celebration of a new East Boston Savings branch opening in Lynn. Here are some important details on the certificate of deposit...



East Boston Savings Bank Offering CD Rates of 2.55% APY for 14 Month Term East Boston Savings Bank Offering CD Rates of 2.55% APY for 14 Month Term

CD Rates,Rates CD Rates, Rates

Choice Financial CD Rate

North Dakota - available nationally. Choice Financial is offering a 13 month competitive 2.51% APY CD rate . Here are some important details regarding features for the CD, with credit to Bankdeals for confirming the information:

  • There is a $5,000 minimum deposit to open
  • Interest will be...


Choice Financial Bank Offering CD Rates of 2.51% APY for 13 Month Term Choice Financial Bank Offering CD Rates of 2.51% APY for 13 Month Term

12 Month CD,CD Rates,Local Banks,Rates 12 Month CD, CD Rates, Local Banks, Rates

First National Bank of the South CD Rate

South Carolina - locals only. First National Bank of the South is offering CD Rates on 12-month term at a competitive 3.00% APY . You can get the rate for 12, 13, and 15 month terms. Here are some important details about opening a CD with First National Bank of the South:

  • Minimum deposit of...


First National Bank of the South Offering CD Rates at 3.00% APY for 12 Month Term First National Bank of the South Offering CD Rates at 3.00% APY for 12 Month Term

6 Month CD,CD Rates,Rates 6 Month CD, CD Rates, Rates

MetLife Bank CD Rates Offer

MetLife Bank's current CD rate on their 6 month CD term is 1.20% APY. MetLife Bank continues to have the strongest financial safety rating. Here are some important details about opening a CD with MetLife:

  • Your rate of return is locked in an will not be affected by market performance
  • They offer...


CD Rates at MetLife Bank 1.20% APY for 6 Month Term CD Rates at MetLife Bank 1.20% APY for 6 Month Term

Banco Popular CD Rates Offer

FL and NY - local only. Banco Popular has a 15-month CD with a CD rate of 2.50% APY available. Other CDs available in select Banco Popular locations are:

  • 2.75% APY CD for 24 months in South Florida
  • 2.65% APY CD for 36 months in New York

Some important details about opening a certificate of...



CD Rates of 2.50% APY for 15 Month Term at Banco Popular CD Rates of 2.50% APY for 15 Month Term at Banco Popular

6 Month CD,CD Rates,Local Banks,Rates 6 Month CD, CD Rates, Local Banks, Rates

Hyde Park Savings Bank CD Rate Offer

MA - locals only. Hyde Park Savings is offering an internet CD rate at 2.30% APY for a 6 month term. A minimum deposit of $1,000 is required to open a CD.

Here are some important details:

  • Electronic funding via ACH is allowed for MA residents only
  • There is no hard credit pull for opening an...


Get CD Rates of 2.30% APY for 6 Month Term at Hyde Park Savings Get CD Rates of 2.30% APY for 6 Month Term at Hyde Park Savings

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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