CREDIT CARD DEALS

Today’s contribution comes from Mr Credit Card of www.askmrcreditcard.com.

There was a time when choosing a rewards credit card like a cash back card was relatively easy. The standard ones offered a simple 1 percent rebate on every purchase you made on the card. The better ones paid 5 percent on certain items like gas. Choosing the better card was a no-brainer, but things began to change just before the financial crisis hit us in 2008.

Update: This CITI Bank contest has expired.

Good news for Exxon Mobil gas credit card holders – you can win $2000 for CITI Bank! Simply by swiping your Mobil gas card or speed pass, you’ll be entered to win! For those who don’t have a card yet, you can enter simply by applying for a card and be automatically enrolled to win.

Ryan Guina is an entrepreneur and writer. He has worked for Fortune 500 companies and served six years in the USAF. He writes about money management and small business topics at Cash Money Life and military money topics at Military Finance Network. You can follow his twitter feed.

This is a guest post from Mr. Credit Card, who reviews credit cards and provides updates and opinions on the latest credit card and financial developments. Follow him on Twitter.

In any business, products are always marketed with deals to encourage new customers to sign up. Once they have signed up, companies would hope that the new customers find the products compelling enough to stick with it.

As crucial as it is to retain good credit and maintain a low balance to qualify for the best credit cards, sometimes certain emergencies can surface that shock and awe our budgets. Situations can range from an unexpected need for $1,000 to repair your car’s engine, to a $699 last minute round-trip for a family funeral.

These circumstances are never desired. However, your personal woes shouldn’t extend to your finances. It’s always smart to carry an emergency credit card that can be used for these occurrences so you can take a deep breath and know the plastic has your back.

Update: We’re happy that this post has sparked some debate over the validity of this technique in a post-economic-crash world, but want to emphasize that it may be irresponsible and possibly detrimental to your credit if you try it. We are in no way condoning the use of any of these methods, simply providing an unbiased review on them.

If you’re into making the big bucks then you may be excited to find out that some people are doing it with their credit cards. By using a technique called App-o-Rama (also known as Application-o-Rama), many are using credit card offers to rake in some cash.

Credit card reform has been nothing short of a big deal over the past year. Consumers who felt misused by their credit card companies were relieved that some laws would take effect that would finally protect them from abuse.

So now that reform has taken effect, does this mean credit cards are “in” again or are people still avoiding them like the plague? Let’s take a look at where credit cards are today and whether people are actually interested in taking them once again.

Somewhere in the world, a person is reviewing a stack of mail and among their correspondence is an offer from a credit card company stating “you have been pre-approved!”

Special credit card deals for senior citizens (defined as those ages 65 and older) generally do not entail low interest rates. What they do offer are all kinds of product tie-ins and reward bonuses when a senior citizen uses their card in various ways and in different places. Senior citizens need to be on alert for fraudulent offers because seniors are often targeted in such scams.