
This is the final post in our 12 Days of Finance series. Keep voting until December 31st!
No finance expert list is complete without acclaimed financial counseling specialist, Dave Ramsey. He is most widely known for his Christian-based finance advice given through The Dave Ramsey Show, a nationally-syndicated radio segment which reaches millions of listeners eager for advice on their personal finance dilemmas. 

Claims for unemployment insurance fell to a 9-month low this week. While touted as a sign of recovery, it is worth examining why. There are no credible signs that growth in jobs is a reason for the drop in the unemployment rate. Indeed, the real reason for fewer unemployment benefits claims seems to be quite the opposite. 

This post is part 11 of our 12 Days of Finance series. Make sure to cast your vote for your favorite finance expert below!
Stacy Johnson has been a resource for those interested in better money management or struggling with debt for decades, providing guidance through his series, Money Talks News, which is syndicated to 80 cities nationwide via major television networks, NBC, CBS, FOX and ABC. 

This post is part 10 of our 12 Days of Finance series. You can vote for your favorite personal finance expert below.
A lot of people turn to financial advisors when in need of advice regarding investing, retirement, estate planning and more, but few can say their advisor was ranked as the very best in the country. Ric Edelman has been listed in Barron’s “America’s 100 Top Financial Advisors” eight times and earned the #1 spot in 2009 and 2010. 
A new report from Thomson Reuters and the University of Michigan has found that consumers are feeling a lot better about labor conditions and the economy as a whole. As a result, the consumer confidence index rose to its highest level in six months in early December.
Consumer Confidence Index Climbed 4 Consecutive Months 
While some in the Occupy Wall Street movement have moved on to Occupy Homes, others are occupying a more nebulous form of the economy–student loan debt.
Student loan debt might be the defining issue of a generation, with debt at record highs and job prospects for college grads at record lows. While some in the Occupy Student Loans movement are urging people to stop paying student loans back, others have cautioned against this.

Fannie Mae has struggled to stay afloat financially since its first government bailout several years ago–but during third quarter 2011, the mortgage giant revealed it lost an astounding $7.6 billion and now needs additional federal assistance to avoid falling further into debt. 

This post is part 9 of our 12 Days of Finance series. Don’t forget to vote for your favorite expert!
David Bach is a financial and motivational speaker who has helped Americans strategize for a debt-free lifestyle. He has authored the Finish Rich Series, which discuss his core principles including: Spend less than you make, don’t waste money on little things and pay yourself first, just to name a few. 

This post is part 8 of our 12 Days of Finance series. Be sure to vote for your favorite personal finance expert in our poll below.
What do you do when you have a pressing personal finance question? Ask Liz Weston. She’s the go-to gal for any financial concern, from what to do with your student loans to how you should invest a sizable chunk of change. 

A recent report from General Motors Co. has found that U.S. auto industry sales rose at the strongest pace this November since much of the industry fell apart after the financial crisis. The automaker estimated sales rose at a 14 million annualized pace, which is up from 12.3 million a year ago.
After years of struggle, it appears that the auto industry could be making a strong comeback. 


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12 Days Winner: Robert Kiyosaki
