All You Need to Know About Credit Card Rates

Credit card rates can make or break your ability to have flexible and affordable spending. A revolving line of credit is essentially a loan given with each purchase. Low-interest credit cards make sure your purchases stays cost-effective and help you pay off your debt faster.

Finding a zero-fee balance transfer or low-interest introductory credit card rate can help reduce existing debt, as well as keep new purchases from snowballing out of control. With GOBankingRates, you can browse credit card rates online from local, regional and national financial institutions. Thanks to our simple search tools, it’s easy to find a match for your spending goals.

Credit Card Rates Tips and Tricks

Just because a card has the best interest rates doesn’t mean it will be the best choice for your budget. For example, introductory offers can lead into much a higher annual percentage rate (APR) making the card a poor choice for the long term. Before opening a credit card, you should see if there is an annual fee, different interest rate for cash advances and if the “pre-approved” offer will actually match the rates promised.

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