Credit Union

Melrose Federal Credit Union is offering a 1.26% APY on its share savings account. This may not seem very competitive, but when other banks and credit unions are offering between 0.20% and 0.50% for theirs, it sounds a lot better, right?

Here are some basics of this account:

• Initial deposit of $25 required
• Dividends are paid on a quarterly basis
• NCUSIF (National Credit Union Share Insurance Fund) Insured up to $250,000

Since the share savings account is linked with membership to the credit union, you must also pay a one-time membership fee of $1 to open the account.

Membership is open to anyone living New York State (there are no geographic or group affiliation field of membership restrictions). To get started, fill out the online membership application.

>> Share Saving Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Take advantage of the 3.00% APY MyChoice Checking Account at Foothill Federal Credit Union. While this rate wasn't competitive only a few months ago, with checking rates dropping, it is now one of the better rates out there.

Unlike other reward checking accounts, there isn't a set of tiers to take advantage of. Either you take advantage of the 3.00% APY on balances up to $25,000, or take a 0.00% APY for balances over (or if the monthly requirements are not met).

In order to take advantage of this rates, you must meet the following monthly qualifications:

• 10 MasterCard Debit Card purchases
• One electronic withdrawal or deposit
• Receive electronic statements

Some other features/details of the account include no minimum balance requirement, no monthly service charges and a daily ATM withdrawal limit $300.

To become a member of this credit union, you must belong to a select group of employers in the San Gabriel Valley area. There is a list of guidelines on the membership information page. Membership also requires a $50 minimum deposit into a share account and a one-time membership fee of $5.

Branches are located in Arcadia, Covina, El Monte and Glendora, California.

>> Checking Account Interest Rates

Other Terms and Conditions may apply. Additionally, rates may have changed since this offer was posted. Please contact the financial institution for the most recent rate updates and to review the terms of the offer.

Miami Postal Service Credit Union has a number of competitive CDs, including a 9-month Jumbo CD with a 1.76% APY . The minimum deposit for this certificate is $5,000.

Some other CD rates include:

• 2.53% APY - 60 months
• 1.97% APY - 36 months
• 1.76% APY - 18 & 24 months
• 1.56% APY - 9 & 12...

Take advantage of a competitive 4.51% APY with the Liberty Checking Account at NavyArmy Federal Credit Union . You can enjoy the following rates if you meet the monthly requirements:

• 4.51% APY - balances up to $25,000
• 1.01% APY - balances over $25,000
• 0.10% APY base rate if qualifications...

If you're looking for a really impressive savings rate then consider the unbelievable 7.52% APY Savings Account from O Bee Credit Union . This rate is unheard of, right? Well, before you get too excited, let's first look at some details of this rate:

• 7.52% APY for balances up to $500 (only...

If you've been looking to get a money market account with Wings Financial Credit Union , you may be disappointed to learn that the previous rates we reported have since dropped. Here is a current list of rates from the credit union as of Dec. 16, 2009:

• 2.02% APY - $100,000 or greater
• 1.87%...

Take advantage of a competitive 3.00% APY 36-month CD from First Priority Credit Union . This and other rates can be found on the CU's rate table . Here are some other competitive rates:

• 1.80% APY - 24-month CD
• 1.75% APY - 18-month CD
• 1.50% APY - 6 to 15 month CDs
• 1.25% APY - 3-month CD

All of...

If you're looking for some extra cash and live in California, you could take advantage of $150 in checking bonuses from NuVision Credit Union . This special is scheduled to end March 30, 2010 . Here's how you can take advantage of this deal:

• First $50 Bonus: Open a free checking account...

The Money Max Account is offering competitive tiers with Communication Federal Credit Union in Oklahoma. Here is a list of the tiers you could take advantage of:

• 1.90% APY - Over $100,000
• 1.75% APY - $50,000 - $99,999
• 1.60% APY - $25,000 - $49,999
• 1.40% APY - $10,000 - $24,999
• 1.25% APY -...

NIH Federal Credit Union is offering a great 3.00% APY 7-month CD until Jan. 2010 . The rate only works, however, if you set up direct deposit. If you opt out of the direct deposit, you can take advantage of a still competitive 2.75% APY.

In order to open this account, you need to open with...