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CD ACCOUNTS » Certificate of Deposit News

CD Rates,CD Rates,Local Banks,Rates CD Rates, CD Rates, Local Banks, Rates

valley-community-bank

Valley Community Bank is offering a great 2.20 APY on the 17-month CD.Another great special offered through this bankincludes a 1.55% APY on the 6-month CD.

Both CDs are automatically renewable at their end of their respective terms. Also, both CD specials require a minimum deposit of $1,000 and a maximum of $99,000.

In order to open an accout with Valley Community Bank, youmust visit one of their six locations found in the Illinois cities of St. Charles, Geneva,Batavia, and North Aurora.To learn more about their rates on CDs, visitthe rates page on theirwebsite.

***For information on best CD rates, visit Go Banking Rates***


CD Rates,CD Rates,Local Banks,Rates CD Rates, CD Rates, Local Banks, Rates

united-midwest-savings-bank

Ohio's United Midwest Savings Bank is offering a special rate of 2.30% APY on their 12-month CD. The bank is also offering special rates on their checking and money market accounts. Their promotion is called "Pick Any Two" andallows you to pick two deposit deals at special rates. Here are the three deposit deals:

  • 2.30% APY on the 12-month CD
  • 2.10% APY on the money market account (this rate is guaranteed until 12/31/09)
  • 1.50% APY on the checking account (this rate is guaranteed until 12/31/09)

All accounts require a $500 minimum to open and maintain them. Opening two of three accounts for the "Pick Any Two" promotion is preferred, but not required. To open any of these accounts, you must visit one of their Ohio branches in DeGraff, West Manchester orColumbus, or their Falmouth, Kentucky location (named Pendleton Savings Bank).

***For more of the highest CD rates, please visit Go Banking Rates daily.***


CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

americas-credit-union

America's Credit Union , located in Washington, is offering a special CD rate at 3% APY. Notable CD rates , as well as monthly terms, are as follows:

  • 3% APY for 25-month term CD
  • 2.75% APY for 19-month term CD
  • 2.5% APY for 13-month CD
  • 2% APY for 7-month CD

The minimum deposit for all accounts is...



25-Month 3% CD Rate - America's Credit Union 25-Month 3% CD Rate - America's Credit Union

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

CD Rate Western Springs National Bank & Trust

Western Springs National Bank & Trust located in Illinois is offering a notable CD rate at 2.25% APY . Great CD rates and month terms are as follows:

  • 2.25% APY for 15- and 18-month term CDs
  • 1.65% APY for 6-month term CD

To open the account a minimum deposit of $10,000 is required. You also...



15-Month 2.25% CD Rate - Western Springs National Bank & Trust 15-Month 2.25% CD Rate - Western Springs National Bank & Trust

CD Rates,Rates CD Rates, Rates

Northwest Federal Credit Union (NFCU) currently has some very competitive CD Rates available. To open the CD accounts a minimum of $25,000 is required. Notable CD rate features and terms of the CD accounts are:

  • 2.29% APY for 24-month CDs
  • 3.64% APY for 5-year CDs

To see more cd rates options...



CD Rates offered at 2.29% APY for 24-Month Term from Northwest Federal Credit Union (NFCU) CD Rates offered at 2.29% APY for 24-Month Term from Northwest Federal Credit Union (NFCU)

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

The Madison National Bank in New York is offering locals only some pretty decent CD rates for 24-mond CD and 36-month CD . Term months and their CD rates are:

  • 2.60% APY - 24 month CD
  • 3.00% APY - 36 month CD
  • 3.30% APY - 60 month CD

To open the cd accounts there is a requirement to deposit a...



Earn up to 3.30% CD Rate at Madison National Bank Earn up to 3.30% CD Rate at Madison National Bank

12 Month CD,CD Rates,Rates 12 Month CD, CD Rates, Rates

greenbank

GreenBank located in Tennessee is offering a CD Rate at 2.5% for short term 12 month CD . GreenBank is also offering a 2.75% APY on a 2-year term CD. To open this CD account you must make a deposit of $1,000. For more inquiry about these rates a call to the bank is suggested, because these rates...



CD Rate 2.5% for 12 Month at GreenBank (TN) CD Rate 2.5% for 12 Month at GreenBank (TN)

CD Rates,Rates CD Rates, Rates

Irwin Union Bank CD rates

Irwin Union Bank has some competitive certificate of deposit rates available. Here are their 13-month CD rates as of today:

  • 2.28% APY in Las Vegas, NV (89128)
  • 1.98% APY in Costa Mesa, CA (92626)
  • 1.91% APY in Phoenix, AZ (85016)
  • 1.82% APY in Sacramento, CA (95833)
  • 1.82% APY in Indianapolis, IN...


Irwin Union Bank Competitive CD Rates Irwin Union Bank Competitive CD Rates

CD Rates,Rates CD Rates, Rates

Washington Bank for Savings CD rate

Chicago - locals only. Washington Federal Bank for Savings is offering a 1.96% APY CD rate for a 6 month deposit term . The only branches are located in Chicago, Illinois. Here are some important details to consider when opening an account with them:

  • Minimum deposit required to open a CD is...


Washington Federal Bank for Savings 1.96% APY 6 Month CD Washington Federal Bank for Savings 1.96% APY 6 Month CD

12 Month CD,2 Year CD,CD Rates,Rates 12 Month CD, 2 Year CD, CD Rates, Rates

Citibank CD rates

Citibank is offering a number of competitive CD products. They have different rates online and within their branches. Here are a list of their online CD rates as of today:

  • 1.50% APY CD for 12 months
  • 2.25% APY CD for 18 months
  • 1.75% APY CD for 24 months
  • 3.00% APY CD for 60 months

Here are...



Citibank CD and MasterCard CD Rates Citibank CD and MasterCard CD Rates

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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