CREDIT CARD RATES » Credit Card Rates

Customers of Chrysler Group LLC will be able to apply for an automotive credit card program in May that will allow them to receive a number of auto discounts. The program, which will reward customers based on their loyalty to the brand, is being offered through First National Bank of Omaha and MasterCard.

Auto Discounts Offered to Program Participants

Banks and credit card issuers are warning customers that millions of e-mail addresses were possibly stolen from an advertising company last week. As a result, customers could receive fraudulent e-mails that attempt to coax their account login information from them.

Major Banks Affected by the Theft

A number of major banks and financial institutions say customers may begin seeing e-mails that try to trick them into providing login information for their bank accounts and credit cards due to a security breach at a Dallas-based e-mail management company called Epsilon.

Today’s contribution comes from Mr Credit Card of www.askmrcreditcard.com.

There was a time when choosing a rewards credit card like a cash back card was relatively easy. The standard ones offered a simple 1 percent rebate on every purchase you made on the card. The better ones paid 5 percent on certain items like gas. Choosing the better card was a no-brainer, but things began to change just before the financial crisis hit us in 2008.

Debt is a real problem for a lot of people in our country. Whether it’s a credit card balance or mortgage loan, getting in over your head when it comes to owing money can feel like a hopeless situation. It doesn’t have to be, however, if you employ some tried and true debt reduction strategies, one of which is the easiest and least expensive options: Asking.

First Step in Debt Reduction Plan: Ask Lender for Help

Ever since the Credit CARD Act took effect last year, many worried it would not provide fair credit card opportunities for consumers, but a new study shows that it has made a positive difference. According to the Center for Responsible Lending, the law’s implementation one year ago has not resulted in interest rate increases for current customers, which means it may have accomplished the intended goal.

Consumers Benefit from Steady Interest Rates, Increased Transparency

Not surprisingly, few people are without an iPhone, Blackberry or other smartphone these days. Making calls is just one small fraction of their total capability, and users now rely on their phones for everything from sending e-mails to employing GPS navigation and even making purchases. However, even the way in which we shop using a cell phone is changing. It’s not just about buying items through a retailer’s website or paying with your credit card by phone; now you can actually use your mobile device as your credit card.

The Rise of M-Commerce and How it’s Turning iPhones into Credit Cards

A new warning from the Identity Theft Resource Center (ITRC) says thieves are now skimming RFID information in order to steal credit card and debit card information. According to the not-for-profit organization, identity thieves are able to harvest numbers and personal details from new debit and credit cards by brushing past a purse or wallet.

How is the New RFID Technology Scanned?

This article was written by Odysseas Papadimitriou, CEO and Founder of CardHub.com, a website that helps consumers find the best credit card, charge card, prepaid card or gift card.

People with excellent credit essentially have the pick of the litter when it comes to credit cards. They have access to the best credit card rates, lowest fees and most lucrative rewards, and their chances of garnering approval for the cards of their choosing are about as guaranteed as it gets.

Mr. Credit Card from www.askmrcreditcard.com is contributing today with a post about business and corporate credit cards. You can read about credit card reviews from his site.

Corporate and business credit cards sound like very similar products, but they are actually fairly different. Until the CARD Act of 2009, business cards were virtually identical to personal cards. Your business card might have the name of your business above your own name, but other than that, it was just a way to separate your business from your personal card, or just get another sign up bonus.

Banks were much more giving in 2010 than previous years when it came to giving out quality loans and credit cards, according to a new survey released by the Federal Reserve. In the survey, it was revealed that borrowers have gotten better about paying off their debts. As a result, banks gave out more loans last year and are expected to provide even more funds in 2011.

Lending Standards Are Loosening