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12 Days Winner: Robert Kiyosaki
Bank of America has just disclosed that they will be dropping the $5 debit card fee they planned to begin charging due to customer outcry and dissatisfaction.
Millions of Americans voiced outrage when many of the nation’s largest banks, including Bank of America, Wells Fargo, JP Morgan Chase and SunTrust announced their intent to implement monthly debit card fees. 
America’s debt crisis probably affects you or someone you know–the average debt load in America is just under $16,000. Maybe you’ve even tried several debt solutions, but still feel crushed underneath its weight.
Perhaps by doing things that won’t get you out of debt, you are cancelling out the things that will. Here are a few behaviors debtors should avoid when trying to get back in the black.
In recent years, tried and true supernatural creatures like vampires and zombies experienced resurgence in the media and pop culture. Television series’ like True Blood and The Walking Dead have gathered devout fans worldwide. This love-affair with deathly beings has bred multi-billion dollar franchises, which is fed by fans shelling out tons of money in support of their favorite bloodcurdling team.
You’ll likely see kids outside dressed as vampires on Halloween. Did you know that you actually have vampires in your home? Not Dracula type vampires that suck blood while you sleep (at least I hope not), but electronic vampires that suck electricity while you sleep. These vampires don’t leave bites on necks, but they do take bites out of wallets, and getting rid of them will help in saving money.
When it comes to your emergency savings fund, have you set aside some money in preparation for a real emergency? For instance, when the zombie apocalypse hits, will you be ready?
One of the key possessions you should have on hand is a zombie survival kit. Putting one together requires quite a few items, and the cash to fund it, so make sure you budget for this end-of-the-world must-have.
Charitable hearts across the nation are linking arms throughout the month of October to aid in the battle against breast cancer, a disease which affects 1 in 8 women the United States alone. As the second leading cause of deaths among women after lung cancer, raising breast cancer awareness is a pervasive cultural development within our lifetime as modern medicine continues its search for a cure.
The number of colleges and universities charged $50,000 or more in tuition and fees for a single year increased this year. According to College Board data analyzed by the Chronicle of Higher Education, the number of schools charging this amount in the 2011-2012 school year jumped to 123 from the previous year.
If there’s one piece of advice most parents give their kids, it’s that getting a good education is the key to successful adulthood. You have to go to college because that’s how you get a fulfilling, high paying job.
Unfortunately, that’s really not true anymore–and in the case of Generation Y, young adults are pretty much doomed whether they never even graduated high school or just earned their MBA.
One of the biggest concerns affecting workers today is retirement. Study after study shows that a large number of employees fear there won’t be enough money set aside in Social Security and their personal savings to pay for financial obligations after they’ve stopped working. As a result, many have simply opted to stay at their jobs longer than they ever thought they would.
For many of us, credit card debt can be an overwhelming source of financial stress. It can be difficult to keep up with minimum payments each month and it becomes hard to stay ahead when we rely on credit cards as a fall-back for monthly spending.
