Government officials and big banks are working on a plan to make refinancing available to some borrowers who are saddled with underwater mortgages, according to a new report from the Wall Street Journal. Sources close to the matter say the refinancing plan will only apply to mortgages owned by banks currently working with officials.

Plan to Help Borrowers Who Lack Equity in Homes

Nexity Bank holds assets of over $957 million and serves over 21,000 customers in all 50 states in the United States and 20 different countries, yet it manages to provide the highest savings rates usually only offered by small community banks. Right now, customers at Nexity can earn a rate of .75% APY in their savings accounts.

All you need to begin earning this savings account rate is an opening deposit of $50. There is no monthly service charge and you’re allowed 6 transactions per month. Rates are subject to change at any time in the future.

If you’re looking for the stability of a large bank but the car financing rates only small banks and credit unions seem to have, try the National Bank of Arizona. It’s a stable financial institution with a community-oriented approach to banking and is currently offering an auto loan rate as low as 4.99% APR.

This car loan rate applies to new vehicle purchases only and car loans may be for a term of 60 or 72 months. The maximum loan-to-value (LTV) is up to 110% of MSRP, plus 15% of ancillary costs. The lowest loan rate is for applicants who meet credit qualifications and you may be offered a rate that is different from what’s advertised. Rates are subject to change at any time.

If you’ve been following Bank of America news then you know the bank has been working out some deals to resolve a number of issues, including faulty mortgages it sold before the financial crisis of 2008.

While all of the deals among investors are not complete, Bank of America has managed to make one major compromise to date. Let’s take a closer look at why the bank is making these deals and what they entail.

AIG Federal Savings Bank is a full-service financial institution that provides customers with an all-inclusive and positive banking experience. Today, this bank is offering a money market account interest rate of 1.00% APY.

In order to be eligible for this money market deal, you must maintain a minimum $10,000 account balance. Rates are subject to change at any time and without prior notification. Please contact the financial institution for more information.

The term “starving student” came into existence for a good reason. Zions Bank knows students especially need financial assistance and extra encouragement to save money, which is why they created the Codegreen Money Market account for students. This account currently offers an excellent money market rate of.71% APY.

Any qualifying student under the age of 25 can open this account. There is no minimum balance or monthly service fee, though this money market account rate applies to balances under $2,000. Anything over $2,000 will earn a rate of .35% APY. No more than six transfers can be made during each 30-day statement cycle by pre-authorized transfer, automatic transfer or telephone transfer, but you may make an unlimited number of withdrawals from the account in person, by ATM or by mail or messenger.

If you never thought a checking account could earn you extra money, you didn’t know about the high-yield checking account from EverBank. Their offer lets you earn a checking account interest rate of 2.25% APY for the first three months you hold the account.

There isn’t even a minimum balance requirement or monthly fee to earn this amazing rate. Simply open a checking account with EverBank and start earning a 3-month bonus rate of 2.25% APY. After that, the interest rate remains at a still impressive 1.09% APY for balances between $10,000 and $24,999.99.

If you’d like the security of a savings account but are looking for better interest rates, a six-month CD may be what you need. By committing to a short investment period, you can take advantage of the highest CD rates. Wilshire State Bank is currently offering a 6-month CD rate of 1.00% APY.

This CD rate is available to customers who deposit at least $1,000. You may withdraw any interest accrued prior to account maturity, but early withdrawal of the principal balance will result in a penalty. Accounts are automatically renewed.

The motto of First National Bank South is “Serving You First” and one of the ways they do this is by offering you the highest CD rate possible. Currently, you can earn a 6 month CD rate of 1.51% APY.

It’s very simple to start earning one of the best CD rates currently available. All you need is a minimum deposit of $500. However, do note that rates are subject to change.

Everbank currently has an offer for a high yield money market account that delivers 2.25% APY for the first three months. It’s called the Yield Pledge Money Market Account and it offers a rate within the top 5 percent of competitive accounts.

This money market rate applies to account balances of $50,000 or less. New account holders will earn a bonus rate of 2.25% APY for the first three months, after which point it becomes the regular, yet high, interest rate of 1.51% APY.