Credit Union

Service Credit Union is offering a competitive 1.50% APY top rate for its high-yield money market account with direct deposit.

Here are the rate tiers for this account:

• 1.50% APY - $50,ooo or higher
• 1.25% APY - $25,000 - $49,999.99
• 1.15% APY - $10,000 - $24,999.99
• 1.00% APY - $5,000 - $9,999.99

This account follows the guidelines of the standard money market account; however, to earn the high-yield rate tiers, you must have set up direct deposit from a payroll, Social Security, government or VA check.

Some features of the account include:

• Free custom checks
• Free online banking account access
• 6 transfers or checks withdrawals allowed per month
• Write unlimited checks

The account can be at a branch location, or you can open online. To open an account, you must become a member of the credit union, which can be done if you live or work in the State of New Hampshire (except Coos County) or Falmouth, Mashpee, Bourne or Sandwich in Massachusetts.

>> High-Yield Money Market Accounts

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

University of Iowa Community Credit Union is offering 4.00% APY on its reward checking account. The following rates and features are available if you meet certain monthly requirements:

• 4.00% APY - $0 - $24,999.99
• 0.80% APY - $25,000 and up
• 0.10% APY if requirements are not met
• Refunds on ATM fees

The monthly requirements to receive the above benefits include:

• 12 Visa non-PIN check card purchases (your average transaction amount for the month must be greater than $5)
• Have one direct deposit into the account
• Receive e-Statements

There are no minimum balance requirements for this account.

The credit union notes that it prefers you to visit a branch location to open an account. You must also first become a member. Membership is open to those who live or work in Johnson, Linn, Iowa City, Cedar, Tama, Muscatine, Louisa, Keoluck, Poweshiek, Benton, Jasper, Marshall, Mahaska or Washington in Iowa. Branches are located in Iowa City, Coralville, Grinnell and North Liberty.

>> Reward Checking Accounts

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Benefit from a competitive 4.08% APY with the Imagine Checking Account from Partners Financial Federal Credit Union . Take advantage of the following rates and features if you meet certain monthly requirements:

• 4.08% APY on balances up to $25,000
• 0.75% APY on portion of balance over...

Pentagon Federal Credit Union is offering some reasonable CD rates for the New Year, including 3.00% APY 36-month CDs. Here is a list of the competitive rates from the credit union:

• 3.75% APY - 7 year CD
• 3.50% APY - 5 year CD
• 3.25% APY - 4 year CD
• 3.00% APY - 3 year CD

Some details to...

If you live in Missouri, you could take advantage of a competitive 2.26% APY 12-month CD from 1st Financial Federal Credit Union in Missouri. This AY is also available on the 18-month CD. This rate and others are listed on the credit union's rates page .

To open the account, you must...

We're still watching rates drop as we see another credit union lower its rates. This time, Alliant Credit Union has dropped its savings rate to 2.00% APY from the 2.25% rate we reported in July . Luckily, other details of the account have remained the same:

• High dividend paid monthly on...

Believe it or not, Northwest Federal Credit Union (NFCU) is one of the few out there that has actually increased its rates. In September, we reported that 2 and 5-year CDs had rates of 2.29% and 3.64%, respectively. We're happy to report that these rates have increased to the following:

• ...

Following the trend of many other banks and credit unions around the country, Delta Community Credit Union has lowered its money market account rates from those we reported in September . The new rates are as follows:

• 1.65% APY - $100,000.01 +
• 1.50% APY - $50,000.01 - $100,000
• 1.40% APY -...

In a continued streak of dropping rates, we now see that another one of the highest checking rates in the country has lowered - luckily, not by a lot. In Missouri, Neighbors Credit Union has lowered its Green Checking Account rate to 4.05% APY from its previous rate of 5.00%.

The good news...

A number of competitive jumbo CDs are being offered at Coastal Federal Credit Union - the best is the 3.75% APY 60-month CD . Here is a list of the jumbo CD rates:

• 3.75% APY - 60 months
• 2.25% APY - 48 month
• 2.00% APY - 36 months
• 1.75% APY - 24 months
• 1.50% APY - 12 months

The minimum...