BBVA Compass is offering an impressive checking promotion that brings with it an 8 GB iPod Touch. You get the iPod if you open a new Build-to-Order Free Checking account by Dec. 15, 2009. See the promotion page for more details and don't forget to first register so that you can receive the claim code.

Here are some details of the promotion:

• Direct deposit must begin within 6 weeks of opening the account. It must also continue at least once per statement cycle.
• The account will be re-verified at 6 months to confirm you are meeting the requirements. If it isn't, your account will be debited $180 (the cost of the iPod touch) from your checking account.
• You will have to pay for shipping and handling of the iPod touch.

Some basics of Build-to-Order Free Checking include that the account has no minimum balance or direct deposit requirement. Also, it offers a $25 anniversary bonus.

A $100 minimum opening deposit is required to qualify for the bonus. Also, you must be a new customer and live in a state where a banking center is located (Alabama, Arizona, Colorado, Florida, New Mexico, or Texas). Limit 1 iPod touch per household.

>> Checking Rates

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

The money market rate at Zions Bank has recently lowered to 1.35% APY. The rate was previously listed at 1.40%.

Here are a few details of the account:

• $1,000 initial opening deposit
• $2,500 required to earn interest
• Account earnings compounded daily and credited monthly

You are limited to 6 pre-authorized, internet, auto or phone transfers per month. Branches are located in Texas, Washington, California, Utah, Nevada, Arizona, Colorado and Mexico.

>> Money Market Promotions

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

Bank of the West is offering a $100 promotion for its checking accounts . The promotion ends Dec. 11, 2009.

How the promotion works:

1. Choose to open either the Free Checking Account or Choice Interest Checking with deposit of $100 from another financial institution.
2. Enroll in direct deposit of at...

A new message on the SFGI Direct website suggests that it will no longer accept new applications starting Nov. 6, 2009. The message says that it will remove the "Apply Now" button from its site on that day.

The reason the site gives for removing the button is that it has "chosen a strategy to...

A few months ago, we reported on savings account rates that had lowered considerably - now we've found that they've lowered their rates even further. Since many banks offer variable savings account rates, it's a good idea to check your rate to see if it has dropped. You can also check other bank...

Bank of American Fork is offering a reasonable 1.60% APY on its highest tier with the SaveSmart Direct online-only savings account. Here is a breakdown of the tiers:

• 1.60% APY - $250,000 +
• 1.50% APY - $1,000 - $249,999.99
• 0.50% APY - $10 - $999.99

A minimum of $10 is required to open the...

Many credit card holders will be able to breathe a sigh of relief as they receive favorable deals from credit card issuers prior to the new law taking effect in February 2010. As a way to clean up their image after hearing months of criticism from President Obama and Congress, major banks are...

Take a look at variable, tiered money market rates offered by State Farm Bank , apart of State Farm Insurance:

• $0 to $99 - 0.00% APY
• $100 to $9,999 - 1.11% APY
• $10,000 to $24,999 - 1.36% APY
• $25,000 to $49,999 - 1.46% APY
• $50,000 to $99,999 - 1.55% APY
• $100,000 and over - 1.85% APY

Here...

It's difficult to find a 3% rate on CDs these days, so State Farm Bank's 28 month term CD at 3.00% APY is a competitive offer. Usually, you would have to go above 3 year term in order to get a 3% rate.

Some important information for you to know:

• Requires a minimum $500 to open a CD account
• CD...

If you're looking for a reasonable savings account rate , you'll be happy to know that Choice Financial in North Dakota is offering a 2.26% APY on RateBuilder Savings Accounts . Thisis a 30-day introductory rate and will revert torate tiers afterward.For example:

• Tier 1: $5,000 - $24,999will...