the-community-state-bank


Now for a minimum balance of $150 you can open a FREE rewards checking account for 5.05% APY at an FDIC insured bank - The Community Sate Bank.

Perks on this "Smart Rewards Checking" are:

  • There are no monthly charges
  • Free nation wide ATM refunds (if you meet certain requirements)
  • No minimum balance requirements (aside from the initial balance to open the checking account)
  • The checking account remains FREE even if you don't meet the requirements for the 5.05% APY

To be able to meet the 5.05% APY requirements:

  • You must make at least 10 Visca check card purchases
  • You must access your account online and be enrolled and receive eStatements
  • You must have one automatic payment account or set up one direct deposit

Rates for the FREE rewards checking account is as follows:

  • For any balance up to $25K, you earn a 5.05% APY if you meet all requirements
  • For any balance over $25K, you earn 1.01% APY if you meet all requirements
  • If you don't meet the requirements, then a basic free checking account rate of 0.50% APY will be applied


For more rates updates, please visit Go Banking Rates often as rates can change from time to time. For more great Rates please browse around Go Banking Rates.



Posted in Auto Loans

The price to borrow money is at historic lows and those who need a new car are in the perfect position to benefit from thebest 2009 auto loan rates. Whether you are in the market to buy a new vehicle, one that was previously owned or want to refinance your existing auto loan, now is the time to take action!

For those with excellent credit scores, higher than the 700 mark, dealer incentives may be your best bet for locating the best 2009 auto loan rates. Because of the state of the economy, car dealers are flush with inventory and a bit desperate to sell what they can. Extremely low or 0.0% auto loan financing options are available to those who qualify. It is important that you know your credit score in advance before relying on the dealer for financing because if you don't get approved for their promotions, they may not provide you with the best car loan rates.


Luckily, finding the best auto loan rates for 2009 is not as difficult as you may think. You do not need to spend hours searching the web to find great offers, as you can easily get all the information from sites that specialize in compiling all the information so consumers do not have to. One great resource is Go Banking Rates where all the auto loan rates information from a number of leading lenders is pulled into one location so consumers can more easily comparison shop to find the best 2009 auto loan rates.


Posted in 6 Month CD, CD Rates, Local Banks, Rates

Hyde Park Savings Bank CD Rate Offer

MA - locals only. Hyde Park Savings is offering an internet CD rate at 2.30% APY for a 6 month term. A minimum deposit of $1,000 is required to open a CD.

Here are some important details:

  • Electronic funding via ACH is allowed for MA residents only
  • There is no hard credit pull for opening an...


Read Full Article: Get CD Rates of 2.30% APY for 6 Month Term at Hyde Park Savings

Posted in Economy, Financial News

June Unemployment Rate Data

Source: MarketWatch

The US unemployment report paints a grim picture - more jobs were lost in June than in May, suggesting to many economists that a recovery by the end of the year is highly optimistic. 467,000 nonfarm payrolls were lost last month, compared to 322,000 jobs lost in May....



Read Full Article: US Unemployment Update - Jobless Claims Rise in June

Posted in Auto Loans, Savings Account

Despite brown bag lunches and coupon clipping, there are always some expenses that do not seem to be flexible at all, like high auto loan rates . Consumers are actively seeking ways to reduce their household budgets to more easily manage the economic downturn hitting them from all angles.

For...



Read Full Article: What Causes High Auto Loan Rates

Posted in Banking, Money Market, Rates

Seacoast Commerce Bank Money Market Rates


Seacoast Commerce Bank is offering a 2.05% APY money market account rate for their Investor Money Market acounts. Here are some important details for you to consider:

  • A minimum deposit of $10,000 is required to open an account
  • Interest is compounded daily and credited to your account...


Read Full Article: Seacoast Commerce Bank 2.05% APY Money Market Rate

Posted in CD Rates, Credit Union, Rates

South Jersey Federal Credit Union CD Rates

Jersey - local only. South Jersey Federal Credit Union is offering a CD rate at 2.50% APY for an 18-month term. You can also open it as an IRA CD. A minimum deposit of $10,000 is required in order to open an account. Please visit their membership eligibility page to see if you qualify.

South...



Read Full Article: 2.50% APY CD Rate for 18 Month Term at South Jersey Federal Credit Union

Posted in Banking, Checking Accounts

It may seem too good to be true, but United Federal Credit Union in Arkansas offers 6.01% APY guaranteed until 2010 . This rate is insanely high, so one might wonder how they can survive. In fact, most mortgages have a rate lower than that; so this bank lends money at a lower rate than it...



Read Full Article: 6% Checking Account Rate Guaranteed Until 2010

Posted in Economy, Financial News

After months of effort and patience on the part of many Americans, there are humble signs that the economy is slowly making steps towards the right direction . One of the largest indicators of the nation's economic health, the real estate market, showed an easing ofhome value declines. Property...



Read Full Article: The Current State of the U.S. Economy

Posted in Auto Loans

Shopping for a new car can be an exhilarating experience! There is nothing like the promises of a smooth ride, fuel efficiency and new car smell to fully intoxicate the senses of a car-shopper. Aside from the perks of new car ownership, there is the down side of having to pay for the vehicle, as...



Read Full Article: Saving Money on your Auto Loan Rates

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