Credit | News and Information on Credit Reports and Scores
Posted in Credit
, Credit Reports
September 24, 2009
Your credit report contains a great deal of vital information. This information can be used by many different sources for… Read More...
September 24, 2009
America’s obsession with credit has led to the development of a finely tuned industry that tracks, monitors, catalogs and scores… Read More...
September 24, 2009
If you’ve walked through your Equifax credit report only to notice one or more errors, it’s good to know that… Read More...
September 24, 2009
Identity theft is a serious crime that occurs to tons of people each year. Those who have been through this… Read More...
Posted in Credit
, Credit Bureaus
September 23, 2009
Consumer Reporting Agencies, or “CRAs” for short, are companies that gather and provide detailed credit information on individual consumers. They… Read More...
Posted in Credit
, Credit Repair
September 23, 2009
If you’ve got bad credit, or credit that’s less than perfect, the first thing you need to do is relax,… Read More...
Posted in Credit
, Credit Bureaus
September 23, 2009
Your credit score is a powerful tool. It can help you lease an apartment, buy a home or obtain an… Read More...
Posted in Credit
, Credit Reports
September 22, 2009
For the most part credit reports are pretty accurate, but there are times where you might find errors – if… Read More...
September 21, 2009
If you’re needing to fix some of those incorrect items on your credit report, you’ll be happy to know that… Read More...
Posted in Credit
, Credit Scores
September 20, 2009
A credit score is the greatest tool in determining the types of rates you will have to pay when borrowing… Read More...
Free Credit Report
From the time you open your first credit account, the three major credit bureaus – Experian, Equifax, and Transunion -- keep an invisible paper trail of all of your account activity when it comes to credit and loans. Up until recently, many consumers did not know what information was contained in their credit report unless they were turned down for credit, and requested a copy from one of the major credit bureaus.
However, in 2005, the federal Fair Credit Reporting Act (FCRA) mandated that consumers were entitled to one free credit report a year from the three credit bureaus. You can get your free credit report by going to www.annualcreditreport.com, a free website that was set up jointly by the three major credit bureaus.
If you have ever applied for a credit card, mortgage, or auto loan, then you probably know that your credit history, as reflected in your credit report, makes a big difference it the interest rates you qualify for, or whether you qualify at all. Get your free credit report and make sure your credit profile is the best it can be.
