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Posted in Economy

labor day

By Stacey Bumpus

As the Labor Day weekend approaches, you’re probably getting ready to travel to see family–or maybe you’re staying home and barbecuing for friends who stop by. There’s no doubt it feels great to take advantage of your paid day off from work, but have you ever taken time to think about why you’ve been granted this holiday? Do You Know What You’re Celebrating this Labor Day Weekend?

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Posted in

labor day

By Casey Bond

Tomorrow is Labor Day, a holiday that recognizes and honors American workers for their contributions to the country. As a national holiday, most of these workers will take the day off to celebrate–unfortunately, for many, this Labor Day will be just like any other day because they have no job to take time off from. Labor Day Report: Finding a Job Today

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Posted in Auto Loans , Dealer Financing

labor day car sales

By Casey Bond

Labor Day, arguably the best day to buy a car, is just around the corner. That means anyone planning to purchase a new vehicle or obtain an auto loan might want to do it the weekend of September 5 or possibly miss out on some really sweet deals. Round Up of the Best Labor Day 2011 Car Sales

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Posted in Credit , Financial News

credit bureaus

The newly-formed Consumer Financial Protection Bureau (CFPB) is questioning whether credit bureaus are doing their part to properly manage credit reports and scores. The agency, which is a layer of regulation created under the Dodd-Frank Wall Street Reform and Consumer Protection Act, is also contemplating whether it should oversee credit bureaus with the same scrutiny as big banks. Credit Bureaus Could Face Tougher Rules

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Posted in Mortgage Rates

chinese housing bubble

The U.S. economy is still reeling from the effects of the 2007-2008 collapse of the housing market. European economies, including those of Spain and the UK, were also hard hit from the same housing bubble syndrome. Back in the early nineties, Japan’s economy, then the fastest growing major economy in the world, suffered a similar collapse, one from which it has yet to completely recover.

Chinese real estate is the latest housing bubble candidate some prominent international investors have been warning, the bursting of which would dwarf all those that occurred previously.  Will excessive debt creation, leverage and rampant real estate development and speculation derail the Chinese economic miracle? Chinese Real Estate: A Housing Bubble to End All Housing Bubbles?

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Posted in Investments , Stock Market

dividend paying stocks

Dividend paying stocks have been shown to provide higher investing returns with less risk than do their non-dividend paying counterparts over the long-term. All other things equal, the longer the investment period, the greater the out-performance. Of course, this is dividend paying stocks and non-dividend paying stocks as groups; there will always be exceptions on the individual stock level.

Higher Returns on Dividend Paying Stocks: Show me the Stats! Dividend Paying Stocks: Lower Risk, Higher Returns

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Posted in Investments

inflationLike most people, all you probably know about inflation is that it makes things more expensive. However, there are a broad array of inflationary effects that can cause headaches for consumers, investors and businesses alike. Learning the causes of inflation will help you know when inflation might be coming, and knowing the effects will help you prepare for an inflationary period and protect your investments.

Definition of Inflation Causes of Inflation, Effects of Inflation (and Why they Both Matter)

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Posted in Investments , Stock Market

lipstick effect

Do you want to get a gauge on the state of the U.S. economy?  You can follow Consumer Confidence, Industrial Production or any number of the myriad of statistics if you’d like. However, you could also kiss off the reams of stats and simply follow lipstick sales: When they’re up, the economy is down.  This (contrary) economic indicator has proven to be red-hot. The Stock Market’s “Lipstick Effect” Has Been Red-Hot

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Posted in Economy

green jobs

By Andrew Burger

It’s been some three-odd years since the Great Recession and the near total collapse of the global financial system.  U.S. unemployment rates remain at historically high levels while job growth has been nowhere near the pace typical of an economic recovery.  The abysmal U.S. labor market has economists saying that the political economy of the U.S., as well as the labor market, are out of sync with the times; fundamental, structural flaws are taking their toll.

The idea of building a “green economy”–one focuses on energy conservation and improving energy efficiency, along with developing renewable energy resources and “clean” technology– has been advocated as a business strategy as well as a framework for government job creation policies.  Going down this path, advocates say, can yield significant benefits when it comes to a number of critically important issues, not the least of which is revitalizing job growth in the U.S. Green Jobs in the US: A Mid-year Update

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Posted in Investments

buy gold

By Stacey Bumpus

Gold prices have been on quite a roller coaster ride for the past couple of years and that majority of that ride has been uphill. Even recently, prices were breaking new records continuously as the global economy worsened.

As we know, however, all good things must come to an end–and it’s possible that gold’s upswing will drop dramatically at some point. So from an investment standpoint, is it smart to jump on the bandwagon now? Or is it simply too late to buy gold? Is It Too Late to Buy Gold?

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2.25%
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2.07%
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2.02%
Date: Feb 10, 2012
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1.41% to
1.30%
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Houston Police Credit Union 2 Year CD Account
1.34% to
1.29%
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1.26% to
1.25%
Date: Feb 10, 2012
 
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