Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 12 Month CD , CD Rates , Credit Union , Rates

Northern Skies Federal Credit Union is committed to providing quality financial services to members with their signature touch. This includes offering the best CD rates possible, like a 12-month CD rate of 1.20% APY.

In order to be eligible for this CD rate, you must be a member of the credit union. This APY applies to balances of $100,000 and under and dividends are compounded quarterly. A penalty may apply for early withdrawals and rates are subject to change at any time. 12-Month CD Rates Deal of the Day: Northern Skies Credit Union at 1.20% APY

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Posted in 2 Year CD , CD Rates , Local Banks , Rates

KeyWorth Bank strives to be more than just another bank, and they set themselves apart by offering some of the best CD rates around. For example, customers can earn a 24-month CD rate of 1.60% APY.

The minimum deposit amount required to earn the stated APY is $500. CD rates are fixed for the entire term of the account but new rates are subject to change at any time. A penalty may be imposed for withdrawals before maturity. 24-Month CD Rates Deal of the Day: Keyworth Bank at 1.60% APY

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Posted in 6 Month CD , CD Rates , Credit Union , Rates

Arkansas Best Credit Union began in 1960 as a not-for-profit financial cooperative aimed at providing members with the best financial service possible. Today, they are offering a 6-month CD rate of .55% APY.

In order to be eligible for the 6-month certificate of deposit, you must be a member of the credit union and deposit a minimum of $10,000. Withdrawal before the account reaches maturity may result in a penalty. Rates are subject to change at anytime. Please contact Arkansas Best Credit Union directly for more details regarding this account. 6-Month CD Rates Deal of the Day: Arkansas Best Credit Union at .55% APY

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Posted in 6 Month CD , CD Rates , Credit Union , Rates

United 1st Credit Union‘s purpose is to improve all members’ financial well-being and security while providing stellar customer service. Today, they are offering a 6-month CD rate that earns up to .85% APY.

You must be a member of the credit union to open a certificate of deposit account. In order to be eligible for the stated APY, there is a $500 minimum opening deposit required. Please note that and early withdrawal may result in a penalty. Rates are subject to change at any time at United 1st Credit Union’s discretion. Please contact the credit union directly for more information. 6-Month CD Rates Deal of the Day: United 1st Credit Union at .85% APY

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Posted in 2 Year CD , CD Rates , Local Banks , Rates

The mission of Dedham Savings Bank is to promote financial strength and success in the individuals, families and businesses of its community. One of the ways it accomplishes this goal is by offering the highest CD rates possible, like 24-month CD rate of 1.51% APY.

The minimum deposit required to earn this CD rate is $1,000. Interest rates are fixed for the entire term and early withdrawal will result in a penalty. Please note that the bank may choose to change future interest rates at any time without notice. 24-Month CD Rates Deal of the Day: Dedham Savings Bank at 1.51% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Peninsula Credit Union is a local financial institution serving Michigan communities like Delta, Menominee and Schoolcraft Counties. Today, they’re offering a great 12-month CD rate of 1.11% APY to members.

Only members of the credit union are eligible to open a certificate of deposit. The minimum deposit required to earn the specified CD rate is $1,000. A substantial penalty will apply in the case of early withdrawal and rates are subject to change at any time. IRA certificates are available as well. 12-Month CD Rates Deal of the Day: Peninsula Credit Union at 1.11% APY

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Posted in 6 Month CD , CD Rates , Local Banks , Rates

Green Belt Bank & Trust is known for the variety of services it offers in investing, insurance, real estate and more, but even their simple banking products stand out among the competition, like the 6-month CD rate of 1.00% APY.

The minimum deposit required to open an account is $1,000. Interest is compounded semi-annually and there is a penalty for early withdrawal. Please note that interest rates are subject to change at any time at the discretion of the bank. 6-Month CD Rates Deal of the Day: Green Belt Bank & Trust at 1.00% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

Today, TEXAR Credit Union is offering members an excellent CD account with a competitive rate–you could earn a 12-month CD rate of 1.15% APY by opening an online CD with the credit union.

In order to open a certificate of deposit, you must be a member of the credit union. Additionally, the advertised CD rate is for an online only account which can be opened through Anywhere Access. The minimum deposit is $1,000 and there is a penalty for early withdrawal. Rates are subject to change at any time in the future. 12-Month CD Rates Deal of the Day: TEXAR Credit Union at 1.15% APR

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Posted in CD Rates , Local Banks , Rates

Marquette Savings Bank is a full-service financial institution that provides members with high-quality financial products as well as stellar customer service. Today, they are offering a 6-month CD rate for .65% APY.

In order to be eligible for this 6-month CD, there is a $500.00 deposit required. Rates are subject to change at anytime. Early withdrawal before the account reaches maturity may result in a penalty. Please contact Marquette Savings Bank for more detailed information about this account. 6-Month CD Rates Deal of the Day: Marquette Savings Bank at .65% APY

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Posted in 12 Month CD , CD Rates , Credit Union , Rates

CTE Credit Union serves all Chevron employees along with their families. Today, this credit union is offering a great CD interest rate for the 12-month certificate of deposit account at 1.15% APY.

In order to be eligible for this 12-month CD, there is a minimum $500 balance. Early withdrawal will result in a penalty. Rates are subject to change at any time at CTE Credit Union’s discretion. Please contact the credit union for more information. 12-Month CD Rates Deal of the Day: CTE Credit Union at 1.15% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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