| Featured Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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1.15%
As of February 6, 2012
2-Year CD Rate
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Online
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CD Account
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| Best Rates (APY) | Bank / Credit Union | Location | Account Type | Share | |
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2.25%
As of February 8, 2012
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View Rate Details | Euclid, OH | CD Account |
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2.07%
As of February 1, 2012
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View Rate Details | New York, NY | CD Account |
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2.00%
As of February 10, 2012
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View Rate Details | Baltimore, MD | CD Account |
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2.00%
As of February 8, 2012
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View Rate Details | Euclid, OH | CD Account |
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2.00%
As of February 8, 2012
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View Rate Details | Euclid, OH | CD Account |
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CD ACCOUNTS » Certificate of Deposit News
A certificate of deposit (CD) is an excellent way to grow your savings in a safe and reliable manner. CDs tend to offer much better interest rates than traditional savings accounts, but they still provide FDIC insurance and protection against market volatility. So if you want a higher-earning savings vehicle without any of the risk, a CD from Aurora Bank is the answer.
Aurora Bank Certificates of Deposit 

Denver Savings Bank often has special CD rates to offer customers. Today, the bank is providing a high interest six month CD rate of .90% APY.
This CD rate special is for a limited-time only. In order to obtain the highest CD rate, you must deposit a minimum of $5,000. There may be a penalty for early withdrawal and rates are subject to change at any time in the future at the bank’s discretion. 

Harris County Federal Credit Union is offering some of the best CD rates available today, like a 12-month CD rate of 1.00% APY.
You must be a member of the credit union to obtain this CD rate. The minimum balance required to open an account is $2,500. Please note there is a penalty for early withdrawal and rates are subject to change at any time. 
Worcester Fire Dept. Credit Union is committed to providing past, current and future firefighters of Worcester with quality financial services and products. Currently, the Worcester Fire Dept. Credit Union is offering a competitive 6-month CD rate that earns 1.51% APY.
In order to be eligible for this CD, there is a $1,000 minimum balance required. Early withdrawal before the account reaches maturity will result in a penalty. Rates are effective as of January 1, 2011 but are subject to change at any time without prior notice. Please contact the credit union directly for more information regarding this CD account deal. 

Lomto Credit Union‘s purpose since its beginning in 1936 is to help those who are facing financial hardship by providing beneficial financial products and services. Today, Lomto Credit Union continues to do just that and by offering a competitive 12-month CD rate of 1.41% APY.
Please contact the financial institution for the minimum balance and additional requirements in order to be eligible for this 12-month CD account. Rates are subject to change at Lomto Credit Union’s discretion. Early withdrawal may result in penalties. 
Hardin County Savings Bank is Together With You, working to help you grow your money and reach financial success. They’re currently offering one of the best CD rates, too–a 12-month CD rate of 1.00% APY.
This is a tiered CD account, with balances between $5,000.00 and $24,999.99 earning the specified rate of 1.00% APY. There may be a penalty for early withdrawal and rates are subject to change at any time at the bank’s discretion. 

It’s amazing how Centennial Bank manages to offer competitive rates as we recover from an economic recession. You wouldn’t know we were in a recession by the looks of their CD rates. Right now they are offering an amazing 12-month CD rate of .60% APY.
These CD rates are only available to Centennial Bank members. A minimum deposit of $10,000 is needed in order to earn the highest CD rate. There is a penalty for early withdrawal and interest rates are subject to change at any time. 
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Alaska USA Credit Union has established itself as a large, stable financial institution in Alaska, but it still manages to offer the kind of interest rates you’d expect to find at a much smaller bank or CU. Today, they’re offering a 12-month CD rate of 1.15% APY.
Only members of the credit union are eligible to open a certificate of deposit. In order to earn the highest CD rate, a minimum deposit of $10,000 is required. There is a penalty for early withdrawal and interest rates are subject to change at any time in the future. 

Texell Credit Union offers a number of innovative banking products to help members reach their financial goals, but even their certificate accounts stand out among the competition with some of the best CD rates available. For instance, the 24-month CD offers a rate of 1.55% APY.
Only members of the credit union are eligible to open a certificate of deposit account. The minimum deposit is $1,000 and the APY assumes principal and interest remain on deposit for the entire term. There may be a penalty for early withdrawal and rates are subject to change at any time at the discretion of the credit union. 

Kelly Community Credit Union is committed to helping members save more by offering the highest interest rates possible. For example, this credit union is currently offering a 6-month CD rate for .60% APY.
In order to be eligible for this CD rate, you must be a member of the credit union and deposit a minimum of $1,000. Rates are subject to change at any time at Kelly Community Credit Union’s discretion. Additionally, a penalty will be imposed for early withdrawal. Please contact the credit union directly for more information. 
Learn More About CD Accounts
A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).
They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.
Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.
Investing in CDs for Beginners
Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?
More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.
You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.
Most Recent CD Account Rate Changes
| Pentucket Bank 2 Year CD Account |
1.41% to
1.30% Date: Feb 10, 2012
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| Houston Police Credit Union 2 Year CD Account |
1.34% to
1.29% Date: Feb 10, 2012
|
| Houston Police Credit Union 12 Month CD Account |
1.26% to
1.25% Date: Feb 10, 2012
|
| Security Service Federal Credit Union 2 Year CD Account |
1.05% to
1.14% Date: Feb 10, 2012
|
| Fedone Credit Union 2 Year CD Account |
1.21% to
1.11% Date: Feb 10, 2012
|
Recent CD Rates Articles
- 12-Month CD Rates Deal of the Day: RID Credit Union at 1.45% APY
- 6-Month CD Rates Deal of the Day: Country Bank at .80% APY
- 12-Month CD Rates Deal of the Day: Bank of Lexington at 1.05% APY
- 6-Month CD Rates Deal of the Day: Princeton Credit Union at .75% APY
- 24-Month CD Rates Deal of the Day: American State Bank at 1.75% APY
- 24-Month CD Rates Deal of the Day: IAM Community Credit Union at 1.75% APY
- 12-Month CD Rates Deal of the Day: Alabama Central Credit Union at 1.00% APY
- 6-Month CD Rates Deal of the Day: Texas Plains Credit Union at .59% APY
- 12-Month CD Rates Deal of the Day: TruMark Financial Credit Union at 1.00% APY
- 6-Month CD Rates Deal of the Day: Crossroads Credit Union at 1.00% APY







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