Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

Ally Bank
 
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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 12 Month CD , CD Rates

Members First Credit Union - Corpus Christi, Texas
Members First Credit Union – Corpus Christi, Texas definitely puts members first with their 1-year CD rate at 1.00% APY. Members can earn returns at an accelerated pace with a high 1-year CD rate from Members First Credit Union – Corpus Christi, Texas.

1-Year CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Members First Credit Union – Corpus Christi, Texas at 1.00% APY

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Posted in 2 Year CD , CD Rates

Personal Care America Credit Union
Personal Care America Credit Union continues its efforts in providing members with savings opportunities with their 2-year CD rate at 1.51% APY. Don’t waste valuable time hesitating–let Personal Care America Credit Union take care of you.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Personal Care America Credit Union at 1.51% APY

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Posted in 12 Month CD , CD Rates

Waterbury Connecticut Teachers Credit Union

Waterbury Connecticut Teachers Credit Union awards members within the education community with a 12-month CD rate of 1.16% APY. This incredible opportunity can get you toward your savings goal, so put funds on deposit and let the CD account do the rest.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Waterbury Connecticut Teachers Credit Union at 1.16% APY

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Posted in 2 Year CD , CD Rates

Superior Choice Credit Union
Superior Choice Credit Union opens the door to high-yield savings with their 24-month CD rate at 1.24% APY. Members of the credit union have an opportunity to grow their funds into substantial savings in just two years time.

24-Month CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: Superior Choice Credit Union at 1.24% APY

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Posted in 2 Year CD , CD Rates

Advantage Credit Union

 

Advantage Credit Union gives members a financial advantage with a 2-year CD rate at 1.20% APY. CD accounts are considered low-risk, as they are NCUA-insured up to $250,000, making this an investment opportunity that is hard to pass up. Deposit your funds today and earn the returns you deserve.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: Advantage Credit Union at 1.20% APY

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Posted in 6 Month CD , CD Rates

River Community Credit Union

River Community Credit Union provides almost instant rewards to its members through their 6-month CD rate of 1.00% APY. In just a few months, your principal investment can grow significant returns, so lock-in this 6-month CD rate today to earn money toward your next big purchase.

6-Month CD Rate Terms and Conditions 6-Month CD Rate Deal of the Day: River Community Credit Union at 1.00% APY

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Posted in CD Rates

Crescent bank & Trust
Crescent Bank & Trust is offering an incredible CD rate special for a 25-month CD term at 1.75% APY. With the regular fluctuations of interest rates these days, snatching up a high-yield CD rate is the best move for your money. In a little over a year, your funds can grow at a pace that help you reach your financial goal faster.

CD Rate Terms and Conditions CD Rate Deal of the Day: Crescent Bank & Trust at 1.75% APY

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Posted in 12 Month CD , CD Rates

Farmers Savings Bank Walford

Farmers Savings Bank Walford introduces more incentives to save with their 12-month CD rate at 1.05% APY. There’s still time to open a one year CD account in time for the holiday season next year, so why not take the opportunity to earn extra cash for your gifting goals?

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Farmers Savings Bank Walford at 1.05% APY

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Posted in 12 Month CD , CD Rates

Washington Community Federal Credit Union

Washington Community Federal Credit Union gives members the tools to invest safely with a 1.05% APY 1-year CD rate. Partnering with an institution who cares about your financial goals is not only a smart decision, it’s a smart investment.

CD Rate Terms and Conditions 1-Year CD Rate Deal of the Day: Washington Community Credit Union at 1.05% APY

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Posted in 12 Month CD , CD Rates

Corpus Christi S.P. Credit Union
Corpus Christi S.P. Credit Union is offering great savings for conservative investors. They currently provide a 1.26% APY 12-month CD rate for those who want to build-up extra savings this time next year. Start today to grow a generous gifting cushion for the 2012 holidays.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: Corpus Christi S.P. Credit Union at 1.26% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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