Best CD Account Rates

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Featured Rates (APY) Bank / Credit Union Location Account Type Share
1.15%
As of February 6, 2012
2-Year CD Rate
 

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Best Rates (APY) Bank / Credit Union Location Account Type Share
2.25%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.07%
As of February 1, 2012
View Rate Details New York, NY CD Account
2.00%
As of February 10, 2012
View Rate Details Baltimore, MD CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
2.00%
As of February 8, 2012
View Rate Details Euclid, OH CD Account
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Rates can change. Rates based on $10 000 deposit. See individual banks for the latest details and requirements.

CD ACCOUNTS » Certificate of Deposit News

Posted in 2 Year CD , CD Rates

ACMG Federal Credit Union
ACMG Federal Credit Union gives members a chance to save for big purchases like a down payment on a new car. They offer a 1.36% APY 2-year CD rate for new and existing members of the cooperative. Get you your financial finish line faster with a low-risk investment account like a CD account from ACMG Federal Credit Union.

2-Year CD Rate Terms and Conditions 2-Year CD Rate Deal of the Day: ACMG Federal Credit Union at 1.36% APY

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Posted in CD Rates

McClatchy Employees Credit Union
Getting your financial future on the right track requires good choices and a smart investment plan. McCarthy Employees Credit Union provides members with a 1.20% APY CD rate to help bulk-up your funds with greater returns.

CD Rate Terms and Conditions CD Rate Deal of the Day: McClatchy Employees Credit Union at 1.20% APY

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Posted in 12 Month CD , CD Rates

One Source Federal Credit Union
One Source Federal Credit Union helps boost members’ savings with a 1.00% APY 12-month CD rate. Open a CD account with One Source Federal Credit Union today and start saving just in time for the holiday season.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: One Source Federal Credit Union at 1.00% APY

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Posted in 6 Month CD , CD Rates

GENCO Federal Credit Union

Members of GENCO Federal Credit Union can earn substantial returns in a short period of time. For only a six month comittment, deposits can earn a 0.85% APY 6-month CD rate. If your funds are wasted in a low-interest account, the 6-month CD account from GENCO Federal Credit Union is a great low-risk, low-commitment option for new investors.

6-Month CD Rate Terms and Conditions 6-Month CD Rate Deal of the Day: GENCO Federal Credit Union at 0.85% APY

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Posted in 2 Year CD , CD Rates

Lyell Federal Credit Union
Lyell Federal Credit Union motivates its members to reach their savings goals with a 2-year CD rate of 1.40% APY. By depositing into this investment account now, you’ll have made a considerable leap in your financial path.

2-Year CD rate terms and conditions 2-Year CD Rate Deal of the Day: Lyell Federal Credit Union at 1.40% APY

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Posted in 12 Month CD , CD Rates

I.B.E.W. 76 Federal Credit Union
Members of I.B.E.W. 76 Federal Credit Union are given an open door to savings opportunities with a12-month CD account. The financial institution is now providing 1.00% APY 12-month CD rate to encourage smart investments and greater returns. Don’t let funds grow dust in a low-interest account–take advantage of this CD rate today.

12-Month CD Rate Terms and Conditions 12-Month CD Rate Deal of the Day: I.B.E.W. 76 Federal Credit Union at 1.00% APY

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Posted in 2 Year CD , CD Rates

First Jersey Credit Union

First Jersey Credit Union recognizes that taking an aggressive stance to promote smart investments is an effective way to see results. They currently provide members with a CD rate of 1.51% APY for a 24-month CD.

CD Rate Terms and Conditions 24-Month CD Rate Deal of the Day: First Jersey Credit Union at 1.51% APY

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Posted in CD Rates , Rates

northern tier credit union

Investing into a long-term CD rate enable members to earn greater returns and see the financial results they’ve been searching for. Northern Tier Credit Union offers members 1.34% APY on CD accounts, which present potential for members to develop a rainy day fund for use down the line. Build stability by building your CD funds.

CD rate terms and conditions 24-Month CD Rate Deal of the Day: Northern Tier Credit Union at 1.34% APY

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Posted in CD Rates , Rates

N.W. Iowa Credit Union
N.W. Iowa Credit Union continues its efforts at providing members with a competitive CD rate. Now, members can produce greater earnings from their principal with a 1.25% APY CD rate. Take advantage of this CD rate today to make positive steps in accomplishing your financial goals.

CD rate terms and conditions 12-Month CD Rate Deal of the Day: N.W. Iowa Credit Union at 1.25% APY

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Posted in CD Rates , Rates

Community State Bank Paton, IA

Community State Bank Paton, IA provides impressive investment options for their customers. Currently, they have a 12-month CD rate at 1.26% APY. Whether your goal is to jumpstart your little one’s college fund early, or save up for a down payment on a large upcoming purchase, this CD rate can help you reach the finish line.

CD rate terms and conditions 12-Month CD Rate Deal of the Day: Community State Bank of Paton, IA 1.26% APY

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Learn More About CD Accounts

A Certificate of Deposit or CD is a special account offered by most banks to help consumers save more money than a standard account. CDs are similar to savings accounts in that they are insured and thus virtually risk-free because they are insured by the FDIC (Federal Deposit Insurance Corp).

They are different from savings accounts because a CD account has a specific, fixed term anywhere from a few months to a few years. The Interest Rate is also typically fixed and can often be higher than other savings account because a consumer is committing their money for a longer time to the bank, and the bank can use that money to lend and make loans.

Fixed interest rates are common, but some banks offer CDs with various forms of variable rates and special offers as well.

Investing in CDs for Beginners

Do you have money in the bank that isn't earning you any interest or very little interest? Have you thought about investing your money in the stock market, but decided not to in the end because you don't want to risk losing all your hard-earned money?

More people are investing in Certificate of Deposits (CD) these days and are finding that high CD rates are a great way to build their personal financial wealth without all the risk. Remember, time is money; get started on a CD account today.

You definitely don't need to be a financial expert to build your wealth - the following articles will show you how CDs work and strategies to build your wealth.

Most Recent CD Account Rate Changes

Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
Security Service Federal Credit Union 2 Year CD Account
1.05% to
1.14%
Date: Feb 10, 2012
Fedone Credit Union 2 Year CD Account
1.21% to
1.11%
Date: Feb 10, 2012
 

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