Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in CD Rates , Rates

Alco Credit Union
Alco Credit Union sends benefits straight to their members with a CD rate of 1.00% APY on 12-month CD accounts. Why let your funds idle in a non-interest earning account, when you can strengthen your money in only one year? Time flies with deal like this, and members who take advantage of this CD rate can watch their investment soar.

CD rate terms and conditions 12-Month CD Rate Deal of the Day: Alco Credit Union at 1.00% APY

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Posted in CD Rates , Rates


GE Credit Union provides a high-yield CD rate of 1.35% APY on 24-month CD accounts. El Paso residents now have the opportunity to help get an emergency or savings fund hit the ground running with higher dividends in only two years.

CD rate terms and conditions 24-Month CD Rate Deal of the Day: GE Credit Union at 1.35% APY

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Posted in 2 Year CD , CD Rates

Lake Chem Community Federal Credit Union

An aggressive investment approach doesn’t have to include high-risks. Lake Chem Community Federal Credit Union offers members a 1.51% APY 2-year CD rate to help you overcome the challenges of investing.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Lake Chem Community Federal Credit Union at 1.51% APY

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Posted in 12 Month CD , CD Rates

cone credit union

Cone Credit Union treats members right with a 12-month CD rate of 1.20% APY. Earn incredible returns with this high-yield interest rate, and watch your deposit flourish at at a quick pace. The more you deposit, the more you gain, so don’t miss out on this opportunity to get your feet wet with a low-risk CD account.

CD Rate Terms and Conditions CD Rate Deal of the Day: Cone Credit Union at 1.20% APY

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Posted in 12 Month CD , CD Rates , Rates

Postal Credit Union of Northern California
Postal Credit Union of Northern California provides a high return CD rate at 1.22% APY on their 12-month term CD account. Building a savings cushion for the future is made simple and possible with this impressive CD rate.

CD rate terms and conditions CD Rate Deal of the Day: Postal Credit Union of Northern California at 1.22% APY

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Posted in 12 Month CD , CD Rates

Flint River Employees Federal Credit Union

Flint River Employees Federal Credit Union offers a great deposit opportunity with their 12-month CD rate of 1.00% APY. Depositing into a safe investment account such as a CD is a popular avenue for conservative investors, especially with a high interest rate that provides potential for substantial returns.

CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Flint River Employees Federal Credit Union at 1.00% APY

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Posted in 12 Month CD , CD Rates , Rates

Alma Bank

Customers of Alma Bank receive aggressive CD rates like 1.35% APY on their 12-month CD account. A reasonable term length and generous CD rate such as this does not last long, so lock in a high-yield interest rate today, and help your funds flourish through 2012.

CD rate terms and conditions 12-Month CD Rate Deal of the Day: Alma Bank at 1.35% APY

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Posted in 6 Month CD , CD Rates , Rates

Weyco Community Credit Union
Contrary to common belief, locking-in a high-yield CD rate does not require a long-term commitment. At Weyco Credit Union, members who open a 6-month CD account term can receive 0.90% APY to help their short-term savings goals reach fruition.

CD rate terms and conditions 6-Month CD Rate Deal of the Day: Weyco Credit Union at 0.90% APY

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Posted in 2 Year CD , CD Rates

Fresno Police Department Credit Union
Fresno Police Department Credit Union provides its members with an impressive 24-month CD rate of 1.25% APY. Investing in a long-term CD account primes your finances for success, especially when coupled with a high-yield interest rate.

CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: Fresno Police Department Credit Union at 1.25% APY

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Posted in 12 Month CD , CD Rates

Garland County Educators' Federal Credit Union
Garland County Educators’ Federal Credit Union develops more opportunity for members to save money with their 12-month CD rate at 1.00% APY. Money may not grow on trees, but it does grow with a CD from Garland County Educators’ Federal Credit Union.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Garland County Educators’ Federal Credit Union at 1.00% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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