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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Competitive long-term CD rates are available Qualtrust Credit Union. The 5-year CD offers 3.56% APY and the 4-year offers 3.30% APY.

We previously reported on competitive shorter-term CD rates from the credit union, which have since lowered:

  • 2.78% APY - 36-month CD
  • 2.52% APY - 30-month CD
  • 2.27% APY - 24-month CD
  • 1.76% APY - 18-month CD
  • 1.66% APY - 12-month CD
  • 1.16% APY - 6-month CD
  • 0.75% APY - 3-month CD

The minimum deposit is $1,000 for all accounts. The CU also offers a 1-year Smart Start CD with minimum $250 opening balance. Early withdrawal penalties apply.

Credit Union membership is open to anyone who lives, works, or worships within a 10-mile radius of the credit union's Irving or Grapevine locations, or in Tom Green County.

>> Special CD Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates CD Rates

Academy Bank is offering a competitive 2.25% APY 12-month CD. Some other CDs available at the same rate include the 15, 18 and 24 month CD.

To view all CDs, visit the bank's rate page.

The minimum deposit for the CD account is $500. Early withdrawal penalties may apply. Accounts are available to customers nationwide. Branches are located in the Colorado cities of Denver, Aurora, Avon, Colorado Springs and Fort Collins.

>> CD Promotions

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Bank Midwest in Missouri and Kansas is offering competitive CD rate tiers , including:

  • 3.00% APY - 84 & 120 month CD
  • 2.75% APY - 48 & 60 month CD
  • 2.50% APY - 36 month CD
  • 2.25% APY - 12, 15, 24 & 30 month CD
  • 1.90% APY - 9 month CD
  • 1.45% APY - 182 day CD

To see all CDs, visit rates page . The...



2.25% APY 12-Month and 1.90% APY 9-Month CDs Offered at Bank Midwest 2.25% APY 12-Month and 1.90% APY 9-Month CDs Offered at Bank Midwest

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Enjoy a competitive 2.10% APY for the 12-month CD from UmbrellaBank. You can find a list of additional CDs on the rates page that are not quite as competitive.

The minimum deposit for all CD accounts is $1,000. You can transfer interest to your UmbrellaBank Checking, Money Market or Savings...



UmbrellaBank in Alabama Offers 2.10% APY 12-Month CD UmbrellaBank in Alabama Offers 2.10% APY 12-Month CD

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Take advantage of competitive rate tiers from Denver Community Credit Union :

  • 2.75% APY - 60 month CD
  • 2.40% APY - 48-59 month CD
  • 2.10% APY - 36-47 month CD
  • 1.85% APY - 24-35 month CD
  • 1.30% APY - 12-23 month CD
  • 1.00% APY - 6-11 month CD
  • 0.65% APY - 3-5 month CD

The minimum opening deposit is...



Denver Community Credit Union in Colorado Offers Competitive CD Rate Tiers Denver Community Credit Union in Colorado Offers Competitive CD Rate Tiers

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Atlantic Coast Bank is offering customers a competitive 2.40% APY 24-month CD as a part of its iCertificates of Deposit. For a full list of internet CD rates, visit the products page .

While the bank is headquartered in Georgia and Florida, this account is available to customers nationwide....



2.40% APY 24-Month Internet CD  Atlantic Coast Bank in Georgia and Florida 2.40% APY 24-Month Internet CD Atlantic Coast Bank in Georgia and Florida

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

California residents can take advantage of a competitive 2.00% APY 12-month semi-liquid CD from E-Central Credit Union . The promotion is available on the bank's News Center page. The details of the account include:

  • Minimum opening deposit $5,000 (new money only)
  • Withdraw funds as often as every...


E-Central Credit Union Offers 2.00% APY 12-Month CD E-Central Credit Union Offers 2.00% APY 12-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Clinton Savings Bank is offering some very competitive CD tiers, including the following:

  • 2.96% APY - 60 month CD
  • 2.71% APY - 48-59 month CD
  • 2.62% APY - 36-47 month CD
  • 2.47% APY - 24-35 month CD
  • 1.88% APY - 18-23 month CD
  • 1.69% APY - 12-17 month CD
  • 1.30% APY - 6-11 month CD
  • 1.14% APY - 3-5...


Competitive CD Tiers from Clinton Savings Bank in Massachusetts Competitive CD Tiers from Clinton Savings Bank in Massachusetts

CD Rates CD Rates

A special 2.30% APY 15-month CD is available at TIB Bank . The special rate is being advertised on the bank's front page.

The minimum deposit for this account is $1,000. There may be a penalty for early withdrawal.

To open an account, you must visit a branch location. Branches are located in the...



TIB Bank in Florida Offers 2.30% APY 15-Month CD TIB Bank in Florida Offers 2.30% APY 15-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Pennsylvania residents can take advantage of a special 2.05% APY 9-Month CD from The Dime Bank . This rate is listed on the page as of October 22, 2009. Check out other CD tiers on the bank's rate page .

The minimum opening deposit for the CD account is $10,000.

A bank visit is required to open an...



The Dime Bank Offers 2.05% APY 9-Month CD The Dime Bank Offers 2.05% APY 9-Month CD

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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