Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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CD Account
 
 
Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 2 Year CD , CD Rates

hudson valley federal credit union
Depositors in Beacon, NY can rejoice with an impressive investment opportunity from Hudson Valley Federal Credit Union. Today their 2-year CD rate is at 1.40% APY, an interest rate that is among the highest CD rates available at the moment. Don’t let your funds get stuck earning little to nothing in your checking account–open a CD today to get more out of your dollar.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Hudson Valley Federal Credit Union at 1.40% APY

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Posted in 2 Year CD , CD Rates

T.H.S. Regional Healthcare Credit Union
If you’re looking for a way to save money and earn more toward an upcoming purchase, a 24-month CD rate may be an ideal option. T.E.S. Regional Healthcare Credit Union is supporting Shreveport, LA members in their upcoming financial goals with a 1.31% APY 24-month CD rate.

24-Month CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: T.E.S. Regional Healthcare Credit Union at 1.31% APY

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Posted in 12 Month CD , CD Rates

The Gunnision Bank
The Gunnison Bank is helping depositors in Gunnision, CO gain the competitive edge on their finances with a 12-month CD rate of 1.05% APY. Instead of stashing your extra funds under the mattress or in a zero-interest deposit account, let your funds flourish with in a high-yield CD. Get more money and regain financial stability through the end of 2012.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: The Gunnison Bank at 1.05% APY

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Posted in 2 Year CD , CD Rates

Progressive Credit Union
Progressive Credit Union located in the Big Apple, New York, NY, has a 24-month CD rate that can help accelerate your savings goals at 1.36% APY. This convenient CD account not only offers an impressive return, it provides the assurance of being federally-backed by the NCUA.

24-Month CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: Progressive Credit Union – New York, NY at 1.36% APY

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Posted in 2 Year CD , CD Rates

aventa credit union
Aventa Credit Union has a 2-year CD rate that can keep you earning money this new year. Their Mini Jumbo CD account for a  two year term is at 1.21% APY, helping investors in Colorado Springs, CO save with a conservative investment approach. With the volatility of the stock market, a CD account can be your ticket to earning higher returns in a practical and safe way.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Aventa Credit Union at 1.21% APY

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Posted in 12 Month CD , CD Rates

Popular Community Bank
A lot can change in one year, including CD rates. While change can be good, it can also bring unfavorable news. Residents in Orlando, FL can avoid deflating interest rates with Popular Community Bank. Currently, their 1-year CD rate is at 1.15% APY and is among the highest in the area. Don’t let your investment fall short by letting this high-yield CD rate pass. Instead, speak with a Popular Community Bank representative and learn how you can lock in this rate today.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Popular Community Bank at 1.15% APY

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Posted in 6 Month CD , CD Rates

Digital Federal Credit Union
A 6-month CD rate is the perfect compromise when trying to save money for the short-term while earning better returns. Digital Federal Credit Union offers a CD rate of 1.10% APY on a 6-month CD to help you get the most for your buck, without tying up your funds for too long. After only six months, depositors in Marlborough, MA get back their principal deposit and any dividends earned which can go toward an upcoming purchase.

6-Month CD Rate Terms and Conditions 6-Month CD Rate Deal of the Day: Digital Federal Credit Union at 1.10% APY

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Posted in 12 Month CD , CD Rates

Justice Credit Union
A 1-year CD rate that provides high returns is the prefect way to reward yourself in the 2012 holiday season. Justice Credit Union in Houston, TX provides members with the opportunity to plan ahead for a prosperous holiday season next December with their 1-year CD rate of 1.00% APY.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Justice Credit Union at 1.00% APY

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Posted in 12 Month CD , CD Rates

La Crosse Area postal Credit Union
A 12-month CD rate enables La Crosse Area Postal Credit Union members to invest in a high-yield account without locking in funds for a long-term period. In only one year, depositors can see a significant increase in returns due to La Crosse Area Postal Credit Union’s 0.90% APY rate. Join the thousands that have decided to steer their funds toward a smart investment.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: La Crosse Area Postal Credit Union at 0.90% APY

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Posted in 2 Year CD , CD Rates

Denali Alaskan Federal Credit Union
Investors in Anchorage, AK are in for a holiday treat this December with a money-saving 2-year CD rate deal. Denali Alaskan Federal Credit Union provides a 1.51% APY for a 2-year term. Members can start the new year on a high note with equally high deposit rates. Jump on board with Denali Alaskan Federal Credit Union to keep the spirit of savings going through the next couple years.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Denali Alaskan Federal Credit Union at 1.51% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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