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CD ACCOUNTS » Certificate of Deposit News

Alliant Credit Union CD rates

Easy membership to all. Alliant CU is offering some competitive CD rates. Here are their rates as of today:

  • 2.15% APY CD for 12 to 23 months
  • 2.30% APY CD for 24 to 35 months
  • 2.75% APY CD for 36 to 47 months
  • 3.00% APY CD for 48 to 60 months

Here are some important details to consider when opening an account with Alliant Credit Union:

  • A minimum deposit of $25,000 is required to earn the best APY rates
  • Rates are 15 basis points lower if you deposit $1,000 or more
  • IRA certificates are also available
  • Membership is open to anyone who joins the National PTA for $25, or is a member of certain organizations
  • Alliant CU was formerly the United Airlines Employee Credit Union

Alliant CU currently has a 5 star excellent financial safety rating from BauerFinancial.

***For more of the best CD rates, please visit Go Banking Rates often.***

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Rates CD Rates, Rates

Dollar Savings Direct CD rates

Available to everyone. DollarSavingsDirect.com is offering a 16-month CD for a 2.25% APY rate. DollarSavingsDirect is a part of Emigrant Bank, although you have to sign up through the online site for their rates. There is also a 5-year CD available with an APY of 2.50%.
Here are some important deals to consider when opening an account with DollarSavingsDirect:

  • $1,000 minimum deposit required to open a CD account and earn the APY
  • You need to sign up for a savings account to open a CD
  • You can fund the CD from an external deposit or via a savings account (slower)
  • There is a 10 day grace period when the CD matures

Emigrant Bank has a weak financial rating from BauerFinancial but is FDIC insured.

***For more CD rates information, please visit with Go Banking Rates daily.***

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


Eastman Credit Union CD rates

TN, TA, VX, SC and AR - locals only. Eastman Credit Union is offering a high 3.10% APY CD rate for a 3-year term. CDs generally will not pay out more than 3% until you are at the 3 deposit term. They also have these CD rates available today:

  • 2.50% APY CD for 12 month term
  • 2.75% APY CD for 2...


Eastman Credit Union (ECU) 3.10% APY CD Rate for 3 Years Eastman Credit Union (ECU) 3.10% APY CD Rate for 3 Years

12 Month CD,6 Month CD,CD Rates,Rates 12 Month CD, 6 Month CD, CD Rates, Rates

Metro United Bank CD rates

California - locals only. Metro United Bank is offering some competitive CD rates for local residents. Here are their higher rates as of today:

  • 2.25% APY CD for 12 months
  • 2.05% APY CD for 6 months

Here are some important details to consider when opening an account with them:

  • Minimum...



Metro United Bank 2.25% APY CD Rate for 12 Month Term Metro United Bank 2.25% APY CD Rate for 12 Month Term

12 Month CD,6 Month CD,CD Rates,Rates 12 Month CD, 6 Month CD, CD Rates, Rates

Hillcrest Bank CD rates

Available nationally. Hillcrest Bank is offering a 2.30% APY CD for a 16-month term . Here are some of their other rates:

  • 1.35% APY for 6 months
  • 1.75% APY for 12 months

Here are some details to consider when opening a certificate of deposit account with them:

  • Minimum deposit is $5,000
  • ...


Hillcrest Bank 2.30% APY CD for 16 Months Hillcrest Bank 2.30% APY CD for 16 Months

CD Rates,Credit Union,Rates CD Rates, Credit Union, Rates

Apple Federal Credit Union CD rates

Easy membership. Apple Federal Credit Union is offering some competitive CD rates, including a 5.00% APY promotional rate for 5 months with a maximum deposit of $3,000 (promotion ends 9/6/09 - credit to BankDeals). Here are their other rates as of today:

  • 3.70% APY CD for a 60-month term -...


Apple Federal Credit Union (AFCU) Competitive CD Rates Apple Federal Credit Union (AFCU) Competitive CD Rates

CD Rates,Local Banks,Rates CD Rates, Local Banks, Rates

First Commercial Bank CD rates

Minnesota - locals only. First Commercial Bank is offering a 2.70% APY CD rate for 18 months . They also have some other competitive certificate of deposit rates available:

  • 2.35% APY CD for 12 month term
  • 2.85% APY CD for 24 month term

Here are some important details for you to consider when...



First Commercial Bank 2.70% APY CD Rate for 18 Month Term First Commercial Bank 2.70% APY CD Rate for 18 Month Term

12 Month CD,2 Year CD,CD Rates,Rates 12 Month CD, 2 Year CD, CD Rates, Rates

Cecil Bank CD account rates

Maryland - locals only. Cecil Bank is offering a CD account rate of 2.40% APY for a 12 month term . Here are some other rates they offer as of today:

  • 2.00% APY CD for 9 month term
  • 2.50% APY CD for 24 month term

Here are some important details to consider when opening a CD with Cecil Bank:

  • ...


Cecil Bank 2.40% APY CD Account Rate for 12 Months Cecil Bank 2.40% APY CD Account Rate for 12 Months

CD Rates,National Banks,Rates CD Rates, National Banks, Rates

The National Average CD Rates for Short Term Certificate of Deposits Have Gone Down.

Current Best CD Rate for 3 Months:
As of the week ending on August 14, 2009, the average cd rate for 3-month certificate of deposits has decreased and is now at 0.0684 percent. The prior week, the average cd...



Current Best CD Rates For Short Term Certificate of Deposits Current Best CD Rates For Short Term Certificate of Deposits

Fort Knox Federal Credit Union CD rates

Kentucky - locals only. Fort Knox Federal Credit Union is offering a number of competitive CD rates for regular certificate deposits and jumbo CDs. Here are the rates on their page listed as of today:

  • 4.00% APY CD for 60 months
  • 3.55% APY CD for 48 months
  • 3.25% APY CD for 36 months
  • 3.00% APY CD...


Fort Knox Federal Credit Union Competitive Regular and Jumbo CD Rates Fort Knox Federal Credit Union Competitive Regular and Jumbo CD Rates

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Current CD Rates News

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