Go Banking Rates

The Premier Checking at Legacy Community Federal Credit Union (LCFCU) is currently at 4.00% APY. Reward checking account rates and balance requirements are as follows:

• Balances up to $25,000 - 4.00% APY
• Balances over $25,000 - 0.50% APY
• Base rate if qualifications are not met - 0.25% APY

Reward Checking Account requirements for the higher rates:

• Must make 12 debit card purchases
• One automatic payment or one direct deposit
• Must bank online and receive e-statements

The reward checking account is lenient as there are no minimum balance required and there are no monthly service charges regardless of monthly requirements. There is also ATM fee refunds nationwide up to $20 per statement cycle and the credit union is NCUA insured. To open a membership account with this credit union you must meet one of the requirements: live, work, attend school, or worship in the Birmingham-Hoover metro area.

Get more Reward Checking Account Rate Bank Deals on Go Banking Rates.

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

If you've been out of school for a while and are thinking about going back, it can be tough to think about all of the steps you'll need totake in order to do so. You'll need to go through the process of taking exams and then applying at various institutions to see who will accept you. If you have a family and job, you'll have to figure out how to juggle your responsibilities at home and work with school. And if you don't have the money yet, you'll have to figure out how to save for it.

Phew! That's a lot to think about, right? Well, at least the issue of how to save for school could be resolved with a little careful planning. The following are things to think about.

Cut Back On Your Spending:

Just like saving for anything else, when you save to go back to school, you're ]going to have to cut back in as many places as you can. This means,cooking meals instead ofeating out, renting movies instead of going to the theater, and canceling unwanted magazine subscriptions. Also, if you're paying a large car note for your vehicle, you may consider downgrading to a smaller car that carries a lower monthly premium. Whatever you can do to cut your expenses can help in your effort to save for school.

Look Into Financial Aid:

If you are doing your best to save but still don't know how you will come up with the thousands of dollars you'll need for school, you can consider financial aid. All you have to do is fill out the free FAFSA form online then you can see whether you qualify for federal loans and/or grants. Usually, the amounts you can receive from financial aid can reach the thousands, immediately helping to cut your out-of-pocket costs for school.

Tuition Reimbursement/Campus Work/Assistant-ships:

If you're currently employed with a company that offers tuition reimbursement then you may be able to recoup all of the money you pay for school each semester. This makes school essentially free. However, if you don't work for a company that offers it - or you don't work at all - you might consider taking on a campus job as an undergraduate, or assistant-ship as a graduate student to help pay for some or all of your tuition.

It's easier to save for a child who wants to go to college because you can take years togrow moneyin a Coverdell account or 529 plan. But if you're going back to school, you don't have as much time to save, which means you may have to take a few inventive routes to complete your education.

Remember, where there is a will there is always a way. If you are able to use financial aid for your education - that's great - but if you come short getting a great savings account rate can help with some of your college expenses, otherwise getting a student loan will do just the trick.

Premier Valley Bank located in California is offering a reward checking account rate of 3.01% APY . To open the checking account you must be a local. Premier Valley Bank Branches can be found in the following cities: Coarsegold, Fresno, Groveland, Mariposa, Merced, Modesto, and Oakhurst. This...

United Central Bank is offering various competitive rates for its CD accounts. Here are their rates as of today:

• 2.90% APY CD for 60 Month Term
• 2.90% APY CD for 48 Month Term
• 2.55% APY CD for 36 Month Term
• 2.35% APY CD for 24 Month Term
• 2.25% APY CD for 18 Month Term
• 2.25% APY CD for 12 Month...

Residents in Ohio, Michigan, Indiana, and Kentucky can earn a 2.25% APY on a reward savings account at Sutton Bank . This offer is related to their reward checking account since you have to meet the requirements of the checking account in order to be approved for the rates on the savings account....

Florida - locals only. The Palm Bank is offering a 13-month term CD with an APY rate of 2.50% . Here are some important details to consider when opening an account with them:

• Minimum deposit required to open a certificate of deposit is $2,500
• Maximum deposit is $90,000, with an option to open...

UnivestDirect , an online bank is offering a 1.25% APY Savings Account Rate . This savings account is convenient as it is online and the cost is zero to nothing.

The savings account feature of this bank are:

• Online Transfers to other banks are FREE of any charges
• Only eStatements available
• ...

Citi Bank is now offering a high 4.07% APY cd rate - this is by far one of the highest cd rate just for an 18 month cd . The stock market hasn't done too extremely well in recent months and many people are flocking into low risk investments such as cds, so if you're one of those people this cd...

In this turbulent economy, many US consumers are cutting back big on spending. Analysts don't expect it to get better for back-to-school season, which could be an early indicator of another lackluster holiday season where retailers tend to make their biggest sales for the year. Here are some...

Schools First Federal Credit Union has just dropped their auto loan rates from 4.75% APR to 3.99% APR . This is a great auto loan rate offer, especially when the government is giving away money on the "CASH FOR CLUNKERS" program and many auto dealers are still offering the $1,500 rebate. Anyone...