
Are you teaching your child about money? If the answer is no, guess again. Your child is watching and learning from you every day, whether you’re using an ATM or shopping for groceries–and he or she is forming an idea of what money is, how it works and how it should be handled.
Based on statistics about most adults’ general lack of basic financial knowledge, that may not be a good thing. 

The Apple iPhone 4S wasn’t the groundbreaking improvement upon the iPhone 4 people had hoped for, though it does combine an impressive number of features into a single package. When shopping this holiday season, you might wish to forgo other gadgets in favor of the iPhone 4S to save money, as it does just about everything. 

It’s the time of the year when we are accepting invitations to holiday parties with our friends, families and at our workplaces. Whether it’s Christmas or New Years, we may find ourselves with more invitations to various parties than we have time to attend or money to spend during this busy holiday season. 

There is nothing like celebrating the holidays with friends and family. When it comes down to it, it is the conversation, act of celebration and general merriment that makes this time of year most memorable.
Regardless of what your plans are for the big day or days, one way to getting the spirit flowing in your home is by decorating and there are plenty of ways to celebrate the season. 

With CD rates as low as they are, many have looked at investing in longer-term CDs to boost their yield. Others wonder whether it’s worth locking in such a low rate for 5, 7 or even 10 years. We believe using a method of investing in longer-term CDs with reasonable penalties can be an answer to this concern. 

Have you ever thought about where you want to spend your retirement days? A recent article MSN–Retire Overseas on $1,200 a Month–got me thinking about it. 

Go Banking Rates is currently hosting a special Black Friday sweepstakes on our Facebook page. The original deadline to enter for your chance to win a $50 AMEX gift card was tonight, December 19th at 11:59 pm. However, we’re experiencing a flood of amazing entries and don’t want to end the fun just yet. 

During this holiday season, is it better to give or receive? Scrooge may have learned his lesson, but for identity thieves, it’s neither–they prefer to take, and their latest winter wonderland for victims is Facebook.
Having surpassed 800 million users worldwide, there are plenty of potential targets on Facebook for crooks to go after. Knowing how they go about their schemes will help you be more informed about protecting yourself from Facebook identity theft and similar fraud on other social media websites. 

The year is almost over, and while you may be eager to turn the page on 2011 and start a fresh new year, there are a few things you need to get in order first. In fact, taking care of business before the year is through will help set up your finances for a stronger 2012. Here are some of the things you should tackle before the ball drops on January 1st. 

Fitch Ratings announced on Thursday it had made credit downgrades on eight of the world’s largest banks, including Bank of America Corp., The Goldman Sachs Group Inc. and Morgan Stanley. The ratings agency explained that the downgrades were the result of increased challenges facing the banking sector, due to weak economic growth and heightened regulation.


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