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12 Days Winner: Robert KiyosakiDEBT MANAGEMENT » Get out of Debt
This post is part 7 of our 12 Days of Finance series. Have you voted yet? If not, make your choice known below!
Nationally syndicated radio personality, Clark Howard, has taken Americans under his wing with his program, The Clark Howard Show. Unlike other financial experts who expand their money-saving approach to long-term goals like retirement, Clark Howard’s advice focuses on smaller, everyday spending habits that add up over time. 
This article is the first in our 12 Days of Finance series. Have you voted for your favorite financial expert?
One of the most recognizable names and personalities in the finance world is undoubtedly personal finance guru, Suze Orman. Her often blunt financial advice has elicited a fierce following for this fiery Chicago native.
Dave Ramsey enthusiasts continue to adopt his Christian finance principles to combat debt caused by rising unemployment and the nation’s challenging economy. Unemployment rates in 2011 have loomed at about 9.1 percent, prompting Americans to seek out the Christian-based Dave Ramsey budget model in an effort to plow a path toward wealth and stability.
Just one day after Congress’ “super committee,” charged with addressing the national debt, announced it would fail to develop a $1.2 trillion debt reduction plan by Nov. 23, President Barack Obama announced his new focus, challenges Congress to preserve payroll tax cuts . The tax is set to expire at the end of the year, and if it does, the President suggests that the nation will lose one of its biggest economy boosters.
Failed Debt Reduction Plan Sends Congress Scrambling
The bipartisan debt committee created to find ways to reduce the national debt is expected to announce that it will not meet its goal by its Nov. 23 deadline. While details have not yet been released, many believe that the lawmakers simply have not been able to come to an agreement on enough hard-hitting issues to reduce national debt as intended.
Debt Committee Falls Short in Making $1.2 Trillion in Reductions
Cyndi Finkle believes that small businesses will save this struggling economy. Maybe that’s because the mother, entrepreneur and owner of two small businesses never saw herself as a business woman–until duty called.
Her path from photographer and artist to small business owner didn’t quite happen overnight. In fact, it all started with a debt.
Shortly after President Barack Obama signed the debt plan into law in August, helping the nation avoid default, a so-called congressional “super committee” was formed with the sole purpose of finding ways to make at least $1.2 trillion in deficit reductions by November 23. With the deadline only days away, the committee has yet to come to an agreement, causing anxiety among lawmakers about the repercussions of failing to do so.
Debt Committee to Make Long-Term Deficit Reductions
With several holidays coming up in the next couple of months, many of us are anticipating all the good things that go along with the celebrations. We look forward to going to family get-togethers, big holiday dinners and sharing in some good holiday cheer.
If you’ve been making payments on a loan for several months and it seems like you’re not making much progress, consider increasing your payment. Many people struggling to pay off their debt don’t have much more money to spare, but you’d be surprised at the big difference $100 makes in your debt progress.
You can see for yourself using a debt repayment calculator such as the one on CNNMoney.com.
A new report has revealed that college grads from the class of 2010 received more than their diplomas– they also faced a record average of $25,250 in student loan debt. This student loan average was about 5 percent more than the debt accumulated by the class of 2009, and is said to be the result of increased college tuition and a weak economy.