
Christmas Day is quickly approaching, which means the days you have left to purchase great gifts for your loved ones are dwindling down. It’s not uncommon for those who haven’t finished their shopping to run out the weekend before Christmas in a frenzied panic, throwing items into their carts they really can’t afford–draining their savings accounts in the process. 
The new Kindle Fire from Amazon is making a splash in the tablet market as one of the most wanted gadgets this holiday season. While the Kindle Fire doesn’t match the technical specifications of an iPad, the device does boast an impressive quality the wizards in Cupertino, California can’t match: The price is right. 

The National Retail Federation estimates that this holiday season, consumers will spend about $704.18 on gifts and seasonal merchandise. That’s no joke!
If you don’t see room in your budget for that kind of spending, don’t cancel your Christmas party just yet. With the following holiday party tips, you can save money by borrowing most of what you need and spending only on the few key items you really should go out and buy. 

As the holiday season shifts into high gear after Thanksgiving, it can be easy to get caught up in the spirit of the season and fall victim to Christmas debt. When you go out, retailers all play festive music and decorate their stores to the nines. They arrange their stores to put you in the right mood to give and to spend. 

Standard & Poor's Managing Director of Sovereign Ratings, John Chambers
Standard & Poor’s (S&P) Ratings Services issued five more North American banking credit rating downgrades in December. This may not sound like interesting news, but it could affect your wallet and your job. 

November may claim some of the biggest sales of the year with Black Friday and Cyber Monday, but it’s possible to save big bucks in December, too. In fact, year end is a great time to snag discounts across the board, as retailers make room for new year merchandise.
However, there are definitely key items to look out for especially large discounts, so find out how you can ease your budget in the final month of the year. 

We want to know: Who is the top finance expert? Some may judge a person’s expertise by the number of best-sellers they’ve written, or even the number of Twitter followers they have, but Go Banking Rates is going straight to our readers for the answer. We know all of these experts provide their followers with great tips and ideas, but who is the most popular? 
It has recently come to light that major cell phone service providers like Sprint and HTC have been providing customers cell phones that come pre-installed with a smartphone tracking app, which runs undetected. 

Most of you know how satisfying it is to save money on gifts, especially amidst the holiday shopping frenzy. However, a money saving strategy that some have sadly evaded for far too long is online shopping.
While many Americans succumb to overcrowded parking structures, shoulder-checking their way through shopping malls and paying retail prices, online shoppers have developed the art of online guerrilla shopping tactics that would make any avid couponer green in the eye. 

With the holidays quickly approaching, we have to start planning how and with whom we are going to spend our holiday season. Although I am from a small immediate family, my extended family stretches out to six aunts and uncles (along with their families) on my mother’s side and four aunts and uncles on my dad’s side of the family. 


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