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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Members can receive special 2.25% APY on 14-month and 3.25% APY on 48-month CDs from River Works Credit Union. The offer is listed on the credit union's front page and is said to expire October 21, 2009.

The minimum opening deposit amount for the 14-month CD is $2,500 and the minimum for the 48-month CD is $500. Both certificates are subject to early withdrawal penalties. The credit union also offers other competitive CD rates.

The account is available to new and existing members. Membership is open to anyone who lives in Essex, Middlesex, or Suffolk County in Massachusetts. You can view River Works Credit Union's membership eligibility requirements on their membership page.

>>CD Rate Deals

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

If you're looking for a competitive CD rate in the Massachusetts area, you might want to take advantage of a 2.50% APY CD rate with an 18-month CD from Leominster Credit Union. Other competitive CD rate tiers include:

  • 2.75% APY for 24-month CD
  • 3.00% APY for 30-month CD
  • 3.10% APY for 36-month CD

All CD accounts require a minimum $1,000 opening deposit.

Membership to the credit union is open to individuals who live or work in Worcester, Middlesex, Norfolk, Franklin, Hampden, and Hampshire counties in Massachusetts. You must maintain $25 in a deposit account to maintain membership. Here are other membership eligibility requirements.

>>Competitive CD Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Rollstone Bank and Trust in Massachusetts is offering a competitive 2.02% APY for its 9-month fixed CD . The bank is also offering 1.75% APY on the 7-month fixed CD . Here is a list of other competitive fixed and variable CD rates .

For the 7-month CD, a minimum of $1,000 is required to open the...



2.02% APY 9-Month and 1.75% APY 7-Month CDs - Rollstone Bank and Trust 2.02% APY 9-Month and 1.75% APY 7-Month CDs - Rollstone Bank and Trust

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

We recently reported on a competitive 2.22% APY money market rate from Wings Financial Credit Union . Now the FCU is offering some very competitive CD specials for the Certificates Du Jour Promo :

  • 3.09% APY - 27-month CD
  • 2.17% APY - 5-month CD

Other competitive non-promotional rates from the...



Wings Financial Credit Union Offers 2.17% APY 5-Month and 3.09% APY 27-Month CDs Wings Financial Credit Union Offers 2.17% APY 5-Month and 3.09% APY 27-Month CDs

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Harleysville National Bank is offering some competitive CD specials to those in Pennsylvania, including 2.00% APY on the 10-month CD . Here is a list of the specials:

  • 2.50% APY - 37-month CD
  • 2.25% APY - 21-month CD
  • 2.00% APY - 10-month CD
  • 1.75% APY - 7-month CD

The minimum opening deposit for...



Competitive CD Rate Specials - Harleysville National Bank Competitive CD Rate Specials - Harleysville National Bank

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

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Southern Bank in Missouri and Arkansas is offering a special 1.76% APY on its 7-month CD and 2.75% APY on its 25-month CD . You can check out what the tiered rates are on their web site .

The minimum deposit amount to open both an accounts is $1,000. Other CD accounts with the bank only require...



7-Month and 25-Month CD Specials from Southern Bank 7-Month and 25-Month CD Specials from Southern Bank

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

If you're in the Washington State area and are looking for good short-term CD rates, you might visit North Cascades National Bank . The Bank offering some decent CD rates.

For its 3-month and 6-month CDs , the following competitive tiers are available:

  • 2.02% APY - $50,000 +
  • 1.92% APY - $10,000 -...


North Cascades National Bank Offers Special Short-Term CD Rates North Cascades National Bank Offers Special Short-Term CD Rates

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Centrue Bank is offering a very reasonable 2.50% APY on its 18-month CD . According to the bank's site, the promotion is also available for IRA CDs and will only be offered for a limited time.

A few details include:

  • $5,000 required to open account and obtain APY
  • Penalty for early withdrawal
  • FDIC...


2.50% APY on 18-Month CD - Centrue Bank 2.50% APY on 18-Month CD - Centrue Bank

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Charter Bank in New Mexico is offering an impressive 2.01% APY on its 10-month CD. Here is a full list of rates for the bank's CDs:

  • 2.75% APY - 60-month CD
  • 2.25% APY - 36-month CD
  • 2.00% APY - 24-month CD
  • 2.00% APY - 18-month CD
  • 1.75% APY - 12-month CD
  • 2.01% APY - 10-month CD
  • 1.50% APY - 6-month...


10-Month CD from Charter Bank Offered at 2.01% APY 10-Month CD from Charter Bank Offered at 2.01% APY

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

At American Eagle Bank of Chicago , you can take advantage of 2.75% APY on the 29-month CD . The minimum deposit for this CD account is $1,000.

Other non-promotional CD rates include:

  • 3.00% APY - 60-month CD
  • 2.75% APY - 48-month CD
  • 2.50% APY - 36-month CD
  • 2.00% APY - 24-month CD
  • 1.50% APY -...


American Eagle Bank of Chicago Offers 2.75% APY on 29-Month CD American Eagle Bank of Chicago Offers 2.75% APY on 29-Month CD

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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