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Layaway is making a comeback, but don’t fall victim to its false allure. Layaway stores use phrases like “the easy way to pay” and “flexible payment options” to trick shoppers into the costly entrapment of layaway programs. Promises to save money are empty and unfounded.
How Stores with Layaway Profit from Your Losses 
Black Friday is an unofficial American holiday and a boon for American business. Black Friday spending helps businesses get through their fourth quarter, while Americans get the best Black Friday deals and save money–often hundreds–on their winter holiday shopping.
While America gets its holiday shopping list together, we took the time to research precisely what Black Friday means for American business.
Black Friday is undoubtedly the most exciting shopping day of the year. Retailers go out of their way to present amazing offers that you simply can’t pass up, whether you’re buying for someone else or treating yourself to a great holiday gift.
But just because your favorite stores are advertising Black Friday deals doesn’t mean you should jump on every one you see. Believe it or not, there are some items you should pass up on this major shopping holiday. Here are 8 items for which retailers rarely offer the best Black Friday deals:
Photo: Ms Jones via Wikimedia Commons
Thanksgiving is nearly upon us, which means it’s time to enjoy the three F’s: Football, family and food! If you are in charge of preparing some good eats this year, but are working with a smaller budget than you’d like, you are not alone.
A $25 restaurant gift certificate for $2. An hour-long Swedish massage at half-off. Some deals are just too good to pass up. After all, when it comes to daily deals and coupon sites like Groupon, the more you spend, the more you save.
My title made me chuckle, as I pictured the mug shots of 10 gadgets hanging in the Post Office below a “Most Wanted” sign. While gadgets may not be criminals, we all know that the hot items each holiday season are hunted with a level of intensity that not even the FBI can match when in pursuit of bad guys. Remember the Furby frenzy back in 1998? Game Boy mania in ‘91?
If you’re Santa to a gadget person, you may want to pick up one of these hot most wanted gadgets early–and online–because ‘tis the season for those otherwise mild-mannered, mainly suburban men and women to be on the crazed hunt. Don’t say I didn’t warn you!
Cyndi Finkle believes that small businesses will save this struggling economy. Maybe that’s because the mother, entrepreneur and owner of two small businesses never saw herself as a business woman–until duty called.
Her path from photographer and artist to small business owner didn’t quite happen overnight. In fact, it all started with a debt.
Black Friday kicks off the biggest shopping time of the year as people begin racking up Christmas gifts for family and friends. Of course, everyone knows Black Friday offers the opportunity to save money with amazing discounts on popular items, but with the growing popularity of online shopping, many retailers have started offering their deals prior to Black Friday, especially via their websites.
Basketball fans are having a hard year. The NBA lockout is now in its fourth month, forcing basketball aficionados to make due with hockey. The Association cancelled the season at least through December 15. Still, there are more effects of NBA cancelled games than just depriving sports fans. The lockout has tangible effects for the national economy and the local ones of cities with teams.
U.S. banks, like Citigroup and Bank of America to name a few, are facing credit downgrade ratings within three weeks, according to a new announcement from Standard & Poor’s (S&P). The ratings agency said that it is in the process of updating its credit ratings. As a result, up to 30 of the world’s biggest banks could see their ratings drop.
