Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 2 Year CD , CD Rates

Five Star Credit Union
Taking advantage of a competitive 2-year CD rate is one of the best low-risk options available to Dothan, AL depositors. With deposit rates regularly heading down, why gamble with your financial security? Five Star Credit Union is now offering a 2-year CD rate of 1.26% APY , so lock-in a fixed rate today and start earning for the long-haul.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Five Star Credit Union at 1.26% APY

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Posted in CD Rates

Cedar Falls Community Credit Union
Cedar Falls Community Credit Union has something truly special for Cedar Falls, IA investors. Today, they are offering a special 10-month CD account with a 1.05% APY CD rate. In just under a year, members can capitalize on how much their funds can earn simply by signing up for this account. Act today as this is a special rate may change soon.

CD Rate Terms and Conditions CD Rate Deal of the Day: Cedar Falls Community Credit Union at 1.05% APY

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Posted in 2 Year CD , CD Rates

The Florist Credit Union
Let your finances bud with a 24-month CD rate of 1.25% APY to keep your investment seed blossoming throughout all of 2012 and beyond. The Florist Credit Union in Roswell, NM continues to support its members with high interest deposit accounts like this 2-year CD account that carries you closer to your savings goal. Commit to your financial future with an investment that starts today.

24-Month CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: The Florist Credit Union at 1.25% APY

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Posted in 12 Month CD , CD Rates

Community Trust Credit UnionCommunity Trust Credit Union in Modesto, CA keeps depositors earning with a 12-month CD rate of 1.05% APY. With CD rates falling below the 1 percent line these days, taking advantage of a higher 12-month CD rate is a smart move to ensure you’re doing your best to save money.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Community Trust Credit Union at 1.05% APY

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Posted in 2 Year CD , CD Rates

TCT Credit Union
At TCT Credit Union, members can breathe life into their funds with a 2-year CD rate of 1.40% APY. With the ever volatile market, investors in Ballston Spa, NY can earn more money with a long-term CD account that is federally insured for added reassurance.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: TCT Credit Union at 1.40% APY

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Posted in 12 Month CD , CD Rates

Pentagon Federal Credit Union
Pentagon Federal Credit Union in Alexandria, VA takes savings measures to new heights with a 1-year CD rate of 1.16% APY. Instead of wasting valuable time and money in low-yield deposit accounts, or worse, no account at all, deposit funds into a CD for a fixed interest rate and higher investment gains.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Pentagon Federal Credit Union at 1.16% APY

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Posted in 12 Month CD , CD Rates

The First National Bank of Talladega
The 1-year CD Rate offered by The First National Bank of Talladega can be just the motivation for new investors to stick to their New Year’s resolution to save money. Currently, the 1-year CD rate is at 1.00% APY, meaning depositors in Talladega, AL can see greater returns for the start of 2013. Don’t let this CD rate get away–start committing to your resolution today.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: The First National Bank of Talladega at 1.00% APY

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Posted in 2 Year CD , CD Rates

PFD Firefighter's Credit Union, Inc.

A 2-year CD rate is a great investment option for depositors in Portsmouth, VA who are looking for a longer-term commitment. PFD Firefighters’ Credit Union, Inc. provides its members with a 1.51% APY 2-year CD rate to keep the savings strong this year.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: PFD Firefighters’ Credit Union Inc. at 1.51% APY

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Posted in 12 Month CD , CD Rates

farmers national bank

Phillipsburg, KS residents have a chance at earning greater returns with an excellent 12-month CD rate. Farmers National Bank provides customers with a 1.00% APY 12-month CD rate that can help you reach your 2013 savings goals. Staying one step–or in this case, one year–ahead of your savings is a smart way to invest your funds. Your money deserves to grow, so let it flourish in a CD today. 12-Month CD Rate Deal of the Day: Farmers National Bank at 1.00% APY

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Posted in 6 Month CD , CD Rates

First National Bank of Coffee County
Short-term savers should get out of their seats for the latest First National Bank of Coffee County deal. Today, they are offering a 6-month CD rate of 0.91% APY to depositors in Douglas, GA looking for a quick and effortless way to earn extra return on their existing funds. If you see a planned upcoming expense, letting your money grow into a short-term CD can help you get an extra boost closer toward your goal.

6-Month CD Rate Terms and Conditions 6-Month CD Rate Deal of the Day: First National Bank of Coffee County at 0.91% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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