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Posted in Saving Money , Savings Account

traveling on a budget

By Jennifer Calonia

As we head into November, Americans are scrambling to book a cheap holiday before 2011 comes to a close. Whether you’re traveling across country to visit the parents, or rounding up the little ones en masse for a holiday reunion this season, there are many money saving tips for those traveling on a budget. Top 10 Money Saving Holiday Travel Tips

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Posted in Debt

debt planner

If you’ve been making payments on a loan for several months and it seems like you’re not making much progress, consider increasing your payment. Many people struggling to pay off their debt don’t have much more money to spare, but you’d be surprised at the big difference $100 makes in your debt progress.

You can see for yourself using a debt repayment calculator such as the one on CNNMoney.com. Learn How Just $100 a Month Saves Thousands with an Online Debt Planner

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Posted in Investments , Stock Market

presidential cycle stock market

By Beth McKenna

There’s a saying in the stock market that “the trend is your friend,” meaning it’s usually a better idea to invest along with trends than fight strong headwinds. Any runner, walker, biker or sailor knows this is true; you can usually get a lot further with less effort if you let the tailwinds help propel you along.

The Presidential Cycle Trend has an amazing track record, so it’s worth examining. The Stock Market’s Presidential Cycle: 2011 Should be a Winner

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Posted in Loans , Student Loans

student loan debt relief

By Nicholas Pell

The Occupy Wall Street movement has no clearly defined purpose, though the protest against Wall Street does find some unity on the issue of student loan debt. With two-thirds of all college graduates holding some kind of debt from student loans in an increasingly bleak job market for grads, many are demanding some form of student loan debt relief–but does the Obama student loan plan provide it? Will Obama’s Student Loan Debt Relief Bill Save Gen Y?

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Posted in Banking , Fees

By Casey Bond

Toby Karlin

Occupy Wall Street protests have been going strong over the last couple of months and have inspired demonstrations across the nation, including Occupy LA, as well as Bank Transfer Day.

We were able to track down and interview an Occupy LA protester who plans to switch, and find out why, exactly, he feels his money will be better off at a credit union.

Below is our interview with Toby Karlin. Interview: Why I’m Switching Banks for Bank Transfer Day

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Posted in Banking

switching banks

By Jennifer Calonia

Transitioning away from your current bank to a new credit union or local bank can be an intimidating prospect, but with an organized exit strategy and a commitment to your financial well-being, jumping ship to another financial institution can be a worthwhile and painless process. If you want to change banks, here’s how to do it. How to Switch to a Credit Union or Local Bank

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Posted in Banking , Credit Union

credit union benefits

By Jennifer Calonia

Credit unions tend to hold an unflattering reputation as major bank companies continue to be a large presence among financial institutions. However, in the past couple of months, credit unions have been gaining recognition, due to new debit card fees proposed by national banks such as Bank of America, JP Morgan Chase and Wells Fargo.

These ill-devised fee initiatives have brewed resistance from big-bank customers, which spurred the creation of Bank Transfer Day on November 5th. While all major banks have retracted plans to charge customers debit card fees, many fed-up Americans still show interest in the advantages of a credit union. 5 Credit Union Myths Busted

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Posted in Banking , Credit Union

bank transfer dayPhoto: tomblanton1957 via Flickr

By Justin Stolzfus

Take note: Bank Transfer Day, an ad-hoc celebration of leaving big banks and taking your business to smaller credit unions and financial institutions, is taking place tomorrow, November 5. However, before you jump on the bandwagon, consider whether switching banks is really the right move for you. Bank Transfer Day: Think Twice Before You Switch

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Posted in Tax

Herman Cain 999Photo: Gage Skidmore via Wikimedia Commons

By Stacey Bumpus

As the 2012 presidential election approaches, candidates have been working overtime to make the greatest impression on the American public. They know one of the big issues on the minds of Americans is taxes, which is why a large number of tax proposals have recently surfaced.

Let’s take a closer look what they are and who is backing them. From Herman Cain to Rick Perry: A Look at Current Tax Plans

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Posted in Investments , Stock Market

top 10 best stocks

By Beth McKenna

If Apple or Hansen Natural didn’t capture your investment attention–and dollars–before their meteoric rises from small stocks to superstars, fear not. Stocks are like potential mates. Just as there are always more fish in the sea, there are always more superstar stocks in the market. In fact, below are the top 10 best stocks from the last decade. The 10 Top Performing Stocks of the Past 10 Years

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Best Banking Rates

Featured Rate
Ally Bank
Ally Bank Open Account with Ally Bank
1.15%
Date: Feb 6, 2012
2-Year CD Rate
Highest Rates Recent Rate Changes
G.I.C. Credit Union 2 Year CD Account
2.25%
Date: Feb 8, 2012
Self Reliance (Ny) Credit Union 2 Year CD Account
2.07%
Date: Feb 1, 2012
Houston Police Credit Union Savings Account
2.02%
Date: Feb 10, 2012
Pentucket Bank 2 Year CD Account
1.41% to
1.30%
Date: Feb 10, 2012
Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
Date: Feb 10, 2012
Houston Police Credit Union 12 Month CD Account
1.26% to
1.25%
Date: Feb 10, 2012
 
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