Maintaining a solid credit score is important for making future purchases and investments. A high credit score can help you get lower rates on auto loans and make qualifying for financing, investments and accounts easier.
If you’re planning on buying a house, getting a new car or opening a new bank account or credit card, you’ll want to learn how to read your credit report, keep your credit score high and get rid of any negative marks or errors in your report.
On GOBankingRates, you can find articles such as:
Why Your Credit Score Matters
- 9 Credit Report Myths You Need to Know
- How to Get the Most Out of Your Free Credit Reports
- 5 Dings You Can Remove From Your Credit Reports
The more you know about your own credit score, the better. When you optimize your spending habits, monthly payments and other financial aspects that affect your credit score, your credit report will portray you as the reliable borrower you are.
Whether you’re just starting out as a credit user or hoping to rebuild a poor credit history, there’s good news: Credit scores aren’t permanent. You can always work to recover the dings on your credit report from forgotten payments, too many hard inquiries or even a divorce.
GOBankingRates Can Help
As you work toward your financial goals, consult the GOBankingRates archives for answers to all your questions. The site’s experts can help you learn how to manage your budget, apply for the best credit card and more.