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Posted in Saving Money , Savings Account

last minute holiday shopping tips

By Stacey Bumpus

Christmas Day is quickly approaching, which means the days you have left to purchase great gifts for your loved ones are dwindling down. It’s not uncommon for those who haven’t finished their shopping to run out the weekend before Christmas in a frenzied panic, throwing items into their carts they really can’t afford–draining their savings accounts in the process. Last-Minute Shopping: 5 Ways to Avoid Blowing Your Budget

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Posted in Saving Money , Savings Account

new kindle firePhoto Source

By Nicholas Pell

The new Kindle Fire from Amazon is making a splash in the tablet market as one of the most wanted gadgets this holiday season. While the Kindle Fire doesn’t match the technical specifications of an iPad, the device does boast an impressive quality the wizards in Cupertino, California can’t match: The price is right. Kindle Fire Versus iPad 2: What’s the Right Price Point for a Tablet?

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Posted in Saving Money , Savings Account

holiday party tips

By Casey Bond

The National Retail Federation estimates that this holiday season, consumers will spend about $704.18 on gifts and seasonal merchandise. That’s no joke!

If you don’t see room in your budget for that kind of spending, don’t cancel your Christmas party just yet. With the following holiday party tips, you can save money by borrowing most of what you need and spending only on the few key items you really should go out and buy. Borrow Versus Buy: Holiday Party Tips for Hosts on a Budget

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Posted in Debt

christmas debt

By Peter Anderson

As the holiday season shifts into high gear after Thanksgiving, it can be easy to get caught up in the spirit of the season and fall victim to Christmas debt. When you go out, retailers all play festive music and decorate their stores to the nines. They arrange their stores to put you in the right mood to give and to spend. 8 Ways to Save Money on Gift Giving and Avoid Christmas Debt

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Posted in Credit
credit rating downgrade

Standard & Poor's Managing Director of Sovereign Ratings, John Chambers

By Jeff Bartlett

Standard & Poor’s (S&P) Ratings Services issued five more North American banking credit rating downgrades in December. This may not sound like interesting news, but it could affect your wallet and your job. S&P Credit Ratings Are a Joke, but the Joke Is on Us

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Posted in Best Time to Buy , Savings Account

best time to buy

By Casey Bond

November may claim some of the biggest sales of the year with Black Friday and Cyber Monday, but it’s possible to save big bucks in December, too. In fact, year end is a great time to snag discounts across the board, as retailers make room for new year merchandise.

However, there are definitely key items to look out for especially large discounts, so find out how you can ease your budget in the final month of the year. December: Best Time to Buy a Computer and Other Sources of Entertainment

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Posted in Contests

Personal Finance Experts

We want to know: Who is the top finance expert? Some may judge a person’s expertise by the number of best-sellers they’ve written, or even the number of Twitter followers they have, but Go Banking Rates is going straight to our readers for the answer. We know all of these experts provide their followers with great tips and ideas, but who is the most popular? 12 Days of Finance: Who Is the Most Popular Expert of 2011?

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Posted in Banking

carrier iq
By Casey Bond

It has recently come to light that major cell phone service providers like Sprint and HTC have been providing customers cell phones that come pre-installed with a smartphone tracking app, which runs undetected. Is Your Android Spying on You? Mobile Banking Compromised by Carrier IQ

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Posted in Saving Money , Savings Account

Sneaky Moves that Save Big on Online Shopping

By Jennifer Calonia

Most of you know how satisfying it is to save money on gifts, especially amidst the holiday shopping frenzy. However, a money saving strategy that some have sadly evaded for far too long is online shopping.

While many Americans succumb to overcrowded parking structures, shoulder-checking their way through shopping malls and paying retail prices, online shoppers have developed the art of online guerrilla shopping tactics that would make any avid couponer green in the eye. 5 Sneaky Moves that Save Big on Online Shopping

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Posted in Saving Money , Savings Account

holiday travel

By Kristina

With the holidays quickly approaching, we have to start planning how and with whom we are going to spend our holiday season. Although I am from a small immediate family, my extended family stretches out to six aunts and uncles (along with their families) on my mother’s side and four aunts and uncles on my dad’s side of the family. Family or Finance? Travel Versus Staying Home During the Holidays

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Best Banking Rates

Featured Rate
Ally Bank
Ally Bank Open Account with Ally Bank
1.15%
Date: Feb 6, 2012
2-Year CD Rate
Highest Rates Recent Rate Changes
G.I.C. Credit Union 2 Year CD Account
2.25%
Date: Feb 8, 2012
Self Reliance (Ny) Credit Union 2 Year CD Account
2.07%
Date: Feb 1, 2012
Houston Police Credit Union Savings Account
2.02%
Date: Feb 10, 2012
Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
 
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