
The web has had an incredible impact on just about every area of personal finance, from how we spend and save money, to the tools we use to manage our accounts and even the ways in which we become victims of fraud. However, one niche domain in the arena of personal finance that has been quickly growing and changing the way many learn and discuss personal finance is blogging. 

Now more than ever, students interested in pursuing higher education have plenty to think about. Is it always the right choice to push for a bachelor’s degree, even if you can’t really afford the student loans? Is college the right choice at all? For those who have been contemplating taking a shorter route, it’s good to consider acquiring their associate’s. 

Taxes have long been the bane of many wage earners’ existences. No one enjoys handing over a share of the money they’ve worked hard to earn, and even the rich would rather pay lower taxes–That is, except for Warren Buffett. 
Ten years on and we remember the tragedy of September 11, 2001, a pivotal turning point in recent U.S. and world history. After years of facing and combating it overseas, 9/11 brought the full impact of terrorism to U.S. shores, and the results have greatly impacted our economy. 

Believe it or not, we’re nearing holiday shopping time again and already, Walmart is trying to stay ahead of its competition by announcing its plans to bring back the layaway option. While this type of credit has already been available from Sears and other merchants for a few years, it hasn’t been offered by Walmart since it ditched its pay-as-you-go plans in 2006.
Retailer Looking to Provide Options for Budget Shoppers 
Nearly everyone wonders about the long- and short-term effects of the recent U.S. credit downgrade. America’s Moody’s rating remained intact with a warning, while Standard and Poor’s actually downgraded the U.S. credit rating because of the national debt crisis. To understand what this credit rating downgrade means, it is necessary to explore more basic areas such as the meaning of credit ratings and sovereign debt in general. 

President Barack Obama is scheduled to conduct a joint session of Congress to address his job and growth proposal. Tonight will be his sixth speech on the topic of job growth and rising unemployment since 2009. 
With the rapid emergence of web-based financial technology like online banking and trading, the security of user personal information has become a top concern for both consumers and financial institutions. Computers, however, are quickly becoming the second place option for surfing the web, while the use of smartphones is exploding. Unfortunately, with this shift comes a similar one in ID theft and the ability for identity thieves and hackers to see your private data via your phone. 

The U.S. economy has seen a number of bubbles expand and pop over the past decade. Two big ones that we’ll never forget are the Dotcom bubble burst in 2000 and the housing bubble burst in 2007. Unfortunately, these occurrences are not particularly uncommon, simply because the nation’s financial system often overvalues the worth of a product or service. So are your student loans worth more than the education you’re receiving as well? 

Accounting for more than 35 percent of the reverse mortgage loan market, Bank of America, Wells Fargo and Financial Freedom have recently decided to exit. The decision has many seniors wondering if a reverse mortgage is really a reputable product.


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