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LOANS » Current Rates, News & Information
New reports show that students are relying on federal student loans to finance their college tuition as private student loans Read More...
Posted in Auto Loans
, Loans
The delinquency rates dropped on auto loans made indirectly through dealers and directly to consumers in the second quarter. The Read More...
Posted in Loans
An “on-the-spot loan“ is simply another term used to describe a pre-approved loan. If you’re qualified to get an on-the-spot Read More...
In an effort to help homeowners modify their mortgage loans, some lenders are taking steps to lower the principal amount, Read More...
Posted in Student Loans
In a tough economy, sometimes it’s difficult to determine when the time is right to go back to school. You Read More...
Posted in Loans
, Student Loans
Did you go to college to increase your earning potential, but end up saddled with debt instead? Those struggling to Read More...
Posted in Student Loans
When you’ve already been to school once in your life and have started a career, sometimes it’s more than difficult Read More...
Posted in Loans
, Student Loans
If you’re going back to school for the first time in years and are looking for a way to pay Read More...
The thought of going back to school after having been out of school for so long can seem distasteful, especially Read More...
Going back to school can be both rewarding and troubling; rewarding because you’re acquiring an education that can help you Read More...
Loans
Whether you are applying for a student loan, a mortgage, or an auto loan, it pays to shop around for the best interest rates available to you. Before you sign on the dotted line with your bank, check with the local credit union, your auto dealership, or even the federal government. If you are a first-time home buyer or meet certain income qualifications for student loans, you may be surprised to find that there is a federal loan program offering low interest rates to borrowers exactly like you.
You should also check your credit report, which is one of the main tools lenders use to compare you to other borrowers. In 2005, the federal Fair Credit Reporting Act (FCRA) mandated that consumers were entitled to one free credit report a year from the three credit bureaus. If you want to qualify for the best interest rates on a loan, it pays to get your free credit report and make sure you have the highest credit score possible.
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