Best Checking Account Rates and Offers

A checking account is one of the most essential bank accounts for managing your finances. It's the banking product that we use for daily transactions and to keep our personal finances in good running order. The best checking accounts reward account holders with value-added options and free, no-fee access to their finances. Here are some considerations to evaluate when comparing checking account offerings:

Minimal Fees and Charges: Many of today's checking accounts offer a great deal of flexibility and freedom. Several credit unions charge low or zero fees, and many have no minimum balance requirements for opening an account, some as little as $5.

ID Insurance: Many financial institutions provide identity theft insurance for their checking account customers, alleviating the need to worry about a lost checkbook or debit card.

Online Access: Today, customers can find easy, unlimited access to their accounts 24/7, with free online banking and bill pay services from their computer screens or smartphones.

Rewards and Other Perks: Checking accounts now offer attractive benefits akin to credit cards like earning points to be used for purchases and more.

Save while you spend. One of the biggest benefits of choosing the right checking account is when it comes with a built-in, high-yield checking APR, or Annual Percentage Rate, that builds dividends simply for having money in the bank.

Whether it's for an individual person, family, or business, there's a checking account for everyone with plenty of savings incentives to boot. In addition to personal checking accounts, business checking accounts are also a great option for the small, medium or large business looking to provide a unique, one-stop account for a company's employees. GOBankingRates brings you checking account tips and how-to resources to help you choose the best checking account for your financial situation.

See the 10 Best Checking Accounts of 2015.

Checking Account Offers

Explore Best Checking Account Rates

Most Read Checking Accounts Articles

5 Reasons to Use Debit Instead of Credit for Holiday Shopping in Fort Worth

See why you should use debit instead of credit for your holiday shopping.

Read More »

6 Perks of Premium Interest Checking From NW Plus CU in Seattle

See the many ways you can benefit from a Premium Interest Checking account with NorthWest Plus Credit Union.

Read More »

5 Signs You Aren’t Ready to Combine Finances With Your Partner

Think you’re ready to open a joint bank account with your partner? You might want to reconsider.

Fidelity Cash Management Account Review: Where Checking Meets Investing

This account is a brokerage and checking account in one. Find out if the Cash Management Account is right for you.

Read More »

5 Surprising Times to Use Your Debit Card Instead of a Credit Card

Consumers with heavy credit card debt might want to avoid charging additional purchases. See when it's smarter to use a debit card.

How to Find the Best Checking Account

If you have regular, revolving expenses, think of how many purchases you put on your debit card — or how many monthly bills you write checks for.

It may sometimes be easy to overlook that like a traditional savings package, checking can also earn good interest rates, too — an account that builds finances simply for going about your day-to-day spending. Plus, when choosing an account that comes packed with other incentives, like rewards points, cash back, and remote access, you can take checking to the next level as the most important piece of your financial life.

It may seem daunting to figure which checking account is best for you, but the good news is that by “checking” our checking page, we’ve compiled a series of featured Deal of the Day articles and other features that can be useful in helping you narrow down the checking account that’s a perfect match for suiting your financial needs best. Check our review of the best checking accounts of 2015.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.


Featured In: