Go Banking Rates

Since 1934, the Federal Housing Administration (FHA) has been helping US citizens with the American dream of purchasing and then owning their own home. Whether someone's tastes lean towards a ranch, craftsman, modern, Victorian, townhouse or condo, the FHA has been helping to provide affordable loans to American consumers. One of which is the FHA Condominium Loans which helps those leaning towards apartment or condo living obtain their dreams.

FHA Condominium Loans are provided by the US Department of Housing and Urban Development (HUD) who has the power to insure any mortgage for these types of properties. If you're interested in purchasing a condo with a FHA Condominium Loan your property will be protected against losses on mortgage loans. You can also use the FHA Condominium Loans to refinance individual units in eligible condominium projects. To qualify for a loan for that use there are certain guidelines that must be adhered too (information on guidelines and requirements for condo loans).

FHA Condominium Loans have been designed specifically for people wanting to buy a home in a condo building. Usually there is a monthly fee towards the Home Owners Association (HOA) to help offset the costs of maintaining the property.
Condos are great for many individuals and families.

If you're thinking about buying a house or condo - see what other mortgage options are available to you on Go Banking Rates.

Union Center National Bank in New Jersey is offering locals only a reward checking account rate at 4.00% APY on their Super Heart Smart Checking Account. Rates with the respective balance requirements are:

• 4.00% APY - up to $30,000
• 0.50% APY - over $30,000
• 0.10% APY - default rate if requirements are not met

Requirements for the higher rates on the reward checking account:

1. 1 direct deposit every cycle
2. 20 debit purchases every cycle
3. Must receive eStatements

The upside of the Super Heart Smart Checking:

• ATM fees are refunded up to $25 a cycle
• Identity theft protection - up to $2,500
• Checks are Free

This checking account has a $5 charge every month - but this can be waived if you up your debit purchases of 30 a month. In this case this checking account seems restrictive, but there is another option for consumers to get - the Heart Smart Checking instead, the rate is only 2.00% but you avoid the monthly charges.

Reward Checking Account Rate deals on Go Banking Rates.

Other Terms and Conditions may apply to this offer - please contact the financial institution to review.

Many wonder if refinancing a car is an option with their current auto loan, and in a very high percentage of cases, the answer is yes . But why even go through the trouble? In this article, we will look briefly at reasons that someone would consider the refinance option on a current auto loan.

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With the S.M.A.R.T. Interest Checking at Flagstar Bank new customers can get a 2.00% interest on balances that are up to $100,000 and guaranteed for a whole year. There is also a $100 bonus offer option when new customers open a Flagstar interest checking account.

Flagstar S.M.A.R.T. Interest...

Golf Savings Bank is now offering competitive savings account rates nationwide for balances of $10,000 to $50,000+. The minimum balance required in order to not get a service charge of $3 is $300. However, if you're under age 18 or over age 55 - the service charge is waived. Savings rates for...

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Wachovia Bank , now owned by Wells Fargo , is offering some competitive CD rates depending on the term limit you choose. Some of the rates they are offering as of today are a 2.75% APY CD for 32 months , a 2% APY CD for 21 months , and a 1.40% APY CD for 13 months .

Here are some important details...

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Florida - locals only. Pinnacle Bank has some competitive rates for their longer-term bump-up CDs. Here are the rates:

• 2.50% APY CD rate for 2-year term
• 3.00% APY CD rate for 3-year term
• 3.25% APY CD rate for 4-year term
• 3.50% APY CD rate for 5-year term

Here are some important details for...