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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

New Jersey residents can take advantage of a competitive 2.38% APY 18-month CD from Regal Bank. The bank also offers other competitive CD rates. Here is a list of the rate tiers:

  • 24-month CD - 2.12% APY
  • 18-month CD - 2.38% APY
  • 12-month CD - 2.02% APY
  • 9-month CD - 1.56% APY

Opening any CD account requires a minimum opening deposit of $500. To open an account, visit one of the branches located in Livingston, NJ.

>> CD Account Promotions

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Service Credit Union is offering a competitive 2.00% APY for its 9-month CD as well as a 2.45% APY for the 26-month CD. Both certificates require a minimum $1,000 opening deposit. Rates are subject to change.

Opening a CD account requires membership to Service Credit Union. To become a member, open a share account with a minimum $5 deposit and live or work in the state of New Hampshire (with the exception of Coos County) or the Massachusetts towns of Falmouth, Mashpee, Bourne, and Sandwich.

Membership is also open to military and civilian employees of the Department of Defense. Visit membership eligibility page for more information.

>> More Special CD Accounts

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Universal 1 Credit Union is offering promotional rates on its CDs through October 31, 2009. The following rate tiers are representative of a one-percent increase promotion available for all certificates. The translation of this increase is as follows:

  • 2.01% APY - 6-month CD
  • 2.61% APY - 12-month...


Promotional CD Tiers from Universal 1 Credit Union Offer 1% Increase Promotional CD Tiers from Universal 1 Credit Union Offer 1% Increase

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Ohio residents can take advantage of an impressive 3.00% APY on the 29-month CD from New Carlisle Federal Savings Bank . The bank is also offering 1.91% APY on the 15-month CD.

The minimum opening deposit for both accounts is $10,000. To open a CD account, you must visit a branch location in New...



New Carlisle Federal Savings Bank Offers 3.00% APY 29-Month CD New Carlisle Federal Savings Bank Offers 3.00% APY 29-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

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There are some competitive CDs out there and one from Vision Bank sits on the list. Offering a 2.00% APY for the 6-month CD , it's hard to compete with this and other rates offered by the bank. Here is its list of tiered rates for amounts less than $100,000:

  • 2.00% APY - 181-day or more CDs
  • ...


Vision Bank in Texas Offers 2.00% APY 6-Month CD Vision Bank in Texas Offers 2.00% APY 6-Month CD

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

In celebration of International Credit Union Day, Technology Credit Union is offering an unbelievable 4.00% APY 7-month CD to California residents . The special is only being offered on Tuesday, October 15, 2009 .

The account requires $1,000 to open and only allows a maximum balance of $2,500....



Technology Credit Union Offers Unbelievable 4.00% APY 7-Month CD - Oct 15th Only Technology Credit Union Offers Unbelievable 4.00% APY 7-Month CD - Oct 15th Only

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Digital Federal Credit Union is offering a 2.00% APY special rate on its 9-month CD . The special applies to the regular, jumbo and IRA CDs.

The regular and IRA CDs require a $500 minimum deposit, while the jumbo CD requires $25,000. According to the credit union's rates page , the special rate is...



2.00% APY 9-Month CD  Digital Federal Credit Union 2.00% APY 9-Month CD Digital Federal Credit Union

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Virginia, Florida, Rhode Island and Texas residents can take advantage of a special 2.00% APY 5-month CD from Chartway Federal Credit Union . This is a limited-time offer and is only available with the Preferred Plus , Elite 50 Plus , or Premier Checking Account .

The credit union is also offering a...



Chartway Federal Credit Union Offers 2.00% APY 5-Month CD Chartway Federal Credit Union Offers 2.00% APY 5-Month CD

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Looking for competitive CD rates? Mid-Minnesota Federal Credit Union is offering specials on its term-share CDs that may entice you. Here is a breakdown of the special rates:

  • 7-month CD offers 2.25% APY
  • 13-month CD offers 2.35% APY
  • 25-month CD offers 2.50% APY

The minimum deposit for all CD...



Mid-Minnesota Federal Credit Union Offers Special CD Rates Mid-Minnesota Federal Credit Union Offers Special CD Rates

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

eastern-financial-florida-credit-union-cd-account

Take advantage of a competitive 2.25% APY special on the 7-month CD from Eastern Financial Florida Credit Union . A minimum of $500 in new funds is required to open the account.

On the account's promotional page , the special is listed as a limited-time offer.

Open an account by visiting one of...



Eastern Financial Florida Credit Union Offers 2.25% APY 7-Month CD Eastern Financial Florida Credit Union Offers 2.25% APY 7-Month CD

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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