Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 2 Year CD , CD Rates

Midland Credit Union
Securing your financial stability takes time, but a competitive 2-year CD rate can help you get there faster. Midland Credit Union now has a 2-year CD rate at 1.41% APY for impressive returns that aren’t small potatoes. Urbandale, IA depositors can finally do away with fruitless deposit accounts and give their future a strong steady start.

2-year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Midland Credit Union at 1.41% APY

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Posted in 12 Month CD , CD Rates

Tri-Town Teachers Federal Credit Union
Tri-Town Teachers Federal Credit Union strengthens the nest egg of Westport, CT depositors with a that continues to save. Their existing 12-month CD rate is at 1.00% APY, which can give investors the helpful boost they need to reach an upcoming goal. Not only is growing your savings fund ideal, it’s relatively low-risk when done with a Tri-Town Teachers Federal Credit Union CD account.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Tri-Town Teachers Federal Credit Union at 1.00% APY

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Posted in 2 Year CD , CD Rates

Municipal Employees of Oklahoma City Credit Union
CD accounts are a great tool to use when saving toward a long-term goal. Municipal Employees of Oklahoma City Credit Union has a 2-year CD rate of 1.46% APY so its members can get the most benefit out of their investment. Why let your money collect dust in a low-yield account when a 2-year CD rate can earn you significant gains?

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Municipal Employees Of Oklahoma City Credit Union at 1.46% APY

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Posted in 6 Month CD , CD Rates

West Virginia Central Credit Union
Parkersburg, WV depositors have a unique investment opportunity. West Virginia Central Credit Union is offering a short-term CD account at a 6-month CD rate of 0.85% APY. Investing shouldn’t have to mean locking your funds away for years. West Virginia Central Credit Union can help you earn more in just six month’s time.

6-Month CD Rate Terms and Conditions 6-Month CD Rate Deal of the Day: West Virginia Central Credit Union at 0.85% APY

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Posted in 12 Month CD , CD Rates

geico federal credit union
GEICO Federal Credit Union in Washington, DC gives investors the tools to successfully save money with a great head start. Their 12-month CD rate is at 1.00% APY, which means that depositors can finally earn the returns they deserve. Don’t get stuck with a deposit account that yields zero benefits to your wallet, sign-up for this CD deal that can set your financial goals in motion.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: GEICO Federal Credit Union at 1.00% APY

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Posted in 12 Month CD , CD Rates

capital area realtors credit union

Rockville, MD investors can stick to their financial resolutions to save money with Capital Area Realtors Credit Union. Their 1-year CD rate is at 1.00% APY, which can present you with extra returns compared to other low deposit accounts. After only one year, your finances will have substantially grown and allow you to successfully cross that off your 2012 resolutions checklist.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Capital Area Realtors Credit Union at 1.00% APY

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Posted in CD Rates

CommunityWide Federal Credit Union
Members of CommunityWide Federal Credit Union in Soputh Bend, IN have a rare opportunity to save long-term with compound interest. Currently, the institution is offering depositors with a special 26-month CD rate at 1.50% APY. With CD rates changing daily, sealing the deal on this fixed high-yield interest rate could potentially mean hundreds of added savings toward your nest egg.

CD Rate Terms and Conditions CD Rate Deal of the Day: CommunityWide Federal Credit Union at 1.50% APY

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Posted in 2 Year CD , CD Rates

Houghton Mifflin Harcourt Employees Credit Union
Houghton Mifflin Harcourt Employees Credit Union give long-term investors a chance at higher returns with a 24-month CD rate of 1.36% APY. A competitive CD account like this doesn’t last long, so take the smart route with this 24-month CD rate today.

24-Month CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: Houghton Mifflin Harcourt Employees Credit Union at 1.36% APY

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Posted in CD Rates

Ally

When investing in your future, cookie-cutter CD accounts don’t always do enough to help you meet your goals. Ally Financial has a remedy for depositors who are interested in more choices and a more control over how their money grows in addition to their competitive CD rates. Ally Lets You Raise Your CD Rate

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Posted in 12 Month CD , CD Rates

eagle national bank

At Eagle National Bank in Upper Darby, PA , customers are encouraged to save smart. With a 1-year CD rate of 1.01% APY, you can plant the seed of savings as an annual tradition that grows funds and wise habits. Investing in your family, yourself and your future is what life is all about; let Eagle National Bank be your guide to growing your green. 1-Year CD Rate Deal of the Day: Eagle National Bank at 1.01% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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