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All you need to Know About Debt Consolidation

Financial Literacy Series: Guide to Using Debt Consolidation Loans

The reason why a debt consolidation loan is so prudent in certain situations is because the new loan will replace the other loans and you’ll be paying much less in interest.

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Will Consolidating Debt Really Help You? Consider the Total Cost First

With loan interest rates at record lows, you might be considering rearranging your debt to help your monthly budget. Lowering the interest cost on your consumer loans means you pay less—right? Well, not always. Consolidating debt can make good sense, but what is good in the short run may actually cost you more in the...

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Organizations that Provide Financial Aid for Breast Cancer Treatment

In honor of Breast Cancer Awareness month, we put together a list of sources of financial aid for cancer patients in Don’t Let Treatment Put You In Debt: Financial Aid for Breast Cancer Patients. Below is contact information for these organizations. The Pink Fund The Pink Fund has been formed to help women and men...

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3 Often Overlooked Tricks to Eliminate Debt

Once you find yourself in debt, it may feel like there are no possibilities of fixing your situation. However, there are ways to eliminate your debt without having to opt for bankruptcy. Some options may take months, while others may take years. But you can pay down and eventually pay off your debt if you really...

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Pros and Cons of Debt Consolidation Loans

Ryan Guina is an entrepreneur and writer. He has worked for Fortune 500 companies and served six years in the USAF. He writes about money management and small business topics at Cash Money Life and military money topics at The Military Wallet. You can follow his twitter feed. Consumers struggling with high interest debt have...

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Debt Isn’t Always Bad

Debt has developed into a given when it comes to modern personal finance. The balance in your bank accounts is rarely enough to cover the costs of monthly expenses, buying a car or home or going to school. In fact, the average household carries about $8,000 in credit card debt alone. It’s probable that just...

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Reducing the Number for Creditors Through Debt Consolidation

The biggest influence on your FICO credit score is your management of personal finances. If you spend more money than you make and are unable to pay off your credit card bills when they’re due, you are certain to see your score going down. The lack financial responsibility will cost you a fortune when the...

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Debt Consolidation Doesn’t Always Save

With a slew of credit card debt, you think it is time to aggressively tackle your finances and clean up the situation. Debt consolidation may be the process — however, do not be tricked into thinking that the process is going to be inexpensive. Typically a debt consolidation loan is offered at a competitive interest rate,...

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Will Debt Consolidation Improve My Credit?

Debt consolidation is an excellent way for consumers to reign in and control finances that are spread out through several places. By opting into a debt consolidation program, you can benefit by merging all your debts together into one lump sum, so it is easier to manage and pay off in a timely manner. Most...

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How to Avoid Debt Consolidation Scams

There is nothing worse then a bully preying on the weak, just because they can. From the playground to the boardroom, there are always predators lurking about waiting to strike when you frightened and vulnerable. By educating yourself on the realistic possibilities of unethical behavior, you can increase your chances of avoiding it. Why some...

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Debt Consolidation Facts

If your philosophy with money management until this point has been “why do today what you can put off until tomorrow,” you may find yourself in a bit of a financial quandary. If you find that you are getting overwhelmed by the multiple debts from personal loans, credit cards and car financing, then you may...

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What are the Advantages of Debt Consolidation?

There are advantages to debt consolidation that will help consumers out of financial debt and regain financial stability.

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