GOBankingRates

All you need to Know About Personal Finance Credit Reports

9 Credit Report Myths You Need to Know

Knowledge is the first step to awesome credit.

Read More »

The Difference Between Investigative Consumer Reports and Credit Reports

There is quite a substantial difference between an investigative consumer report and a credit report.

Read More »

1,000 People Are Mistakenly Declared Dead by Their Creditors Every Month

Checking your credit reports is always a must.

Read More »

Top Five Credit Reporting Mistakes that Can Hurt Your Score

Learn how to spot them and protect your credit score.

Read More »

Do You Know How to Read a Credit Report?

Hopefully, because you're not the only one looking at yours.

Read More »

Study Finds Credit Report Errors are Rare

A new study has released its findings that less than 1-percent of consumer credit reports contain errors that lead to significant changes in scores. The report, which was commissioned by the three largest credit-reporting companies, said that after surveying 2,338 people the vast majority of credit reports are accurate. Significant Reporting Errors Don’t Occur Often...

Read More »

Removing Bad Items from Your Credit Report

By making payments on time, not defaulting on any loans and adhering to all rules and regulations of all of your financial relationships, you can ensure a good credit score.  Unfortunately, sometimes may go wrong affecting your good credit standing.  If you have fallen behind in a mortgage payment or filed for bankruptcy, these things...

Read More »

How Long Does It Take to Remove a Bad Item from a Credit Report?

Disputing a bad item on your credit report can be very gratifying since you know it will eventually be removed. However, the question is: how long will it take? You probably have already been briefed that if you want a legitimate debt to be removed, it can take 7-10 years depending on what that debt...

Read More »