Competitive long-term CD rates are available Qualtrust Credit Union. The 5-year CD offers 3.56% APY and the 4-year offers 3.30% APY.
We previously reported on competitive shorter-term CD rates from the credit union, which have since lowered:
- 2.78% APY – 36-month CD
- 2.52% APY – 30-month CD
- 2.27% APY – 24-month CD
- 1.76% APY – 18-month CD
- 1.66% APY – 12-month CD
- 1.16% APY – 6-month CD
- 0.75% APY – 3-month CD
The minimum deposit is $1,000 for all accounts. The CU also offers a 1-year Smart Start CD with minimum $250 opening balance. Early withdrawal penalties apply.
Credit Union membership is open to anyone who lives, works, or worships within a 10-mile radius of the credit union’s Irving or Grapevine locations, or in Tom Green County.
Other Terms and Conditions may apply to this offer – please contact the financial institution to review.


