CREDIT UNION

Looking for car financing but don’t want to pay a high rate? Consider the very competitive 2.49% APR from Educational Systems Federal Credit Union.

The time is now to take advantage of this great auto loan rate. Currently, the loan term for this rate is 36 months. It applies to new cars only and is subject to credit approval. You must become a member of this credit union to apply for this low-rate car loan, which requires that you be employed by one of its dozens of sponsoring organizations or select employee groups. Educational Systems has also recently opened membership to students of various public schools in the area.

Robins Federal Credit Union offers “Better Banking for Everyone.” At Robins Federal Credit Union, you can rest assured you will be receiving the most competitive interest rates along with a variety of financial products and services. For example, Robins Federal Credit Union is currently offering a 12-month CD rate of 1.05% APY.

In order to be eligible for this CD rate, you must open with a minimum of $100. All rates are subject to change without prior notification. Early withdrawal may result in a penalty. Please contact the credit union directly for more information regarding this certificate of deposit deal.

Hilco Federal Credit Union is a full-service financial institution that offers a wide variety of financial products and services at an affordable cost to members. Hilco Federal Credit Union is currently offering a 6-month CD rate of .90% APY.

In order to be eligible for this CD account, there is a $1,000 deposit and minimum account balance to earn the stated APY. Rates are subject to change at any time without prior notification. Early withdrawal before the account reaches maturity will result in a penalty. Please contact the credit union directly for more current rates and details regarding this account.

State Employees’ Credit Union of North Carolina is one of the few financial institutions that is offering a competitive money market account interest rate. In fact, today, they are offering a high-interest money market rate of 1.26% APY.

In order to be eligible for this money market account, there is a $250.00 opening deposit required. The specified rate is effective as of August 19, 2010, but rates are subject to change at any time at the discretion of the credit union. Please contact the credit union directly for the current details regarding this money market account.

Are you on the prowl for a competitive savings interest rate? You may find what you’re looking for at Visions Federal Credit Union–they’re offering a 0.75% APY on the Share Money Manager Account.

To achieve this savings account rate, you must maintain a balance of at least $2,500. Some features of the account include no maintenance fees, 24/7 ATMs, transfers and withdrawals by phone. To open an account, you must become a member of the credit union by working or living in Broome, Chenango, Tioga, Chemung or Schuyler Counties in New York, the Cities of Rochester or Syracuse in New York, or Bradford County in Pennsylvania.

If you’re ready to purchase a car and are looking for reasonable car loan rates, consider Merck Employees Federal Credit Union. Currently, this credit union is offering financing at 4.75% APR for some new car loans.

Those who want to take advantage of this auto loan rate should keep in mind that it is only available with new auto loans, prior model year advances or motor vehicle title advances. If you are hoping for a new car loan, you will only be eligible for the 36-month term and may be required to have prime credit. The credit union also requires individuals to become members and pay a $5 share in order to qualify.

Looking for a competitive 12-month CD rate? It’s time to look into the share certificate from Allegany Co. Teachers Credit Union, which is now offering a 1.51% APY to its members.

The share certificate requires a minimum deposit of $500 to get started and is subject to a rate change without notice. Also, certificates are subject to a penalty if funds are withdrawn from the account prior to the end of the 12-month term. Individuals interested in this competitive CD rate must first become a member of the credit union. Membership is open to a long list of individuals, including employees and members of the Allegany County Board of Education, Allegany College of Maryland and Allegany County Teachers’ Association.

The Regular Shares Savings Account from Members Choice WV Credit Union is offering a 1.15% APY. This high interest savings account rate is available to members of the credit union only.

This is a tiered savings account rate that provides interest based on the amount of money on balance. Currently, the above rate is available to those who save on the account’s highest tier. Opening this account requires a $25 minimum deposit, but to take advantage of this rate, you will need to maintain a balance of $10,000 to $19,999.

If you’re looking for a great 24-month CD rate, consider today’s certificate of deposit deal from Nizari Progressive Credit Union. The credit union is currently offering a 24-month CD at 2.02% APY.

To take advantage of this and other competitive CD rates with the credit union, you must first become a member of the credit union. Accounts are opened with a required minimum deposit of $1,000. Dividends can be paid to a savings, checking or compounded to the CD monthly. Automatic renewals are available. There is a penalty for early withdrawal.

If you’re looking for top car financing rates, you may want to consider Hilco Credit Union. Currently, this financial institution is offering a competitive rates as low as 3.50% APR on new car loans.

Hilco Credit Union requires that car loan applicants also be members of the credit union. Membership is open to those who are employed, retired or are in the immediate family (same household), of an employee of the Kerrville State Hospital, City of Kerrville, Kerr County or similar affiliations. The loan term for this competitive car loan rate is 0-36 months on new cars with less than 6,000 miles. Rates are based on prime credit and could increase to as high as 18 percent for lower credit scores.