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CD ACCOUNTS » Certificate of Deposit News
12 Month CD, CD Rates, Credit Union, Rates
December 8th, 2009
If you're looking for great CD rates, it's time to help yourself to competitive CDs like the 2.07% APY 12-month from Self-Help Credit Union. Here is a list of the better rates from the credit union:
- 2.58% APY - 36-month CD
- 2.33% APY - 24-month CD
- 2.07% APY - 12-month CD
Some of the lower rates are not very competitive. All rates can be found on the rates page.
The minimum to open the CD account is $500. If you decide you want to withdraw your funds early, keep in mind that the penalty is equal to half the term in interest.
To become a member of the credit union, you must be or become a member of the Center for Community Self-Help, pay $5 to purchase a membership share in the credit union and pay a $20 membership fee to the Center for Community Self-Help (if you're not already a member).
>> CD Rates
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
CD Rates, Credit Union, Rates
December 7th, 2009
If you like bump and add-on CDs then you'll be pleased with the 2.12% APY CD from Woodstone Credit Union. The CD offers a one-time bump up in the rate as well as a one-time add-on deposit.
The minimum deposit for the CD account is $2,500. You could also take advantage of a 13-month CD special with a 1.80% APY.
To open either CD account, you need to become a member, which requires that you live, work or worship in Washington State and deposit a minimum of $25 into a savings account. The credit union is located in Federal Way, Wa.
Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.
CD Rates, Credit Union, Rates
December 4th, 2009
SchoolsFirst Federal Credit Union is offering an impressive 3.00% APY promotion for its 36-month CD . The promotion is listed on the credit union's promo page .
The minimum deposit to open this account is $500, while the maximum deposit is $75,000. The special is also available for IRAs and also...
Take Advantage of Competitive 3.00% APY 36-Month CD - SchoolsFirst FCU in California
12 Month CD, 2 Year CD, CD Rates, Credit Union, Rates
December 3rd, 2009
Progressive Credit Union is offering competitive CD rates to new and existing customers. Here are the CU's current rate tiers:
- 2.27% APY - 12 month CD
- 2.32% APY - 15-18 month CD
- 2.52% APY - 24 month CD
- 3.04% APY - 36 month CD
- 4.06% APY - 60 month CD
Becoming a member of the credit union...
Competitive CD Rates at Progressive Credit Union in New York
12 Month CD, CD Rates, Local Banks, Rates
December 2nd, 2009
In our previous post regarding Cecil Bank 's 12-month, CD, we noted that the rate was 2.40% APY; however, the rate has since increased to 2.60% APY . Everything else about the account has remained the same, including other CD rates:
- 2.00% APY - 9-month CD
- 2.50% APY - 24-month CD
The details of...
Cecil Bank in Maryland 12-Month CD Increases to 2.60% APY
CD Rates, Local Banks, Rates
December 1st, 2009
STC Capital Bank in Illinois is offering a great 2.00% APY 60-month no-penalty CD for new customers only. Here are some details of this great offer :
- You don'tneed to maintain aminimum balance
- You can withdraw from the account without the worry of penalties
- It allows for a maximum deposit of...
2.00% APY 60-Month CD with STC Capital Bank
CD Rates, Local Banks, Rates
November 30th, 2009
If you're looking some great CD rates, take advantage of the competitive web specials from Malvern Federal Savings Bank . The two web specials include:
- 2.10% APY - 21 month CD
- 1.75% APY - 14-month CD
The account requires a minimum opening deposit of$1,000. There may be a penalty for early...
Malvern Federal Savings Bank in Pennsylvania Offers 2.10% 21-Month Web Special
12 Month CD, 6 Month CD, CD Rates, Local Banks, Rates
November 25th, 2009
Looking for a competitive CD rate and live in the New York City area? Why not take advantage of the competitive rates from Signature Bank , including a 2.65% APY 24-month CD . Here are some of the other competitive rates from the bank:
- 2.40% APY - 18-month CD
- 2.20% APY - 12-month CD
- 1.90% APY -...
Signature Bank Offers 2.65% APY 24-Month CD and More
CD Rates, Local Banks, Rates
November 24th, 2009
Golf Savings Bank is offering a competitive 2.19% APY 15-month CD . This bump CD requires a minimum deposit of $10,000 and is listed on the bank's CD page as of Nov. 22.
If your account reaches deposits over $90,000, your rate drops to 2.09%. The account allows for ACH funding from your existing...
2.19% APY 15-Month CD - Golf Savings Bank
CD Rates, Local Banks, Rates
November 23rd, 2009
Franklin Bank and Trust is offering a few special CD rates, including a 1.75% APY on its 10-month CDs . Here is a list of some of the other competitive rates :
- 1.90% APY - 24-35 month CD
- 1.80% APY - 12-24 month CD
- 1.75% APY - 10 month CD *special rate*
- 1.40% APY - 3 month CD *special rate*
The...
1.75% APY 10-Month CD Special - Franklin Bank and Trust in Kentucky
Learn More About CD Accounts
A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).
They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.
Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.
Most Recent CD Account Rate Changes
| Providence Bank of Texas 6 Month CD Account |
1.30% to
1.30% Date: Mar 15, 2010
|
| Providence Bank of Texas 12 Month CD Account |
1.55% to
1.55% Date: Mar 15, 2010
|
| Evergreen Direct Credit Union 12 Month CD Account |
1.24% to
1.24% Date: Mar 12, 2010
|
| Evergreen Direct Credit Union 2 Year CD Account |
1.75% to
1.75% Date: Mar 12, 2010
|
| EvaBank 6 Month CD Account |
1.34% to
1.31% Date: Mar 12, 2010
|
Investing in CDs for Beginners
Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?
More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.
You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.
Current CD Rates News
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03/19/10
Farmland prices holding up in central Illinois, study finds
If you sell your farm, what are you going to do with the money, put it in a CD (certificate of deposit) for 0.8 percent?” said Merry.
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03/19/10
Certificate of Deposit – Investors Want the Highest APYs
... way that CD investors look at their CDs, by offering certificates of deposit that are paying interest rates that are higher than the national average. ...
Recent CD Rates Articles
- Competitive CD Account Rates at Dubuque Bank in Iowa
- Atlas Savings and Loan Association in New York Offers Competitive CD Rates
- Bank of Granite in North Carolina - 2.45% APY 15-Month CD
- 2.50% APY 13-Month CD - Cornerstone Bank in Georgia
- MidFirst Bank in Arizona Offers 2.50% APY 24-Month CD
- 2.10% APY 18-Month CD at Columbus First Bank in Ohio
- Royal Asian Bank Offers 2.50% APY 17-Month CD
- Competitive CD Specials from Huron Community Bank in Michigan
- Jacksonville Bank Offers 2.25% APY 12-Month CD
- AllSouth Credit Union Offers Competitive CD Tiers
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