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Best CD Account Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
3.03%
As of March 8, 2010
View Rate Details
 
Sea Comm Credit Union
 
Massena, NY
 
CD Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
2.05%
As of March 10, 2010
View Rate Details
 
The Berkshire Bank
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
2.16%
As of February 15, 2010
View Rate Details
 
National InterBank
 
Online
 
CD Account
 
 
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
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CD ACCOUNTS » Certificate of Deposit News

6 Month CD,CD Rates,Local Banks,Rates 6 Month CD, CD Rates, Local Banks, Rates

It has become increasingly difficult to earn a great rate of return on a short-term investment. The Foothills Bank has made the task easier with their 6-month certificate deposit rates. Customers who want to qualify for the best CD rate they can need to only make a brief time commitment as their maximum rate is actually based on the amount of money on deposit. The 6-month CD rate tiers are as follows:

  • Deposit amounts ranging between $2,500.00-$49,999.99 will qualify for an.80% APY
  • Deposit amounts ranging between$50,000.00-$999,999.99will qualify for a.90% APY
  • The interest rate earned is based on the average daily balance

Additional terms to qualify for your top CD interest rate potential include:

  • Minimum opening balance of $2,500 required
  • Minimum total balance of $2,500 to generate interest
  • Early withdrawal penalties will apply
  • FDIC insured

For seven years, the Foothills Bank has been servicing their local Yuma, Ariz. community. The bank has fourlocations in the city of Yuma. The city of Yuma was officially incorporated in 1914. According to the Guinness Book of World Records, the city is the sunniest place on earth.

>>Top 6-Month CD Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


2 Year CD,CD Rates,Local Banks,Rates 2 Year CD, CD Rates, Local Banks, Rates

With year-round sunshine, Californians are dedicated to spending their leisure time in the great outdoors. The last thing they want to do is waste any time trying to find the best 2-year CD interest rates. With Scott Valley Bank's tiered certificate of deposit rates, they will not have to.

Scott Valley Bank CD rates are well along the lines of the national averages, regardless of the size of your initial deposit. The 24-month CD interest rate tiers are:

  • Deposit amounts ranging between $2,500 and $9,999 can qualify for an 1.40% APY
  • Deposit amounts ranging between $10,000 and $24,999 can qualify for an 1.50% APY
  • Deposit amounts ranging between $25,000 and $49,999 can qualify for an 1.50% APY
  • Deposit amounts ranging between $50,000 and $99,999 can qualify for an 1.60% APY
  • Deposit amounts totally $100,000 or more can earn 1.55% APY

To ensure that you earn the maximum potential of 2-year Scott Valley Bank CD rates you should know:

  • Minimum opening balance of $2,500 required
  • Interest is fixed for entire term of 2-year certificate of deposit
  • Early withdrawal penalties will apply
  • Interest compounded daily
  • You choose between monthly, quarterly, or maturity interest distribution
  • FDIC insured

Scott Valley Bank's history traces back to when Adam Baker Carlock left his family's Iowa home in 1852. His vision was finding gold and adventure in California. Eventually, the entrepreneur struck gold of a different type. He started to offer packing services to the local miner community and that proved far more valuable over time. After a couple of years of building relationships with the miner's community, he became a trusted friend. He started holding the gold for the laborers, and his banking career was launched.

Over one hundred years later, this simple act of friendship has evolved into the Scott Valley Bank financial institution. This entity is the oldest independently owned bank within the entire state of California. Scott Valley Bank has locations in Walnut Creek, Redding, Shingletown, Mount Shasta, Weed, Etna, Fort Jones, Happy Camp and Medford.

>>Top 24-Month CD Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.


2 Year CD,CD Rates,Online Banks,Rates 2 Year CD, CD Rates, Online Banks, Rates

If you're looking for a cd account to open, online banks are the most convenient because they allow you to apply online without having to go to a branch location. Here are a list of 2...



2 Year CD Rates from Online Banks 2 Year CD Rates from Online Banks

2 Year CD,CD Rates,National Banks,Rates 2 Year CD, CD Rates, National Banks, Rates

Looking for what cd rates national banks are currently offering on their 2 year cd ? Here's is a list of what some of the national banks are offering.

Current 2 Year CD Rates from...



2 Year CD Rates from National Banks 2 Year CD Rates from National Banks

If you're looking for 12 month cd rates and looking at what national banks are currently offering, you may be in a bit of a disappointment because the 12 month cd rates aren't as high...



12 Month CD Rates from National Banks 12 Month CD Rates from National Banks

12 Month CD,CD Rates,Online Banks,Rates 12 Month CD, CD Rates, Online Banks, Rates

Check out what online banks are currently offering on the 12 month cd rates.

Current 12 Month CD Rates from Online Banks:


Bank Name APY Institution Type
National InterBank - 12...


12 Month CD Rates from Online Banks 12 Month CD Rates from Online Banks

6 Month CD,CD Rates,Online Banks,Rates 6 Month CD, CD Rates, Online Banks, Rates

Before the Recession, getting a decent CD Rate of about 6 percent was not too hard to find, espeically with an online bank that didn't have as much overhead has your typical physical...



6 Month CD Rates from Online Banks 6 Month CD Rates from Online Banks

6 Month CD,CD Rates,National Banks,Rates 6 Month CD, CD Rates, National Banks, Rates

Like savings account rates, CD Rates from national banks have also lowered due to the recession. Here are some of the most current 6 Month CD Rates available among national banks.

...



6 Month CD Rates from National Banks 6 Month CD Rates from National Banks

12 Month CD,CD Rates,Local Banks,Rates 12 Month CD, CD Rates, Local Banks, Rates

Prudential Savings Bank

Philadelphia is one of the most historic cities in the nation. The"City of Brotherly Love" is home to the Liberty Bell, the United States Mint as well as the historic Prudential Savings Bank . The branch has been in operation for over 100 years, and now offers a great selection of Prudential...



Prudential Savings Bank Special 1 Year CD Rate Earns 1.35% APY Prudential Savings Bank Special 1 Year CD Rate Earns 1.35% APY

CD Rates,FDIC,Investments,Rates CD Rates, FDIC, Investments, Rates

You may have heard the term "CD" mentioned as an investment and savings tool. A "CD" is a certificate of deposit , which is a type of product offered by banks and credit unions that is very much like a savings account. It's "money in the bank," but it's not money you can touch until the maturity...



What Is a Certificate of Deposit? What Is a Certificate of Deposit?

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

 

Most Recent CD Account Rate Changes

Providence Bank of Texas 6 Month CD Account
1.30% to
1.30%
Date: Mar 15, 2010
Providence Bank of Texas 12 Month CD Account
1.55% to
1.55%
Date: Mar 15, 2010
Evergreen Direct Credit Union 12 Month CD Account
1.24% to
1.24%
Date: Mar 12, 2010
Evergreen Direct Credit Union 2 Year CD Account
1.75% to
1.75%
Date: Mar 12, 2010
EvaBank 6 Month CD Account
1.34% to
1.31%
Date: Mar 12, 2010
 

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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