This post is part 8 of our 12 Days of Finance series. Be sure to vote for your favorite personal finance expert in our poll below.

What do you do when you have a pressing personal finance question? Ask Liz Weston. She’s the go-to gal for any financial concern, from what to do with your student loans to how you should invest a sizable chunk of change.

By Stacey Bumpus

A recent report from General Motors Co. has found that U.S. auto industry sales rose at the strongest pace this November since much of the industry fell apart after the financial crisis. The automaker estimated sales rose at a 14 million annualized pace, which is up from 12.3 million a year ago.

After years of struggle, it appears that the auto industry could be making a strong comeback.

This post is part 7 of our 12 Days of Finance series. Have you voted yet? If not, make your choice known below!

Nationally syndicated radio personality, Clark Howard, has taken Americans under his wing with his program, The Clark Howard Show. Unlike other financial experts who expand their money-saving approach to long-term goals like retirement, Clark Howard’s advice focuses on smaller, everyday spending habits that add up over time.

This post is part 6 of our 12 Days of Finance series. Have you voted yet? If not, make your choice known below!

Warren Buffett: CEO of Berkshire Hathaway, second wealthiest man in the nation, the “Oracle of Omaha.” Buffett didn’t rise to the top by accident.

Known for his uncanny mathematical and business skills even as a child, Buffett has established himself as one of the most successful investors in the world. But he’s not just great at picking stocks; he’s smart with his money even though there’s enough of it to last many lifetimes–and most importantly, generous with it as well.

By Nicholas Pell

It might not be a series of police invasions that put an end to Occupy Wall Street–the snow might do that. In New York City and most of the northeast, it will soon literally be freezing. What will Occupy Wall Street protesters do to keep warm? It appears they’ll be moving inside, taking the movement to a whole new level.

This post is part 5 of our 12 Days of Finance series. Make sure to cast your vote for your favorite finance expert below!

In 1993, two brothers began an investment newsletter that quickly evolved into a successful multimedia financial services company. Today, David and Tom Gardner’s The Motley Fool–which includes award-winning website, Fool.com–has become a leading online financial information exchange.

You are not your credit score. It’s true that banks and other businesses place a lot of emphasis on your three-digit score when they’re deciding whether or not to take you on as a customer, but that’s not all they consider.

Your credit score doesn’t tell the whole story–it only predicts the likelihood that you will pay your bills based on how you’ve paid in the past. And as evidenced by the mortgage meltdown, placing more emphasis on credit scores than ability to repay is bad for everyone involved.

This post is part 4 of our 12 Days of Finance series. If you haven’t voted for your favorite expert yet, make your top choice known below!

What sets Jeff Yeager apart from the other experts on our top 12 list? Well, to start, he’s the only financial guru to answer his own phone when we called. Actually, Yeager really enjoys phone time with fans:

Fannie Mae, Freddie Mac and several large mortgage lenders have announced that they will not foreclose on delinquent borrowers during the Christmas season. The mortgage servicers said they are taking this step to help struggling homeowners rest assured that they won’t have to think about facing a stressful foreclosure for at least a few more weeks.

This post is part 3 of our 12 Days of Finance series. Have you voted for your favorite finance expert yet?

Ramit Sethi is a personal finance blogger turned bestselling author with the success of his book, I Will Teach You to be Rich.