Go Banking Rates

Now at Wilshire State Bank consumers can use new and/or "Now Personal" or "Now Power" checking account to be linked to their savings account and earn interest of 2.25% APY on their entire savings account balance if the account is open online.

Benefits of the savings account include:

• 6 free ACH Transfers a month
• Unlimited deposits and withdrawals that are made in person
• ATM card linked to both qualified checking and savings account
• Access to 61,000 ATMs nationwide - free of surcharges
• Online banking and free bill pay from checking account

The minimum daily balance for this account is $500 and if requirements are met there are no monthly fees - otherwise, any amount below $500 will have a monthly service charge of $5. If you're planning on opening this savings account with Wilshire State Bank be sure to read all the fine details so that you meet all the requirements for the 2.25% APY and be free from any kind of monthly service charge. This bank is FDIC insured for all amounts up to $250,000.

For more great Rates please see what Go Banking Rates has to offer.

Excel National Bank is offering a 2.24% ($250,000+ deposit) rate on their money market account deposits. According to their website, the money market accounts are best for "Clients who want to earn higher interest rates on higher balances and can limit transactions."Here are some of their other MMA rates:

• $0.01 - 9,999.99 for 1.25% APY
• $10,000.00 - 49,999.99 for 1.50% APY
• $50,000.00 - 99,999.99 for 1.75% APY
• $100,000.00 - 249,999.99 for 2.00% APY
• $250,000.00 and above for 2.24% APY

Some important details to note are:

• You need a minimum opening deposit of $1,000
• There is a monthly service fee of $20
• You can waive the service fee if you have a daily balance of $10,000 minimum
• Interest is compounded daily and posted end of month
• Total of 3 checks written and 6 debits per month
• Free Excel Online Banking Service with Excel Bill Pay

For the best money market rates online, please check in with Go Banking Rates often as rates change daily.

PA - Locals only. Republic First Bank is offering a 7 month CD at 2.25% APY . You must visit a local branch to open an account. Locations for the bank are all in Pennsylvania:

• Philadelphia
• Abington
• Ardmore
• East Norriton
• and Media

Republic First Bank has a fair rating from BauerFinancial and...

Mutual First Federal Credit Union located in Nebraska is currently offering a rewards checking account at 4.01% APY for residents in the Omaha area. For balances up to $25,000 the 4.01% APY applies - that is if all monthly requirements are met. If the balance is over $25,000 the 1.01% APY...

Discover Bank has a money market account rate of 1.75% APY , which is much higher than the national average of 0.44% (based on top 50 banks as of 6/16). With a Discover money market account, you'll be able to access money from anywhere, including online, by ATM, check, debit or credit...

Las Vegas - locals only. First Asian Bank in Las Vegas is offering a 2.75% APY CD for a 12 month term . The CD rates are included in the bank's rates table, and as of 6/23 includes:

• 2.00% for 3 months
• 2.30% for 6 months
• 2.75% for 12 months
• 2.80% for 24 months
• 3.00% for 36 months
• 3.28% for 60...

When it seemed as if savings account rates couldn't get any more lower than it already is - many banks decided to lower their savings account rates even more. If you have not checked the savings account rates at your bank, you should definitely check to see if the rates have lowered. For those...

Recent rate increases in the housing market may be having an effect onthose who want to refinance. As the market stabilizes, it seems to become more difficult for individuals to negotiate themselves into favorablemortgages.

Why Are Rates Rising?

Months of lost jobs and foreclosures resulted...

First East Side Savings Bank is offering a 2.25% APY money market account rate on deposits over $100,000. Money market account rates will compound monthly, and variable rates are subject to change without notice. You'll need a minimum opening balance of $2,500.00 to open a money market...

Broadway Federal Bank is offering an online CD at a rate of 2.53% APY for a 12 month term. Opening a certificate of deposit with the bank may require a credit check . The bank has 5 offices in Los Angeles and Inglewood, CA, and the CD offer is available nationally online.

Here are some important...