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Best CD Account Rates

 
 
Local Rates (APY) Bank / Credit Union Location Account Type Share
3.03%
As of February 15, 2010
View Rate Details
 
Arkansas Farm Bureau Credit Union
 
Little Rock, AR
 
CD Account
 
 
National Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of October 22, 2009
View Rate Details
 
Amtrust Bank
 
National
 
CD Account
 
 
Online Rates (APY) Bank / Credit Union Location Account Type Share
2.16%
As of February 15, 2010
View Rate Details
 
National InterBank
 
Online
 
CD Account
 
 
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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Despite many bank lowering their rates, Crescent Bank & Trust is remaining competitive, especially with its CDs. Currently, it is offering a 2.40% APY 18-month CD, as well as some other competitive CDs. Here is a list ofrates as of Jan. 8, 2010:

  • 3.40% APY 44-month CD
  • 3.15% APY 36-month CD
  • 2.40% APY 18-month CD
  • 2.00% APY 12-month CD

The long-term 44-month CD requires a minimum opening deposit of $5,000 while the other CDs required only $1,000 to get started.

A branch visit is required to open accounts with the bank. Branches are located in New Orleans, Metarie, Alexandria, Covington and Shreveport in Louisiana.

>> Special Certificate Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



6 Month CD,CD Rates,Credit Union,Rates 6 Month CD, CD Rates, Credit Union, Rates

There are a few competitive CDs available from EDS Credit Union, including a 1.65% APY 6-month CD rate. The minimum opening deposit for this account is $25,000.


The credit union is also offering a competitive 1.90% APY 9-month certificate. This account requires a $50,000 minimum opening deposit - or offers a 1.75% APY if you deposit $1,000.

A few other CD interest rates from the credit union include:

  • 2.40% APY jumbo 24-month CD
  • 3.30% APY jumbo 50-month CD

Other rates can be found on the credit union's rates page.

Membership to the credit union requires that you either be an EDS employee or live/work in Collin County, Texas.

Branches are located in Plano, Frisco and Carrollton, Texas; Santa Ana, California; Auburn Hills, Pontiac, Detroit and Troy, Michigan; Camp Hill, Pennsylvania; Herndon and Sterling, Virginia.

>> Promotional CD Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.



CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Hyde Park Savings Bank in Massachusetts is offering a very reasonable 2.00% APY 16-month CD . The bank is also offering a competitive 2.40% APY 30-month CD.

The minimum deposit to open the 16-month CD is $1,000 and the minimum for the 30-month CD is $500. Both CDs can be opened online; however,...



Competitive 2.00% APY 16-Month CD  Hyde Park Savings Bank Competitive 2.00% APY 16-Month CD Hyde Park Savings Bank

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Take advantage of a 2.10% APY 14-month CD from Intracoastal Bank . The promotional CD is not listed on the bank's website and is instead available in this ad found in the Daytona Beach News-Journal on Jan. 2, 2010.


Here are a few details of this CD:

  • New money is required along with a...


Intracoastal Bank in Florida Offers 2.10% APY 14-Month CD Intracoastal Bank in Florida Offers 2.10% APY 14-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

MidFirst Bank is offering another set of competitive CD rates . The first is a 2.00% APY 17-month CD and the other is a 2.25% APY 24-month CD .


The minimum deposit for the 17-month CD is $5,000 and the 24-month CD has a minimum opening deposit of $500. These and other rates are listed on the...



2.00% APY 17-Month CD Offered at MidFirst Bank in Arizona 2.00% APY 17-Month CD Offered at MidFirst Bank in Arizona

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Blueharbor Bank in North Carolina is offering a competitive 2.20% APY 14-month CD . In addition to this competitive rate, the bank is also offering some good standard CD rates .


A few of the better standard rates include the 2.50% APY with the 25-month CD and the 1.85% APY on the 13-month...



2.20% APY 14-Month CD at Blueharbor Bank 2.20% APY 14-Month CD at Blueharbor Bank

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Pentagon Federal Credit Union is offering some reasonable CD rates for the New Year, including 3.00% APY 36-month CDs. Here is a list of the competitive rates from the credit union:


  • 3.75% APY - 7 year CD
  • 3.50% APY - 5 year CD
  • 3.25% APY - 4 year CD
  • 3.00% APY - 3 year CD

Some details to...



3.00% APY 36-Month CD at Pentagon Federal Credit Union 3.00% APY 36-Month CD at Pentagon Federal Credit Union

12 Month CD,CD Rates,Credit Union,Rates 12 Month CD, CD Rates, Credit Union, Rates

If you live in Missouri, you could take advantage of a competitive 2.26% APY 12-month CD from 1st Financial Federal Credit Union in Missouri. This AY is also available on the 18-month CD. This rate and others are listed on the credit union's rates page .


To open the account, you must...



1st Financial Federal Credit Union in Missouri Offers 2.26% 12-Month CD 1st Financial Federal Credit Union in Missouri Offers 2.26% 12-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Living in the Atlanta area and need a good short-term CD? Take advantage of the 2.15% APY 7-month CD from One Georgia Bank . This is a special promotional rate; however, the bank does offer competitive standard CD rates:


  • 2.15% APY - 18-month CD
  • 2.30% APY - 24-month CD

The minimum deposit...



One Georgia Bank Offers 2.15% APY 7-Month CD One Georgia Bank Offers 2.15% APY 7-Month CD

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

Looking for a good deal on CDs? You might try Indus American Bank located in the New Jersey and New York areas for a great 30-month CD special with a 3.00% APY . This special CD rate has a few details that you should be aware of:


  • Minimum deposit of $2,000
  • Maximum deposit of $250,000
  • Early...


3.00% APY 30-Month CD is Available at Indus American Bank 3.00% APY 30-Month CD is Available at Indus American Bank

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

 

Most Recent CD Account Rate Changes

Milledgeville State Bank 6 Month CD Account
0.95% to
1.10%
Date: Mar 5, 2010
Milledgeville State Bank 12 Month CD Account
1.56% to
1.51%
Date: Mar 5, 2010
Milledgeville State Bank 2 Year CD Account
1.96% to
1.86%
Date: Mar 5, 2010
Mission City Credit Union 6 Month CD Account
1.00% to
0.75%
Date: Mar 5, 2010
Mission City Credit Union 12 Month CD Account
1.25% to
1.15%
Date: Mar 5, 2010
 

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Current CD Rates News

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