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CD ACCOUNTS » Certificate of Deposit News

CD Rates,Rates CD Rates, Rates

Qualtrust Credit Union CD rates

Texas - locals only. Qualtrust Credit Union is offering some competitive CD interest rates. Here are their rates as of today:

  • 1.92% APY for 6-month term
  • 2.43% APY for 12-month term
  • 2.63% APY for 18-month term
  • 2.79% APY for 24-month term
  • 2.89% APY for 30-month term
  • 3.04% APY for 36-month term

Here are some important details to consider when opening a certificate of deposit with Qualtrust CU:

  • Minimum required to open an account is $1,000
  • Early withdrawal penalty is 90 days of interest for 1 year deposit terms, and 180 days of interest for anything over 1 year
  • Membership is open anyone who lives, works, plays or worships within a 10 mile radius of the credit union's Irving and Grapevine locations or in Tom Green County
  • You need to keep $5 in a share account in order to qualify for other products

Qualtrust currently has a great financial safety rating of 5 stars from BauerFinancial.

For more of the highest CD interest rates, visit Go Banking Rates daily.

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


CD Rates,Rates,Wachovia,Wells Fargo CD Rates, Rates, Wachovia, Wells Fargo

Wachovia Bank CD rates

Wachovia Bank, now owned by Wells Fargo, is offering some competitive CD rates depending on the term limit you choose. Some of the rates they are offering as of today are a 2.75% APY CD for 32 months, a 2% APY CD for 21 months, and a 1.40% APY CD for 13 months.

Here are some important details when opening a CD with Wachovia Bank:

  • For CD terms that are 1 year or greater, 180 days of interest will be charged for early withdrawal
  • Grace period of 7 days after maturity
  • Interest can be withdrawn without penalty at anytime
  • CD automatically renews unless you stop it

Wells Fargo is also offering their own competitive 25-month CD with a 2.30% APY rate.

For more of the best CD rates, visit with Go Banking Rates daily for the hottest bank deals.

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.


2 Year CD,CD Rates,Rates 2 Year CD, CD Rates, Rates

Pinnacle Bank Bump Up CD Rates

Florida - locals only. Pinnacle Bank has some competitive rates for their longer-term bump-up CDs. Here are the rates:

  • 2.50% APY CD rate for 2-year term
  • 3.00% APY CD rate for 3-year term
  • 3.25% APY CD rate for 4-year term
  • 3.50% APY CD rate for 5-year term

Here are some important details for...



Pinnacle Bank Various Bump-Up CD Rates Pinnacle Bank Various Bump-Up CD Rates

United Central Bank is offering various competitive rates for its CD accounts. Here are their rates as of today:

  • 2.90% APY CD for 60 Month Term
  • 2.90% APY CD for 48 Month Term
  • 2.55% APY CD for 36 Month Term
  • 2.35% APY CD for 24 Month Term
  • 2.25% APY CD for 18 Month Term
  • 2.25% APY CD for 12 Month...


United Central Bank Competitive CD Rates United Central Bank Competitive CD Rates

CD Rates,Rates CD Rates, Rates

The Palm Bank CD rate offer

Florida - locals only. The Palm Bank is offering a 13-month term CD with an APY rate of 2.50% . Here are some important details to consider when opening an account with them:

  • Minimum deposit required to open a certificate of deposit is $2,500
  • Maximum deposit is $90,000, with an option to open...


The Palm Bank 2.50% APY CD Rate for 13 Month Term The Palm Bank 2.50% APY CD Rate for 13 Month Term

CD Rates,Credit,Credit Card Rates CD Rates, Credit, Credit Card Rates

Citi Bank is now offering a high 4.07% APY cd rate - this is by far one of the highest cd rate just for an 18 month cd . The stock market hasn't done too extremely well in recent months and many people are flocking into low risk investments such as cds, so if you're one of those people this cd...



Citi Bank Offering 4.07% APY CD Rate for 18 Month CD With a Boost in Your Credit Score Citi Bank Offering 4.07% APY CD Rate for 18 Month CD With a Boost in Your Credit Score

Montauk Credit Union CD rates

"Open charter" membership - available to anyone. Montauk Credit Union has some attractive CD rates available, including an 18-month term CD with a 2.50% APY rate . They are also offering some other competitive rates, including:

  • 2.25% APY CD rate for 12 month term
  • 2.50% APY CD rate for 18 month...


Montauk Credit Union 2.50% APY CD Rate for 18 Month Term Montauk Credit Union 2.50% APY CD Rate for 18 Month Term

Consumers Credit Union jumbo CD rates

Members only - with easy membership. Consumers Credit Union is offering various competitive jumbo and regular CD rates . Here are their jumbo rates as of today, with a $100k deposit minimum:

  • 2.25% APY CD for 7 month term
  • 2.00% APY CD for 10 month term
  • 2.40% APY CD for 16 month term
  • 2.65% APY CD...


Consumers Credit Union (CCU) Jumbo and Other CD Rates Consumers Credit Union (CCU) Jumbo and Other CD Rates

CD Rates,Rates CD Rates, Rates

First Trade Union Bank is located in Boston and have many branches in Massachusetts, New York, and Rhode Island. The bank is currently offering competitive cd rates nationwide. The minimum deposit for the following cd rates is only $500.

CD Rates at First Trade Union Bank are:

  • 3.00% APY - 3...


High CD Rate 3.25% APY at First Trade Union Bank High CD Rate 3.25% APY at First Trade Union Bank

2 Year CD,CD Rates,Local Banks,Rates 2 Year CD, CD Rates, Local Banks, Rates

Pacific Premier Bank various CD rates

California - locals only. Pacific Premier Bank has various competitive CD rates. These are their current rate offerings:

  • 2.25% APY CD for 18-month term
  • 2.50% APY CD for 24-month term

If you're interested in opening a CD account with them, here are some further details:

  • A minimum deposit of...



Pacific Premier Bank Offering Various CD Rates Pacific Premier Bank Offering Various CD Rates

Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

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