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Best CD Account Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
3.03%
As of March 8, 2010
View Rate Details
 
Sea Comm Credit Union
 
Massena, NY
 
CD Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
2.05%
As of March 10, 2010
View Rate Details
 
The Berkshire Bank
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
2.16%
As of February 15, 2010
View Rate Details
 
National InterBank
 
Online
 
CD Account
 
 
Rates can change, rates based on $10,000 deposit, see individual banks for the latest details and requirements.
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CD ACCOUNTS » Certificate of Deposit News

2 Year CD,CD Rates 2 Year CD, CD Rates

Best 2 Year CD Rates Above 2% from Local Banks:


Bank Name APY Institution Type
Oglethorpe Bank - 2 Year CD 2.78 Bank
Illinois National Bank - 2 Year CD 2.77 Bank
Home Federal Bank of Tennessee - 2 Year CD 2.75 Bank
Connecticut River Community Bank - 2 Year CD 2.75 Bank
Mount Vernon Bank and Trust Company - 2 Year CD 2.75 Bank
Desert Community Bank - 2 Year CD 2.63 Bank
Cornerstone Community Bank - Tennessee - 2 Year CD 2.57 Bank
Vidalia Federal Savings Bank - 2 Year CD 2.53 Bank
Community Bank of Trenton - 2 Year CD 2.53 Bank
Peoples First Savings Bank Mason Ohio - 2 Year CD 2.53 Bank
Bank of Atlanta - 2 Year CD 2.5 Bank
Biscayne Bank - 2 Year CD 2.5 Bank
First American International Bank - 2 Year CD 2.5 Bank
The First National Bank of Talladega - 2 Year CD 2.5 Bank
Quaint Oak Bank - 2 Year CD 2.5 Bank
First Citizens Bank - 2 Year CD 2.5 Bank
Texas Citizens Bank, National Association - 2 Year CD 2.5 Bank
Community FirstBank of Charleston - 2 Year CD 2.5 Bank
Sterling Bank - 2 Year CD 2.45 Bank
Ames Community Bank - 2 Year CD 2.45 Bank


Best 2 Year CD Rates Above 2% from Credit Unions:


Bank Name APY Institution Type
Sea Comm Credit Union - 2 Year CD 3.03 Credit Union
Kauai Government Employees Credit Union - 2 Year CD 3.03 Credit Union
East Ky Employees Credit Union - 2 Year CD 3 Credit Union
Newcomer Employees Credit Union - 2 Year CD 3 Credit Union
Cessna Employees Credit Union - 2 Year CD 2.8 Credit Union
Artesian City Credit Union - 2 Year CD 2.79 Credit Union
Main Line Health Employees Credit Union - 2 Year CD 2.79 Credit Union
American Community Credit Union - 2 Year CD 2.78 Credit Union
Napus Credit Union - 2 Year CD 2.78 Credit Union
Happy Valley Credit Union - 2 Year CD 2.78 Credit Union
Electric Cooperatives Credit Union - 2 Year CD 2.78 Credit Union
Central Jersey Credit Union - 2 Year CD 2.78 Credit Union
Altamaha Credit Union - 2 Year CD 2.75 Credit Union
North County Credit Union - 2 Year CD 2.75 Credit Union
California Lithuanian Credit Union - 2 Year CD 2.75 Credit Union
Shuford Credit Union - 2 Year CD 2.75 Credit Union
Riverland Credit Union - 2 Year CD 2.75 Credit Union
Combined Health Care Credit Union - 2 Year CD 2.73 Credit Union
Nashville Credit Union - 2 Year CD 2.73 Credit Union
Rutgers University Student And Alum Credit Union - 2 Year CD 2.7 Credit Union

See Best 2 Year CD Rates by State >>

Did we miss one of the best banks in the United States? Let us know. Go Banking Rates searches the web for the best banks and rates and we look forward to bringing you good advice on where you can get the most return for your money.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



12 Month CD,CD Rates 12 Month CD, CD Rates

Best 12 Month CD Rates from Local Banks that are Above 2%:

Bank Name APY Institution Type
Bank of Atlanta - 12 Month CD 2.5 Bank
Mizuho Corporate Bank (USA) - 12 Month CD 2.32 Bank
Desert Community Bank - 12 Month CD 2.27 Bank
Blue Ridge Savings Bank, Inc. - 12 Month CD 2.17 Bank
North Houston Bank - 12 Month CD 2.16 Bank
Biscayne Bank - 12 Month CD 2.15 Bank
First Jackson Bank, Inc. - 12 Month CD 2.15 Bank
Riverside National Bank of Florida - 12 Month CD 2.15 Bank
B&L Bank - 12 Month CD 2.11 Bank
First American International Bank - 12 Month CD 2.1 Bank
Bank Midwest, Missouri & Kansas - 12 Month CD 2.1 Bank
First City Bank of Florida - 12 Month CD 2.1 Bank
Iowa State Bank Clarksville, Kesley, Parkersburg - 12 Month CD 2.08 Bank
Mile High Banks - 12 Month CD 2.07 Bank
Bank of England - 12 Month CD 2.06 Bank
Bank of Calhoun County - 12 Month CD 2.06 Bank
The First National Bank of Talladega - 12 Month CD 2.05 Bank
SouthFirst Bank - 12 Month CD 2.05 Bank
The National Republic Bank of Chicago - 12 Month CD 2.05 Bank
Sterling Bank - 12 Month CD 2.05 Bank

Best 12 Month CD Rates from Credit Unions that are Above 2%:

Bank Name APY Institution Type
Arkansas Farm Bureau Credit Union - 12 Month CD 3.03 Credit Union
Altamaha Credit Union - 12 Month CD 3 Credit Union
Sea Comm Credit Union - 12 Month CD 2.85 Credit Union
Vapr Credit Union - 12 Month CD 2.79 Credit Union
East Ky Employees Credit Union - 12 Month CD 2.75 Credit Union
Newcomer Employees Credit Union - 12 Month CD 2.75 Credit Union
Kauai Government Employees Credit Union - 12 Month CD 2.53 Credit Union
American Community Credit Union - 12 Month CD 2.52 Credit Union
Cessna Employees Credit Union - 12 Month CD 2.5 Credit Union
Alcose Credit Union - 12 Month CD 2.5 Credit Union
Peoples Credit Union - 12 Month CD 2.47 Credit Union
Mountain Star Credit Union - 12 Month CD 2.42 Credit Union
North County Credit Union - 12 Month CD 2.4 Credit Union
P C Credit Union - 12 Month CD 2.38 Credit Union
Woods Credit Union - 12 Month CD 2.38 Credit Union
Combined Health Care Credit Union - 12 Month CD 2.37 Credit Union
Government Of Guam Credit Union - 12 Month CD 2.3 Credit Union
Maui County Credit Union - 12 Month CD 2.3 Credit Union
Northern Tier Credit Union - 12 Month CD 2.3 Credit Union
Cecil County School Employees Credit Union - 12 Month CD 2.27 Credit Union

See Best 12 Month CD Rates by State >>

Did we miss one of the best banks in the United States? Let us know. Go Banking Rates searches the web for the best banks and rates and we look forward to bringing you good advice on where you can get the most return for your money.

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



6 Month CD,CD Rates 6 Month CD, CD Rates

Best 6 Month CD Rates Above 1.5% from Local Banks:


Bank Name APY Institution Type
Mizuho Corporate Bank (USA) - 6 Month CD 2.32 Bank
Iowa State Bank Clarksville, Kesley,...


Best 6 Month CD Rates for March 1st - Banks and Credit Unions Best 6 Month CD Rates for March 1st - Banks and Credit Unions

12 Month CD,CD Rates,Local Banks,Rates 12 Month CD, CD Rates, Local Banks, Rates

If you have got one year to make your money grow, then Hardin County Bank has a 12-month CD rate for you! Not only are Hardin County Bank's CD rates outstanding with a 2.05% APY rate of return, but during the course of the term you can make additional deposits to this 1-year certificate of...



One Year CDs Earn an Outstanding 2.05% APY at Hardin County Bank One Year CDs Earn an Outstanding 2.05% APY at Hardin County Bank

2 Year CD,CD Rates,Local Banks,Rates 2 Year CD, CD Rates, Local Banks, Rates

Locating a high yield certificate of deposit rate has become increasingly challenging. Thankfully, South Side Bank makes it easy with an outstanding 2% APY on 24-month CD investments. If you are considering diversifying your portfolio with one of the best CD rates currently available, you need...



Earn a 2% APY With a 2-Year CD From Illinois-Based South Side Bank Earn a 2% APY With a 2-Year CD From Illinois-Based South Side Bank

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates
Flagstar CD rates are some of the most competitive term deposit offers currently available. Whether you want to invest your money into a 12-month CD or a 17-month certificate of deposit , Flagstar is currently offering a 1.20% rate of return on your investment. Like with every other bank offer,...


Flagstar Offering 1.20% APY on 17-Month CD Flagstar Offering 1.20% APY on 17-Month CD

12 Month CD,CD Rates 12 Month CD, CD Rates

Take a look at our list of top Banks and Credit Unions with the best 12 month CD Rate by state that we track. These are the most popular 12 Month CD rates in the U.S. Browse the most current 12 Month CD rates for the best cd rates.


  1. Best 12 Month CD Rates in - Alabama
  2. Best 12 Month CD...


Banks and Credit Unions with the Best 12 Month CD Rates by State Banks and Credit Unions with the Best 12 Month CD Rates by State

2 Year CD,CD Rates,Local Banks,Rates 2 Year CD, CD Rates, Local Banks, Rates
Californians know how to go with the flow and One West Bank's acquisition of First Federal Bank of California is part of the equation. The bank still operates under their original name of First Federal Bank of California and has some of the best CD rates out there for locals. One great offer...


Earn More with First Federal Bank of California's Great 24-Month CD Rates Earn More with First Federal Bank of California's Great 24-Month CD Rates

CD Rates,National Banks,Rates CD Rates, National Banks, Rates
far-east

Far East National Bank has a promotional CD rate that has to be seen to be believed.The offer is for a 11-month term CD and this particular Far East National Bank CD Rate is higher than the financial institution's rate on 12-month CD deposits . Depositors can earn a competitive 1.58% APY ...


Earn 1.58% APY With a Far East National Bank 11-Month Special Promotion CD Earn 1.58% APY With a Far East National Bank 11-Month Special Promotion CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

CD ladders are a great way to diversify your portfolio as they are simple to buy and FDIC insured. If you are thinking about utilizing the strategy in order to reap the ultimate financial rewards, a shorter-term commitment such as an 18-month CD would be your best bet. Currently, interest rates...



Citizens Trust Bank's 18-Month CD with a .95% APY Reward Would Make Excellent Rung on CD Ladder Citizens Trust Bank's 18-Month CD with a .95% APY Reward Would Make Excellent Rung on CD Ladder

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

 

Most Recent CD Account Rate Changes

Providence Bank of Texas 6 Month CD Account
1.30% to
1.30%
Date: Mar 15, 2010
Providence Bank of Texas 12 Month CD Account
1.55% to
1.55%
Date: Mar 15, 2010
Evergreen Direct Credit Union 12 Month CD Account
1.24% to
1.24%
Date: Mar 12, 2010
Evergreen Direct Credit Union 2 Year CD Account
1.75% to
1.75%
Date: Mar 12, 2010
EvaBank 6 Month CD Account
1.34% to
1.31%
Date: Mar 12, 2010
 

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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