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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

The DC Metro area can take advantage of a very reasonable 2.50% APY on the 12-month CD from 1st Commonwealth Bank of Virginia. Other blogs have reported that the bank is also offering a 3.00% APY on a special 12-month CD and 2.70% on a special 6-month CD (both require $1,000 minimum deposit and 12-month CD requires checking account); however, these rates are not published on the bank's site.

Here is a list of the tiered rates found on the site:

  • 4.00% APY - 84-month and 72-month CDs
  • 3.85% APY - 60-month CD
  • 3.50% APY - 48-month CD
  • 3.25% APY - 36-month CD
  • 2.75% APY - 24-month CD
  • 2.50% APY - 12-month CD
  • 2.25% APY - 6-month CD
  • 2.00% APY - 7 to 90 day CD

All CD accounts require $1,000 minimum deposit.

To open a CD account with 1st Commonwealth Bank of Virginia you must visit the bank's location in Arlington, Virginia.

>> Bank CD rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,CD Rates,Credit Union,Rates CD Rates, CD Rates, Credit Union, Rates

xceed-financial-credit-union-cd-account

Xceed Financial Credit Union located (XFCU) in El Segundo, California is offering a 12-month 3% APY CD rate on their CD account. You can take advantage of their promotional offer on Sept. 25 - 26; which falls on a Friday and Saturday.

This is a great way to grow your nest egg and have some leverage on your finances for the next 12 months. XFCU is insured by the NCUA.

They also have a .50% discount that is being offered as well if you're looking for an auto loan.

For more information on this awesome CD Rate offer, be sure to give them a call at 800-xfcu-222 or visit their website.

>> Current CD Rate Offers

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.



CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Trustco Bank

Trustco Bank locations in Massachusetts and Florida are offering special rates on their CDs. Here is a breakdown of their breakdown of their best rates:

  • Special 2.20% APY for 12-month CD , as well as 2.15% APY for 36-month CD in Massachusetts region
  • 2.20% APY for 18-month CD , as well as 2.00%...


Special CD Rates Offered at Trustco Bank Locations in MA and FL Special CD Rates Offered at Trustco Bank Locations in MA and FL

6 Month CD,CD Rates,Credit Union,Rates 6 Month CD, CD Rates, Credit Union, Rates

You can take advantage of a highly competitive 2.50% APY rate on the 6-Month CD from Atlanta Postal Credit Union in Georgia. Here are some other competitive rates for the credit union's CDs:

  • 2.25% APY on 91-day CD
  • 2.50% APY on 6-month CD
  • 2.75% APY on 12-month CD
  • 2.85% APY on 24-month CD
  • 2.85%...


Competitive 2.50% APY 6-Month CD Rate from Atlanta Postal Credit Union Competitive 2.50% APY 6-Month CD Rate from Atlanta Postal Credit Union

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

People's Trust FCU in Texas is offering its 5-5-5 Term Share Certificate , which includes a 5-month CD at 5.00% APY with a minimum of $500. To take advantage of the deal, however, you can only make a $5,000 maximum deposit.

The credit union is also offering a competitive 2.06% APY on its 12-month...



Special 5% APY 5-Month CD from People's Trust Federal Credit Union Special 5% APY 5-Month CD from People's Trust Federal Credit Union

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

city-bank-cd

City Bank in Washington State is offering a 2.24% APY on its 12-month CD , and some other very competitive rates. Here areall oftheCD rates listed on the bank's website:

  • 3.48% APY on 60-month CD
  • 3.18% APY on 48-month CD
  • 2.97% APY on 36-month CD
  • 2.72% APY on 24-month CD
  • 2.24% APY on 12 month CD
  • ...


City Bank Offers 2.24% APY on 12-Month CD City Bank Offers 2.24% APY on 12-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Stonebridge Bank located in Pennsylvania is offering a special 2.14% APY on its 14-month CD . A minimum deposit of $500 is required to get started. You can get a list of CD rates on the bank's website.

Here are some important details of this special CD rate:

  • Interest will be compounded daily and...


Stonebridge Bank Offering 2.14% APY on 14-Month CD Stonebridge Bank Offering 2.14% APY on 14-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Darby Direct is offering an impressive special for Georgia residents on their CDs. The 36-month "Step-Up" CD special allows customers to take advantage of APYs that increase each year. Here's how the special works:

  • Open your account at 3.00% APY
  • Account will be "stepped up" to 4.00% APY on...


Darby Direct Offers Attractive 36-Month Darby Direct Offers Attractive 36-Month "Step-Up" CD Special

6 Month CD,CD Rates,CD Rates,Credit Union,Rates 6 Month CD, CD Rates, CD Rates, Credit Union, Rates

communication-credit-union-cd-rates

If you're looking for great APYs on share CD accounts and live in Oklahoma, it's a good idea to pay a visit Communication Federal Credit Union . Just take a look at their tiered CD rates:

  • 2.00% APY for 6-month CD
  • 2.20% APY for 12-month CD
  • 2.55% APY for 24-month CD
  • 3.30% APY for 4-year CD

The...



Competitive 2.00% 6-Month CD and Other Tiered CD Rates from Communication FCU Competitive 2.00% 6-Month CD and Other Tiered CD Rates from Communication FCU

CD Rates,National Banks,Rates CD Rates, National Banks, Rates

State Farm Bank CD Rates Offer

It's difficult to find a 3% rate on CDs these days, so State Farm Bank's 28 month term CD at 3.00% APY is a competitive offer. Usually, you would have to go above 3 year term in order to get a 3% rate.

Some important information for you to know:

  • Requires a minimum $500 to open a CD account
  • CD...


State Farm Bank 3.00% CD - 28 Months State Farm Bank 3.00% CD - 28 Months

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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