Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 12 Month CD , CD Rates

Beal Bank Nevada
Beal Bank Nevada provides its customers with valuable investment products like a 1-year CD rate of 1.10% APY. A high-yield interest rate can bring added success to a relatively low-risk investment, helping Las Vegas, Nevada customers keep all of the rewards of planning for the future without the anxiety.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Beal Bank Nevada at 1.10% APY

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Posted in 12 Month CD , CD Rates

First National Bank Arkansas
First National Bank in Paragould, Arkansas provides investors with a chance to increase returns. Their 1-year CD rate is at 1.00% APY, which can lead to greater yields upon term maturation. CD accounts are a great deposit and investment option for those looking for a low-risk, yet high return opportunity. Don’t let your funds idle in an account that works against your financial goal.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: First National Bank – Arkansas at 1.00% APY

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Posted in CD Rates

cd rates

With CD rates as low as they are, many have looked at investing in longer-term CDs to boost their yield. Others wonder whether it’s worth locking in such a low rate for 5, 7 or even 10 years. We believe using a method of investing in longer-term CDs with reasonable penalties can be an answer to this concern. Want the Best CD Rates? Find the Best Early Withdrawal Penalties

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Posted in 12 Month CD , CD Rates

Kamiah Community Credit Union
There’s no better feeling than knowing your money is reaching its maximum potential with a high interest rate. Kamiah Community Credit Union in Kamiah, ID ensures that you’re doing just that this season with a 1-year CD rate of 1.20% APY on 1-year terms. Deposit in a CD today and earn back some of the holiday expense you absorbed for gifts this year.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Kamiah Community Credit Union at 1.20% APY

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Posted in 12 Month CD , CD Rates

First Federal of South Carolina, FSB

South Carolina residents can bask in heightened savings potential due to First Federal of South Carolina, F.S.B. Today, they provide customers with a chance to earn greater returns with a 12-month CD rate at 1.15% APY. Why deposit into other risky investment options, when a CD from First Federal of South Carolina, F.S.B. can provide you with competitive yields in addition to the assurance of good faith backed by the FDIC?

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: First Federal of South Carolina, F.S.B. at 1.15% APY

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Posted in 12 Month CD , CD Rates

Andover Federal Credit Union
A 1-year CD rate is just long long enough to earn high returns on a CD account. Andover Federal Credit Union encourages members to invest in a low-risk, profitable account like this CD rate at 1.11% APY.

Don’t put yourself at greater risk with other unstable investment options–with a CD account, Andover Federal Credit Union depositors can lock-in a high 1-year CD rate and count on regular returns in the near future. 1-Year CD Rate Deal of the Day: Andover Federal Credit Union at 1.11% APY

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Posted in 2 Year CD , CD Rates

Allegiance Community Bank

Allegiance Community Bank in South Orange, NJ keeps investments strong with a 2-year CD rate at 1.50% APY. Whether you’re saving for the long-term or an upcoming purchase, Allegiance Community Bank can help preserve your goal and help accomplish it. Interest rates fluctuate regularly, so take advantage of this 2-year CD rate today.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Allegiance Community Bank at 1.50% APY

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Posted in 12 Month CD , CD Rates

Manchester Municipal Federal Credit Union

Manchester Municipal Federal Credit Union is offering a 12-month CD rate that encourages members to commit to a savings fund and invest in themselves and their families. Presently, they are providing a 1.06% APY CD rate for a reasonable 12-month term. This CD is ideal for those who are interested in investing toward an upcoming planned purchase or just want to get the most out of their hard-earned dollar.

12-Month CD Rate Terms and Conditions 12 Month CD Rate Deal of the Day: Manchester Municipal Credit Union at 1.06% APY

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Posted in CD Rates

Holley Credit Union

Holley Credit Union gives members a year-end bonus to wrap-up 2011 on a high note with their CD rate deal for a 13-month term. Currently, their 13-month CD rate is at 1.11% APY, which gives Paris, TN depositors an extra 0.11% just for adding an extra month to the traditional 12-month CD. Take advantage of high yields with an interest rate that will do more for you than saving funds under a mattress.

13-Month CD Rate Terms and Conditions CD Rate Deal of the Day: Holley Credit Union at 1.11% APY

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Posted in CD Rates

Kentucky Neighborhood Bank

Kentucky Neighborhood Bank  provides Elizabethtown, KY residents with a golden opportunity to end 2011 on a positive note with a high-yield CD account. They are offering customers a special 25-month CD rate of 1.50% APY. This low-risk investment account is a great way to build substantial savings in a moderate amount of time. Don’t be left behind–deposit into a CD account today to secure your finances moving forward.

25-Month CD Rate Terms and Conditions CD Rate Deal of the Day: Kentucky Neighborhood Bank at 1.50% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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