Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 12 Month CD , CD Rates

Health One Credit Union

Health One Credit Union encourages depositors in Detroit, MI to think ahead with a 1-year CD rate that is among the most competitive in the local area. With a 1-year CD rate of 1.20% APY, members receive higher returns and have the ability to accomplish their financial ventures successfully.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Health One Credit Union at 1.20% APY

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Posted in 12 Month CD , CD Rates

Hud Federal Credit Union

HUD Federal Credit Union in Washington, D.C. promotes smart investing with a 1-year CD rate that is among the leading rates in the area. Currently, they are offering a 1.01% APY rate, so members can capitalize on a savings opportunity that can help them toward their savings finish line. It is never too soon to plan ahead for your future and the financial stability of your family. Start today by speaking to a HUD Federal Credit Union representative.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: HUD Federal Credit Union – Washington, D.C. at 1.01% APY

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Posted in 12 Month CD , CD Rates

Team Financial Federal Credit Union

Members of Team Financial Federal Credit Union in Houston, TX can save with a 1-year CD rate. Currently, their interest rate for a one year term CD account is at 1.00% APY. CD rates regularly change, which is why it’s important for depositors to lock-in this 1-year CD rate today. Hesitating about your financial security can hinder you from achieving your financial goals, so speak to a representative from Team Financial Federal Credit Union today to learn more about this high CD rate offer.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Team Financial Federal Credit Union at 1.00% APY

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Posted in 12 Month CD , CD Rates

Nationwide Bank
Columbus, Ohio depositors now have something to look forward to next year–higher returns in their pockets. Nationwide Bank is now offering a 12-month CD rate of 1.05% APY. This is a great opportunity for new investors to reap greater rewards at minimal risk. Start saving the smart way with a CD from Nationwide Bank.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Nationwide Bank – Columbus, OH at 1.05% APY

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Posted in 2 Year CD , CD Rates

Idaho Advantage Credit Union
In uncertain times, a long-term investment option like a 2-year CD rate can help bring in much needed financial cushioning. Idaho Advantage Credit Union provides a 2-year CD rate of  1.50% APY to members in Ada or Canyon counties who need a committed push to save for their futures. Lock-in this interest rate today and get higher dividends in only two years.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Idaho Advantage Credit Union at 1.50% APY

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Posted in 12 Month CD , CD Rates

Self-Help Credit Union

Self-Help Credit Union, which operates in Durham, NC, continues to empower members to help themselves and their financial stability with a 1-year CD rate of 1.06% APY. Finding a financial institution that offers its members truly competitive rates is a rarity these days, yet institutions like Self-help Credit Union continue to offer an investment gift that keeps on giving. The best part: By signing up for a CD account today, it only takes one year to see higher returns right in time for the holidays.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Self-Help Credit Union at 1.06% APY

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Posted in 2 Year CD , CD Rates

AB&W Credit Union
AB&W Credit Union in Alexandria, VA, makes investing in a long-term CD account worthwhile. Their 2-year CD rate is currently at 1.50% APY, meaning members can reach big goals in a short time.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: AB&W Credit Union at 1.50% APY

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Posted in 2 Year CD , CD Rates

Shoreline Credit Union
A long-term CD can be a safe way to invest funds when saving toward an upcoming large purchase. Shoreline Credit Union in Mobile, Alabama provides its members with a 24-month CD rate of 1.26% APY to keep you on track to saving up for a growing family or upcoming college tuition. Why worry about an unpredictable stock market, when a low-risk investment alternative like a CD account is available?

24-Month CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: Shoreline Credit Union – Mobile, Alabama at 1.26% APY

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Posted in 12 Month CD , CD Rates

K.C. Police Credit Union

K.C. Police Credit Union protects and nurtures members’ funds with a 12-month CD rate at 1.01% APY. Products like a CD account act as warehouses for greater returns and low-risk investments. Avoid idling your funds in an account that provides minuscule results, and learn how a 12-month CD rate can help your investment flourish.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: K.C. Police Credit Union at 1.02% APY

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Posted in 12 Month CD , CD Rates

JSC Federal Credit Union

JSC Federal Credit Union provides a low-risk investment option that helps new investors test the waters. They are presently offering members a 12-month CD rate of 1.01% APY. There is no simpler and straightforward way to start investing in your future.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: JSC Federal Credit Union at 1.01% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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