Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in CD Rates , Rates

A certificate of deposit (CD) is an excellent way to grow your savings in a safe and reliable manner. CDs tend to offer much better interest rates than traditional savings accounts, but they still provide FDIC insurance and protection against market volatility. So if you want a higher-earning savings vehicle without any of the risk, a CD  from Aurora Bank is the answer.

Aurora Bank Certificates of Deposit Invest In a CD from Aurora Bank and Reach Your Financial Goals Fast

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Posted in 6 Month CD , CD Rates , Local Banks , Rates

Denver Savings Bank often has special CD rates to offer customers. Today, the bank is providing a high interest six month CD rate of .90% APY.

This CD rate special is for a limited-time only. In order to obtain the highest CD rate, you must deposit a minimum of $5,000. There may be a penalty for early withdrawal and rates are subject to change at any time in the future at the bank’s discretion. 6-Month CD Rates Deal of the Day: Denver Savings Bank at .90% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Harris County Federal Credit Union is offering some of the best CD rates available today, like a 12-month CD rate of 1.00% APY.

You must be a member of the credit union to obtain this CD rate. The minimum balance required to open an account is $2,500. Please note there is a penalty for early withdrawal and rates are subject to change at any time. 12-Month CD Rates Deal of the Day: Harris County Credit Union at 1.00% APY

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Posted in 6 Month CD , CD Rates , Credit Union , Rates

Worcester Fire Dept. Credit Union is committed to providing past, current and future firefighters of Worcester with quality financial services and products. Currently, the Worcester Fire Dept. Credit Union is offering a competitive 6-month CD rate that earns 1.51% APY.

In order to be eligible for this CD, there is a $1,000 minimum balance required. Early withdrawal before the account reaches maturity will result in a penalty. Rates are effective as of January 1, 2011 but are subject to change at any time without prior notice. Please contact the credit union directly for more information regarding this CD account deal. 6-Month CD Rates Deal of the Day: Worcester Fire Dept. Credit Union at 1.51% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Lomto Credit Union‘s purpose since its beginning in 1936 is to help those who are facing financial hardship by providing beneficial financial products and services. Today, Lomto Credit Union continues to do just that and by offering a competitive 12-month CD rate of 1.41% APY.

Please contact the financial institution for the minimum balance and additional requirements in order to be eligible for this 12-month CD account. Rates are subject to change at Lomto Credit Union’s discretion. Early withdrawal may result in penalties. 12-Month CD Rates Deal of the Day: Lomto Credit Union at 1.41% APY

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Posted in 12 Month CD , CD Rates , Local Banks , Rates

Hardin County Savings Bank is Together With You, working to help you grow your money and reach financial success. They’re currently offering one of the best CD rates, too–a 12-month CD rate of 1.00% APY.

This is a tiered CD account, with balances between $5,000.00 and $24,999.99 earning the specified rate of 1.00% APY. There may be a penalty for early withdrawal and rates are subject to change at any time at the bank’s discretion. 12-Month CD Rates Deal of the Day: Hardin County Savings Bank at 1.00% APY

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Posted in CD Rates , Local Banks , Rates

It’s amazing how Centennial Bank manages to offer competitive rates as we recover from an economic recession. You wouldn’t know we were in a recession by the looks of their CD rates. Right now they are offering an amazing 12-month CD rate of .60% APY.

These CD rates are only available to Centennial Bank members. A minimum deposit of $10,000 is needed in order to earn the highest CD rate. There is a penalty for early withdrawal and interest rates are subject to change at any time. 12-Month CD Rates Deal of the Day: Centennial Bank at .55% APY

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Posted in CD Rates , Credit Union , Rates

Alaska USA Credit Union has established itself as a large, stable financial institution in Alaska, but it still manages to offer the kind of interest rates you’d expect to find at a much smaller bank or CU. Today, they’re offering a 12-month CD rate of 1.15% APY.

Only members of the credit union are eligible to open a certificate of deposit. In order to earn the highest CD rate, a minimum deposit of $10,000 is required. There is a penalty for early withdrawal and interest rates are subject to change at any time in the future. 12-Month CD Rates Deal of the Day: Alaska USA Credit Union at 1.15% APY

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Posted in 2 Year CD , CD Rates , Credit Union , Rates

Texell Credit Union offers a number of innovative banking products to help members reach their financial goals, but even their certificate accounts stand out among the competition with some of the best CD rates available. For instance, the 24-month CD offers a rate of 1.55% APY.

Only members of the credit union are eligible to open a certificate of deposit account. The minimum deposit is $1,000 and the APY assumes principal and interest remain on deposit for the entire term. There may be a penalty for early withdrawal and rates are subject to change at any time at the discretion of the credit union. 24-Month CD Rates Deal of the Day: Texell Credit Union at 1.55% APY

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Posted in 6 Month CD , CD Rates , Credit Union , Rates

Kelly Community Credit Union is committed to helping members save more by offering the highest interest rates possible. For example, this credit union is currently offering a 6-month CD rate for .60% APY.

In order to be eligible for this CD rate, you must be a member of the credit union and deposit a minimum of $1,000. Rates are subject to change at any time at Kelly Community Credit Union’s discretion. Additionally, a penalty will be imposed for early withdrawal. Please contact the credit union directly for more information. 6-Month CD Rates Deal of the Day: Kelly Community Credit Union at .60% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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