Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 6 Month CD , CD Rates , Local Banks , Rates

Today, you can take advantage of a competitive CD rates from Corridor State Bank. If you’re interested in a short-term certificate of deposit, the bank is offering a good deal at 0.75% APY.

Those who want to jump on this great deal should know it’s not even the best CD rate offered by the bank. While the specified APY only requires a minimum $1,000 deposit for this account, higher rates are offered to those willing to deposit more in their accounts (ex. 0.80% APY for $15,000 minimum and 0.85% APY for $25,000 minimum). Automatic renewals are available for this CD. Also, there is a penalty for early withdrawal. 6-Month CD Rates Deal of the Day: Corridor State Bank at 0.75% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Looking for a competitive 12-month CD rate? It’s time to look into the share certificate from Allegany Co. Teachers Credit Union, which is now offering a 1.51% APY to its members.

The share certificate requires a minimum deposit of $500 to get started and is subject to a rate change without notice. Also, certificates are subject to a penalty if funds are withdrawn from the account prior to the end of the 12-month term. Individuals interested in this competitive CD rate must first become a member of the credit union. Membership is open to a long list of individuals, including employees and members of the Allegany County Board of Education, Allegany College of Maryland and Allegany County Teachers’ Association. 12-Month CD Rates Deal of the Day: Allegany Co. Teachers Credit Union at 1.51% APY

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Posted in 2 Year CD , CD Rates , Credit Union , Rates

If you’re looking for a great 24-month CD rate, consider today’s certificate of deposit deal from Nizari Progressive Credit Union. The credit union is currently offering a 24-month CD at 2.02% APY.

To take advantage of this and other competitive CD rates with the credit union, you must first become a member of the credit union. Accounts are opened with a required minimum deposit of $1,000. Dividends can be paid to a savings, checking or compounded to the CD monthly. Automatic renewals are available. There is a penalty for early withdrawal. 2-Year CD Rates Deal of the Day: Nizari Progressive Credit Union at 2.02% APY

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Posted in 6 Month CD , CD Rates , Credit Union , Rates

Take advantage of the 6-month CD rate of 1.30% APY from F & A Credit Union. This CD is great for individuals who want to save their money during a short period of time but still want to see reasonable returns.

Those who want to jump on this great CD rate will need a minimum of $1,000 to open the account and will also need to become a member of the credit union. Currently, F & A is open to members of the County of Los Angeles Fire Department, Agricultural Commissioner, Fire Fighters Local 1014 and Lifeguards, as well as the Office of the Farm Advisory and Cooperative Agricultural Extension Program of the University of California. Penalties may apply for early withdrawal. 6-Month CD Rates Deal of the Day: F&A Credit Union at 1.30% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

BCBSNC Credit Union is offering its members the opportunity to take advantage of a very competitive 12-month CD rate. Currently, the credit union is offering a great interest rate of 1.51% APY.

In order to take advantage of this CD rate, you must become a member of the credit union. Additionally, the account requires that you open with a minimum balance of $500. If you withdraw from your account early, you will be subject to a 2% penalty. Rates are subject to change at any time at the discretion of BCBSNC. 12-Month CD Rates Deal of the Day: BCBSNC Credit Union at 1.51% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Riverfork Credit Union strongly stands by their philosophy of “people helping people.” One of the ways through which they do this is by offering great, competitive deposit and loan products for their members. Today, Riverfork Credit Union is offering a 12-month CD rate of 1.60% APY.

In order to be eligible for this high-interest CD account, there is a $500.00 minimum deposit and balance required. You must also be a member of Riverfork to qualify. Early withdrawal before the account reaches maturity will result in a penalty. Rates are effective as of 5/12/2010 but are subject to change at any time without prior notice. Please contact the credit union directly for more information regarding the rates and details of this certificate of deposit deal. 12-Month CD Rates Deal of the Day: Riverfork Credit Union at 1.60% APY

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Posted in 6 Month CD , CD Rates , Credit Union , Rates

Suma Yonkers Credit Union is a full-service financial institution that offers a wide variety of services and products. Suma Yonkers Credit Union is currently offering a competitive 6-month CD rate of 1.51% APY.

In order to earn the stated APY, you must be a member of the credit union. There is a minimum $1,000 opening balance, which must also be maintained in order to earn the full 1.51% APY. Early withdrawal before the account reaches maturity will result in a penalty. Rates are subject to change at any time without prior notice. Please contact the financial institution direclty for more information regarding this account. 6-Month CD Rates Deal of the Day: Suma Yonkers Credit Union at 1.51% APY

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Posted in 12 Month CD , CD Rates , Local Banks , Rates

North American Savings Bank puts your money to work for you by providing high interest rates on deposit accounts. Presently, this bank is offering an excellent 12-month CD rate of 1.05% APY.

The minimum deposit required to open a CD account is $1,000. CD rates are fixed for the entire term, but new CD rates are subject to change in the future. There is a penalty for early withdrawal and funds cannot be added to the account until maturity. 12-Month CD Rates Deal of the Day: North American Savings Bank at 1.05% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Island Federal Credit Union is committed to the members and communities it serves, and helps to support them by offering the best possible interest rates. Today, this credit union is offering a 12-month CD rate of 1.15% APY.

You must become a member of the credit union in order to obtain this CD rate. The minimum opening balance required is $1,000. Please note that a penalty for early withdrawal may apply and the credit union may change rates at any time. 12-Month CD Rates Deal of the Day: Island Federal Credit Union at 1.15% APY

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Posted in CD Rates , Rates

A certificate of deposit (CD) is an excellent way to grow your savings in a safe and reliable manner. CDs tend to offer much better interest rates than traditional savings accounts, but they still provide FDIC insurance and protection against market volatility. So if you want a higher-earning savings vehicle without any of the risk, a CD  from Aurora Bank is the answer.

Aurora Bank Certificates of Deposit Invest In a CD from Aurora Bank and Reach Your Financial Goals Fast

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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